John
Louisville,#2Consumer Comment
Fri, October 05, 2007
Send ALL payments via Certified Mail with Return Receipt....this will cost $3 but it's worth it. You'll receive a notification card from the USPS stating exactly when the item was received by Homecoming.....If they try to pull the "late payment" scam, contact your state postmaster general. There's a reason why they like late payments...they can note this on your credit report to damage your credit file, making it it unlikely that you'll be able to refinance with another firm...They want to keep you in their firm grip and on their terms.