Piper
Colonial Heights,,#2Author of original report
Tue, September 04, 2007
these people have sent me a forclosure letter, telling me that I am behind in my payments. yeah, I admit that; that is why I filed ch.13. since I filed. 19 months ago. however I have NOT missed a payment, and I find out that NOT ONLY did they change my account number and never sent me anything about it (it was changed earlier this year), but they have been applying all my post petition payments WRONG. I know this because I requested a payment history from them, note: that has been the only thing that they HAVE been able to do, and they have no clue what is going on. The reason I requested the payment history was because no one in their "office" could tell me what 2 months payment I am missing. or well actually that they are missing because I have proof of all my payments made, and copies of canceled checks. Now, after all this, and undo stress that they have put on me, I cannot wait till our court date, because their lawyers have finally responded to my lawyers My lawyers tell me that they still do not know what months I am behind in and that their lawyers want to offer me a repayment plan for the 2 months that are mysteriously missing. Can someone please tell me why I have to repay on payments already made? I'll tell you what I think, and that is that 1. someone is skimming our money off the top, and 2. greasing the palms of people with connections who have connections to screw us hard working folk out of what they can. and they're getting away with it.