Carrie
Memphis,#2Consumer Comment
Fri, April 13, 2007
I'm a consumer of theirs as well.Let me begin by they are very NASTY to all of us period! My mortgage was 950.00 a month and now it adjusts to 1350.00 per month and is suppose to raise again every six months!! So now i have had my home for over 2 and 1/2 yrs.,i did not start getting late until i got all this junk on my bills stating i owed them 6,000.00 + dollars!! Yes that is what your reading,that is for only 2 months behind !! So you tell me? Who's getting what? Well i made a payment plan to try and catch up on my payments,i even tried to refinance. But when these people pulled my credit HOMECOMMINGS was all over it. Even when you make the repayment plan,they stated it would not be reported to your credit report and it would be as if you paid them as promised.Well guess what? Another LIE !! It now made my credit worse showing up as 60 days past due 4 times and 30 days past due 5 times.This made me very upset...but once again"Homecommings Won"!! So now if i even wanted to try and refinance i couldn't !! Also i had a problem with the forced ESCROW on my account.They placed insurance on my account...which i never had before!! I always paid my own taxes and insurance for my home. Well i gave them a call and they said they would take it off as soon as i fax all my receipts to them.Which i did do and it took them forever to remove the Escrow placed on my account...talking like months.And i had to call every month and refax everthing several times!! Not to mention. As well they placed another ESCROW at the start of the new year.So now i'm doing this all over again. This is something every one needs to know.......I spoke with a HOMECOMMINGS REP. over the phone and he stated to me that their insurance is provided by them,no other company!!!! Also this is why it is so easy for them to place a forced ESCROW onto your account and it's easy for them to get their money back.THAT IS WHAT HE STATED.Because really they did not actually spend it on any kind of insurance for you or your home. I'm a mother of five and a wife.How can they do this to families? Now me and my husband are stuck in the same place as the rest of you on this site!! My girlfriend had a house from them as well...low and behold the same thing happened to her and she had to sell.When it came to the selling of her home,she didn't walk away with a penny either. HOMECOMMINGS actually sent out their own appraisers to take a look at her property after the fact it had been sold and did not want to close on the house for the amount of monies they owed to them.It finally came to an end... THEY ARE CROOKS.SUE THEM...BEFORE IT'S TOO LATE.
Daniel
Ft Lauderdale,#3Consumer Comment
Thu, April 12, 2007
deborah this is waht gmac did to me in 2003 and as you know homecommings fin is under the gmac blanket and they have been sued before and have had to pay for their wrong doings ok so now heres what to do 1 write a request for your account summery this will show all the dates that they did transactions and is your best proof of the dates 2 write another request to see who the servicing company is or was. as we know escrow accounts are usually out sourced to third partys and this is where the problems start each dept doesnt talk to oneanother so it gets lost in translation. oh and as far as the wrog address this is the favorite excuse for them to use. i have heard this hundreds of times. if you call them back several times you will get several diff address to mail payments to also there was an attorny in the tampa area that sued homecommings before his name is ron. do some reasearch on suits against them and you may find him