Daniel
Ft Lauderdale,#2Consumer Comment
Mon, September 03, 2007
ok first off find and accountant that can look you statements over. then ask him to put it in writing what gmac maybe doing. next find an attorny with a big set of cohonies(balls) that will look into your case and file a suit against them. make sure you dont get one that leaves you standing in front of a judge like mine did last week and now the case is dismissed. how ever im filing an appeal and now sueing him when it comes to accounting gmac has their heads up their butts. second suggestion. sell the house now before they do damage to your credit and place a foreclosure on you. then you will be in a mess. have a freind or family buy it for you and from you with your name on the deed .you still live there and make the payments but it gets you away from gmac and please be careful gmac has their fingers in all types of loans right now. watch out for homecommings ,dietec, american home lending etc. ask if they are with gmac. if yes run in the oppisite direction very fast. dont wait to long luc.
Piper
Colonial Heights,,#3Consumer Suggestion
Mon, September 03, 2007
I don't reccomend filing ch. 13, unless you don't have any other option, they have ways to screw you there too...like not posting payments the way they are supposed to, or how about not posting them at all, and claiming that you missed a payment, but can't tell you which one youre missing, which then gives you late fees, until they do it again and then try to foreclose on your home. but if you can refinance that is what I would do. I got a letter from them recently too, now I am just trying to get away from these thieving jack asses. get out while you still can, and with being there for 20 yrs, you should have plenty of equity to just refi for what you owe and maybe a little cash in hand too, just make sure whoever you deal with doesn't deal with these animals. good luck