T.a.g
Columbus,#2Author of original report
Mon, July 30, 2007
So why is it that we (the little guys) are not EVER able to cash checks when the money is not there and/or are postdated........This used to happen with my work checks, (ALOT) the check would come in the mail EARLY and I COULD NOT cash it until the date it said on the check, also when I used to work at a bank a while back, we were constantly rejecting people's checks when they would try to cash them because the small companies they worked for didn't have the money in their accounts........ I'm rebuilding my credit slowly but surely, but in my opinion they should have rejected the check but then they wouldn't have made 3 or $400.00........That way it wouldn't have wrecked my life...but either way, it was my fault for trusting the apartment manager or the bank , when she knew that I was simply helping my insignificant other, also strange that she didn't just deposit the check like most normal people do.......anyway, things are much better now...just thought I would share my story so that others don't make the same costly mistake as I did... T.A.G
Chip
Anytown,#3Consumer Suggestion
Thu, July 26, 2007
simply don't exist. The minute you give the check to someone you're guaranteeing the funds are there NOW, not tomorrow, not next week, not next year. That's the way it works. Lesson learned -- an expensive one albeit. Never play hard ball with a bank. You'll lose every time, and unless you're ok with bad credit and no checking accounts, you'll be miserable (as you learned) for a very long time. It's the sad state of affairs today.