I apply for health insurance online and these people called me. They claim to be better than Obamacare. They said Obamacare doesn't pay anything except for doctor visits. No labs, bloodwork or even hospital stays. They claim to have a PPO insurances where you only pay your co-pays. They claim there is no deductibles. They call my phone every single day trying to get me to give them my credit card information . Glad I read these reports first.