company advertises on tv to help consumers find health insurance, claims to be better than fed govt website; entered my into and got total bs; am low income senior on SS Benefits; nonprofit calculator websites (kaiserfamilyfoundation.org, others) calculated 100% subsidy for me based on US govt info; Healthmarkets.com tried to steer me to policies charged $450/mo or more. Totally incompetent? or Totally dishonest? Just another ripoff corporation from Texas.