Get Smart
Newburgh,#2Consumer Comment
Tue, August 26, 2008
I want to know what other recourses she would have for her situation. GMAC failed to acknowledge receipt of my payments even though I sent them copies of the money orders front and back. They filed foreclosure. I filed Answer. Please help.
Miss Guardian
Sharks Paradise,#3Consumer Suggestion
Tue, August 05, 2008
Dear Jamie, I offer condolences for your loss, because I suffered a loss, too! It is state law that before any official foreclosure procedure can begin you have to experience several attempts by the company to resolve the issues, if this has occurred & resolution has not been reached they can start foreclosure procedures provided that they did indeed notify you by certified mail of which it sounds like this did not occur! Also, in order to turn done your money it has to be acknowledged & turned down by an individual of whom is in a postion of utmost authority to do so (not just any individual) of which, it sounds like, that just randomly your payment was turned down. You have rights, you can still pursue these unresolved issues to obtain & accomplish your objective to be entitled to expression of proper authorized explanations in writing! Do not allow any of your rights to be violated by the other side whatever those rights of yours may be! Wishing you courage to fight for justice to be yours!
Cat
Hendersonville,#4Consumer Suggestion
Tue, April 22, 2008
You said you were 2 payments behind. A mortgage company will not accept anything less than your entire payments. So, yes you would need to pay both payments plus all fees and it adds up quickly. I am not fussing at you ,but considering the company your with, you already had a high interest rate or a ARM. Which means they are less likely to work wiith you. So, you really need to get a forbearance worked out or it will go to forclousure quickly. I doubt selling is an option at this point. Sorry to hear about all your problems. I hope you can work it out. However being 2 payments behind means you had to catch up the entire payment plus ALL FEES in order to keep it out of forclousure. Good Luck Cat