Complaint Review: J. D. Byrider - Columbus Ohio

I have read many many reports from people with credit problems that buy from these "Buy it here, Pay for it here" lots. The down payment is usually the value of the car and the payments are pure gold to the dealership. They love repos so that they can sell the same car again. Skip a payment and the car is history. Paying $12,000 for a '93 Lumina is incredible unless you bought it in 1995 or $11,000 was stacked in the back seat. Didn't you check on line to see what these cars are worth? Probably the "warranty" is worth buying considering the pieces of junk for sale at these lots. Why not look in the classified ads and find a private owner who is selling an operational car for a decent price and pay cash for it? You can usually get an idea of the history of the car and can take it for a test drive. Check old Consumer Reports buying guides and pick out an old car or truck that has a good reliability record. I have bought dozens of cars and have never seen a contract that did not specify the cost of the car and the interest rate. I can't believe that anyone would purchase a car without knowing the price and finance rate. Usually I arrange financing in advance through a credit union. Bottom line is that you don't save any money by going to places like Byrider and the cars are no better than those sold by private owners.

I just got my tax return, and I am using it as a down payment for a car. My credit is not bad, I just don't have much. I was going to go to J.D. Byrider. Thank you, now I will not waste a trip! It makes me sick to know how people will take advantage of someone with lies. Just so they can make a profit. When actually after the sale is done, they won't give a crap about you. It happens every day, everywhere, but at least I won't be feeding this monster. Thanks!

I just got my tax return, and I am using it as a down payment for a car. My credit is not bad, I just don't have much. I was going to go to J.D. Byrider. Thank you, now I will not waste a trip! It makes me sick to know how people will take advantage of someone with lies. Just so they can make a profit. When actually after the sale is done, they won't give a crap about you. It happens every day, everywhere, but at least I won't be feeding this monster. Thanks!

I just got my tax return, and I am using it as a down payment for a car. My credit is not bad, I just don't have much. I was going to go to J.D. Byrider. Thank you, now I will not waste a trip! It makes me sick to know how people will take advantage of someone with lies. Just so they can make a profit. When actually after the sale is done, they won't give a crap about you. It happens every day, everywhere, but at least I won't be feeding this monster. Thanks!

I just got my tax return, and I am using it as a down payment for a car. My credit is not bad, I just don't have much. I was going to go to J.D. Byrider. Thank you, now I will not waste a trip! It makes me sick to know how people will take advantage of someone with lies. Just so they can make a profit. When actually after the sale is done, they won't give a crap about you. It happens every day, everywhere, but at least I won't be feeding this monster. Thanks!

Hi, Valerie, sounds as though you were compelled to pay on a contract that you learned piecemeal was not a good deal. But according to your last rebuttle, you have now paid it off probably becasue you needed wheels and gave the dealer all your money so you could not go elsewhere. So you may have paid-off an "unconscionable" contract out of duress. Talk to an attorney. Maybe the threat of a lawsuit will bring these people to the bargaining table. But don't just lay down and die without a fight. Ted, Scottsdale, Az.

I am James' wife. We went to J.D. Byrider to get a car because our other one died at an unfortunate time. James' father was having a tumor removed from his brain and we needed transportation for him to get back and forth to the hospital to see him. I am the one and only reason we got the car from J.D. Byrider, because I felt he needed to be with his father during all of this, I talked him into signing the papers. I know it wasn't the best thing to do looking back on it, but we needed a car fast, and yes, our credit wasn't the greatest. It WAS 24% interest, COMPOUNDED DAILY. The warranty wasn't an option, we were told we had to take it. The warranty didn't cover the blown engine because it has expired a little while before that occured. After arguing with them and threatening to just turn the car back over to them (it had been nothing but trouble since we got it and nothing seemed to be covered under the warranty), they agreed to pay half of the cost and told us how much we would have to pay. When we went to pick up the car, they tried to charge us a lot more than what we were told. They said they had called us and we okayed the price, which was a lie. I had asked them the number they called and they read off a number that had been disconnected since we were in the process of moving and relying on our cell phones only, which they did not have the numbers to. Yes, we could have went to an auction and got a car for the cost that we paid down on the Lumina, but we thought by going to a car lot, we would get a better running vehicle with few problems. We would have been better off going to the auction, but we needed the car fast. The only good thing about going to J.D. Byrider is the fact that the car is paid off and long gone, and it helped improve our credit (and only cost us an arm and a leg!). Now, if there is something else "we are not telling", please, enlighten us on what that may be... James' wife ~~ Valerie

I am in no way connected to JD Byrider. In fact, I've never heard of them (prior to reading this page). They don't have a business in the town where I live and may not even operate in my state. I am making this clear, so you understand I am in any way attempting to defend the means by which they sell cars. I think you visited their lot because you knew you had a low credit score and wouldn't be able to get financing from your local bank or credit union. I base this opinion on your letter. You were there for several hours, part of which was spent disputing their sales tactics. Yet, remained and ultimatley purchased a vehicle. That sounds like a consumer with limited options. However limited they were, you had options and one of them would have been to walk away. I agree with the gentleman that said this company is still in business because consumers continue to "feed the monster". But, I also think the marketplace has a need for this "monster". There are consumers that, for whatever reason, are unable to meet their financial obligations. And their credit score is reflective of that behavior. They don't qualify for conventional financing. That doesn't stop cars from breaking down and if you don't have a car you can't work. So, these lenders take a greater chance than the convientional lender. Their targeted demographic is the consumer that historically has proven the inability to repay a loan. Their money is much more at risk. And because a higher precentage of their customers won't repay their loans, they have to recover their money from those who genuinley want to rebuild their credit by using this type of financing as a stepping stone. The smart consumer, finding themselves in this low credit score situation, can actually benefit by the financing of a non-convientional lender. After re-establishing a good pay history with someone willing to take a risk on them, their credit score will slowly improve, allowing them to seek and get financing from a convientional lender. I do wish there weren't a need for these type lenders in the marketplace. That would mean every bank, credit union or finance company that ever loaned money never had to charge off a loan. Unfortunatley, life is full of bumps in the road. And even though a consumer might enter a contract with every good intention of re-paying it and has excellent credit to prove it, life still happens. And believe it or not most, consumers that have had to borrow money from a non-convientional lender are thankful for the chance to re-establish themselves and their credit score. James, the bottom line is, if you could have borrowed the money at a lower rate you would have. And it sounds like you were given plenty of time to consider the purchasing of the vehicle and warrany, but did so anyway. What aren't you telling us? PS I apoligize to everyone for my offensive spelling! This site didn't offer spellcheck and I am the world's worse speller! LOL :)

I am in no way connected to JD Byrider. In fact, I've never heard of them (prior to reading this page). They don't have a business in the town where I live and may not even operate in my state. I am making this clear, so you understand I am in any way attempting to defend the means by which they sell cars. I think you visited their lot because you knew you had a low credit score and wouldn't be able to get financing from your local bank or credit union. I base this opinion on your letter. You were there for several hours, part of which was spent disputing their sales tactics. Yet, remained and ultimatley purchased a vehicle. That sounds like a consumer with limited options. However limited they were, you had options and one of them would have been to walk away. I agree with the gentleman that said this company is still in business because consumers continue to "feed the monster". But, I also think the marketplace has a need for this "monster". There are consumers that, for whatever reason, are unable to meet their financial obligations. And their credit score is reflective of that behavior. They don't qualify for conventional financing. That doesn't stop cars from breaking down and if you don't have a car you can't work. So, these lenders take a greater chance than the convientional lender. Their targeted demographic is the consumer that historically has proven the inability to repay a loan. Their money is much more at risk. And because a higher precentage of their customers won't repay their loans, they have to recover their money from those who genuinley want to rebuild their credit by using this type of financing as a stepping stone. The smart consumer, finding themselves in this low credit score situation, can actually benefit by the financing of a non-convientional lender. After re-establishing a good pay history with someone willing to take a risk on them, their credit score will slowly improve, allowing them to seek and get financing from a convientional lender. I do wish there weren't a need for these type lenders in the marketplace. That would mean every bank, credit union or finance company that ever loaned money never had to charge off a loan. Unfortunatley, life is full of bumps in the road. And even though a consumer might enter a contract with every good intention of re-paying it and has excellent credit to prove it, life still happens. And believe it or not most, consumers that have had to borrow money from a non-convientional lender are thankful for the chance to re-establish themselves and their credit score. James, the bottom line is, if you could have borrowed the money at a lower rate you would have. And it sounds like you were given plenty of time to consider the purchasing of the vehicle and warrany, but did so anyway. What aren't you telling us? PS I apoligize to everyone for my offensive spelling! This site didn't offer spellcheck and I am the world's worse speller! LOL :)

I am in no way connected to JD Byrider. In fact, I've never heard of them (prior to reading this page). They don't have a business in the town where I live and may not even operate in my state. I am making this clear, so you understand I am in any way attempting to defend the means by which they sell cars. I think you visited their lot because you knew you had a low credit score and wouldn't be able to get financing from your local bank or credit union. I base this opinion on your letter. You were there for several hours, part of which was spent disputing their sales tactics. Yet, remained and ultimatley purchased a vehicle. That sounds like a consumer with limited options. However limited they were, you had options and one of them would have been to walk away. I agree with the gentleman that said this company is still in business because consumers continue to "feed the monster". But, I also think the marketplace has a need for this "monster". There are consumers that, for whatever reason, are unable to meet their financial obligations. And their credit score is reflective of that behavior. They don't qualify for conventional financing. That doesn't stop cars from breaking down and if you don't have a car you can't work. So, these lenders take a greater chance than the convientional lender. Their targeted demographic is the consumer that historically has proven the inability to repay a loan. Their money is much more at risk. And because a higher precentage of their customers won't repay their loans, they have to recover their money from those who genuinley want to rebuild their credit by using this type of financing as a stepping stone. The smart consumer, finding themselves in this low credit score situation, can actually benefit by the financing of a non-convientional lender. After re-establishing a good pay history with someone willing to take a risk on them, their credit score will slowly improve, allowing them to seek and get financing from a convientional lender. I do wish there weren't a need for these type lenders in the marketplace. That would mean every bank, credit union or finance company that ever loaned money never had to charge off a loan. Unfortunatley, life is full of bumps in the road. And even though a consumer might enter a contract with every good intention of re-paying it and has excellent credit to prove it, life still happens. And believe it or not most, consumers that have had to borrow money from a non-convientional lender are thankful for the chance to re-establish themselves and their credit score. James, the bottom line is, if you could have borrowed the money at a lower rate you would have. And it sounds like you were given plenty of time to consider the purchasing of the vehicle and warrany, but did so anyway. What aren't you telling us? PS I apoligize to everyone for my offensive spelling! This site didn't offer spellcheck and I am the world's worse speller! LOL :)

I am in no way connected to JD Byrider. In fact, I've never heard of them (prior to reading this page). They don't have a business in the town where I live and may not even operate in my state. I am making this clear, so you understand I am in any way attempting to defend the means by which they sell cars. I think you visited their lot because you knew you had a low credit score and wouldn't be able to get financing from your local bank or credit union. I base this opinion on your letter. You were there for several hours, part of which was spent disputing their sales tactics. Yet, remained and ultimatley purchased a vehicle. That sounds like a consumer with limited options. However limited they were, you had options and one of them would have been to walk away. I agree with the gentleman that said this company is still in business because consumers continue to "feed the monster". But, I also think the marketplace has a need for this "monster". There are consumers that, for whatever reason, are unable to meet their financial obligations. And their credit score is reflective of that behavior. They don't qualify for conventional financing. That doesn't stop cars from breaking down and if you don't have a car you can't work. So, these lenders take a greater chance than the convientional lender. Their targeted demographic is the consumer that historically has proven the inability to repay a loan. Their money is much more at risk. And because a higher precentage of their customers won't repay their loans, they have to recover their money from those who genuinley want to rebuild their credit by using this type of financing as a stepping stone. The smart consumer, finding themselves in this low credit score situation, can actually benefit by the financing of a non-convientional lender. After re-establishing a good pay history with someone willing to take a risk on them, their credit score will slowly improve, allowing them to seek and get financing from a convientional lender. I do wish there weren't a need for these type lenders in the marketplace. That would mean every bank, credit union or finance company that ever loaned money never had to charge off a loan. Unfortunatley, life is full of bumps in the road. And even though a consumer might enter a contract with every good intention of re-paying it and has excellent credit to prove it, life still happens. And believe it or not most, consumers that have had to borrow money from a non-convientional lender are thankful for the chance to re-establish themselves and their credit score. James, the bottom line is, if you could have borrowed the money at a lower rate you would have. And it sounds like you were given plenty of time to consider the purchasing of the vehicle and warrany, but did so anyway. What aren't you telling us? PS I apoligize to everyone for my offensive spelling! This site didn't offer spellcheck and I am the world's worse speller! LOL :)

I've purchased a few used cars and have never got one without haggling first. I've never had any problem getting a price upfront, but maybe Ohio's differant. I will never deal with Saturn due to the fact they won't haggle. My credit is not the greatest, but it's not the worst either. If any dealership were to tell me: We need to run a credit check first before we give you a cash price, I'd tell them to take a flying leap. One dlrshp asked me what monthly payment I'd accept, I tossed it. He came and went every 15 mins with a price until i figured he was going as low as he could go and accepted. His starting figure was 525 p/month, I pay 375 p/month on a 2003 Chev Trailblazer with 11K miles with Warranty and 3/36K ext over factory. My starting price was 350 p/month. I'm gonna have to check out jd byrider. I can't imagine doing business their way.

While I've never bought a car from J.D.Byrider, I have accompanied a friend there several years ago. Their practice of not giving a price until all the paper work is done could be explained as the employee of the "unnamed" dealership expressed,,,,,,,,, however, I don't believe this is the case. If it were, then after repetedly asking for the price I think they would be obliged to explain their procedures instead of beating around the bush and changing the subject every time the question of the price is brought up. I believe it's more along the lines of the notion that after you've spent several hours filling out paper work you're more likely to just go ahead and accept their ridiculous mark ups. If they gave you the price up front you'll most likely just walk out. J.D. Byrider is by no means the only used car dealership practicing such tactics. They're just the biggest and most wide spread. Small, individually owned lots are just as bad if not worse many times. I once stopped by a small lot to look at a car they had out front. It was a 1995 Crown Vic with a digital odometer. I asked the salesman if he could start the car up so I could hear it run and view how many miles were on it. This man told me he would do this if I gave him a down payment on the car! How ridiculous is that? Any way, I digress. The bottom line is, most all of these used car lots that offer "on the lot" financing have the same S.O.P. They buy these cars at auctions for a couple hundred dollars a peice. Then offer to finance it to you for $1000 to $1500 down and around $200 or so a month. Chances are they tripled their profit on the down payment alone. Then with every payment you make they get an additional 50% to 100% profit on top of that. They truly hope you will miss a payment by this point. If so, they can repo the car and sell to some other schmuck and make all that profit all over again. OK, I'm through ranting. If you are in such bad shape that you have to buy a car from crooks like this. Use their own tactics,,,, to a point. Go to your local library or use your own computer if you have one and research the auto auctions in your area. If you can afford the down payment at one of these used car lots, then you can afford to buy that same car outright at an auction.

I am a finance manager at a dealership I will not name. I will agree that it is illegal to say that a service contract is required (even though it happens everyday in every state), at least it is illegal in the state of Washington. Also, it is possible to have an annual percentage rate (APR) that is compounded daily. No, not all 24% gets charged every day, but it makes the effective rate higher. Savings accounts at banks sometimes work the same way, but in your favor. If the savings account rate is 3.5%. Compunded daily, it may work out to 4.25% because the interest is being computed upon interst. They are basically using a daily money factor. If i remember my college courses correctly (there is a chance I do not, because we have computers for this stuff now), take the rate divided by 365. .24 by 365. that gives you .00065753424. Multiply that number by the amount owed and that is your daily interest charge. Since you are not making a payment that day, the next day will be computed by todays higher number. And so on, and so on. Eventually a payment will knock the balance down, but the process continues until the contract is finished. There main reason that they didn't tell your the price upfront is that bad credit banks charge acquisition fees for taking contracts that have to be absorbed into dealer costs. If you had been paying cash, they could have told you the price right away, but because they had to factor in the fees (very common) the sales people probably did not want to guess wrong. In my experience, if someone is in a position that only that type of lender is willing to help, they probably did something in their past to deserve the rate (like not make payments). Just be glad it wasn't worse. I have seen people get 39%, only on really cheap cars (which are usually higher repo risks anyway because they break down, making your warranty more needed) but is still sucks to see rates that high. You will probably get mad at me, but my words speak true. There are a lot of bad dealerships out there, and these guys may be some of them, I have no experience to say so one way or the other. But at the end of the day, you signed the contract. They cannot "make" you do it. Everyone needs you be responsible for their own actions. I have only one question for you: if you bought the warranty, why was your engine not covered? Did you talk them out of selling it to you, or did it expire? Ryan

I am a finance manager at a dealership I will not name. I will agree that it is illegal to say that a service contract is required (even though it happens everyday in every state), at least it is illegal in the state of Washington. Also, it is possible to have an annual percentage rate (APR) that is compounded daily. No, not all 24% gets charged every day, but it makes the effective rate higher. Savings accounts at banks sometimes work the same way, but in your favor. If the savings account rate is 3.5%. Compunded daily, it may work out to 4.25% because the interest is being computed upon interst. They are basically using a daily money factor. If i remember my college courses correctly (there is a chance I do not, because we have computers for this stuff now), take the rate divided by 365. .24 by 365. that gives you .00065753424. Multiply that number by the amount owed and that is your daily interest charge. Since you are not making a payment that day, the next day will be computed by todays higher number. And so on, and so on. Eventually a payment will knock the balance down, but the process continues until the contract is finished. There main reason that they didn't tell your the price upfront is that bad credit banks charge acquisition fees for taking contracts that have to be absorbed into dealer costs. If you had been paying cash, they could have told you the price right away, but because they had to factor in the fees (very common) the sales people probably did not want to guess wrong. In my experience, if someone is in a position that only that type of lender is willing to help, they probably did something in their past to deserve the rate (like not make payments). Just be glad it wasn't worse. I have seen people get 39%, only on really cheap cars (which are usually higher repo risks anyway because they break down, making your warranty more needed) but is still sucks to see rates that high. You will probably get mad at me, but my words speak true. There are a lot of bad dealerships out there, and these guys may be some of them, I have no experience to say so one way or the other. But at the end of the day, you signed the contract. They cannot "make" you do it. Everyone needs you be responsible for their own actions. I have only one question for you: if you bought the warranty, why was your engine not covered? Did you talk them out of selling it to you, or did it expire? Ryan

I am a finance manager at a dealership I will not name. I will agree that it is illegal to say that a service contract is required (even though it happens everyday in every state), at least it is illegal in the state of Washington. Also, it is possible to have an annual percentage rate (APR) that is compounded daily. No, not all 24% gets charged every day, but it makes the effective rate higher. Savings accounts at banks sometimes work the same way, but in your favor. If the savings account rate is 3.5%. Compunded daily, it may work out to 4.25% because the interest is being computed upon interst. They are basically using a daily money factor. If i remember my college courses correctly (there is a chance I do not, because we have computers for this stuff now), take the rate divided by 365. .24 by 365. that gives you .00065753424. Multiply that number by the amount owed and that is your daily interest charge. Since you are not making a payment that day, the next day will be computed by todays higher number. And so on, and so on. Eventually a payment will knock the balance down, but the process continues until the contract is finished. There main reason that they didn't tell your the price upfront is that bad credit banks charge acquisition fees for taking contracts that have to be absorbed into dealer costs. If you had been paying cash, they could have told you the price right away, but because they had to factor in the fees (very common) the sales people probably did not want to guess wrong. In my experience, if someone is in a position that only that type of lender is willing to help, they probably did something in their past to deserve the rate (like not make payments). Just be glad it wasn't worse. I have seen people get 39%, only on really cheap cars (which are usually higher repo risks anyway because they break down, making your warranty more needed) but is still sucks to see rates that high. You will probably get mad at me, but my words speak true. There are a lot of bad dealerships out there, and these guys may be some of them, I have no experience to say so one way or the other. But at the end of the day, you signed the contract. They cannot "make" you do it. Everyone needs you be responsible for their own actions. I have only one question for you: if you bought the warranty, why was your engine not covered? Did you talk them out of selling it to you, or did it expire? Ryan

I am a finance manager at a dealership I will not name. I will agree that it is illegal to say that a service contract is required (even though it happens everyday in every state), at least it is illegal in the state of Washington. Also, it is possible to have an annual percentage rate (APR) that is compounded daily. No, not all 24% gets charged every day, but it makes the effective rate higher. Savings accounts at banks sometimes work the same way, but in your favor. If the savings account rate is 3.5%. Compunded daily, it may work out to 4.25% because the interest is being computed upon interst. They are basically using a daily money factor. If i remember my college courses correctly (there is a chance I do not, because we have computers for this stuff now), take the rate divided by 365. .24 by 365. that gives you .00065753424. Multiply that number by the amount owed and that is your daily interest charge. Since you are not making a payment that day, the next day will be computed by todays higher number. And so on, and so on. Eventually a payment will knock the balance down, but the process continues until the contract is finished. There main reason that they didn't tell your the price upfront is that bad credit banks charge acquisition fees for taking contracts that have to be absorbed into dealer costs. If you had been paying cash, they could have told you the price right away, but because they had to factor in the fees (very common) the sales people probably did not want to guess wrong. In my experience, if someone is in a position that only that type of lender is willing to help, they probably did something in their past to deserve the rate (like not make payments). Just be glad it wasn't worse. I have seen people get 39%, only on really cheap cars (which are usually higher repo risks anyway because they break down, making your warranty more needed) but is still sucks to see rates that high. You will probably get mad at me, but my words speak true. There are a lot of bad dealerships out there, and these guys may be some of them, I have no experience to say so one way or the other. But at the end of the day, you signed the contract. They cannot "make" you do it. Everyone needs you be responsible for their own actions. I have only one question for you: if you bought the warranty, why was your engine not covered? Did you talk them out of selling it to you, or did it expire? Ryan

James, First of all, I am in no way connected to JD Byrider. I am in no way defending them. They are criminals, agreed. However, the numbers I gave you are accurate. You are NOT paying 24% compounded daily. So how am I uneduacted? I am educated enough to properly figure compound interest, and also educated enough to NOT do business with JD Byrider! So who is uneducated here? I do not have to be there to know what happened. It is always the same. It is why they are in business. Because people like you keep making it possible. I would walk, take a bus or buy a bike before I would sign a deal with JD. Furthermore, I will compare my real life experience and my educational level with you any day of the week. Why am I not in your position if I am so uneducated? Think about it. I was not putting you down or insulting you. I was making common sense valid points, and explaining the interest to you as you obviously could not figure it out for yourself with all of your education. I was trying to help.

Dear Steve, I was told that the interest rate on this account AFTER a few months of paying on the car was 24% compounded daily, You sound like you probably work at J.D. Byrider, and I wanted to walk away from the deal, however they were supposedly checking mine and my wife's credit while we were waiting all this time, and when I did find out the total price I did want to walk away, however as anyone who has been to byrider will tell you that they needed a car. We didn't know just how dishonest they realy are. We took a cab to get there by the way. We were not the only ones ripped off by I presume your company's tactics. Tell everyone else who's on this website that they ripped themselves off you uneducated jackass. Not everyone is honest out there and if you think that they'll give you a fair deal, then go there by all means steve. Maybe then you'll have the knowledge and the right to tell people who ripped them off when in all reality YOU WERE NOT THERE. I hate to sound so rude, but I can't stand ignorant people who think that they know it all and that they can tell you more about what happened to you than the person that actually experienced it. You really do not have the right to say that I ripped myself off, considering J.D. Byrider was telling people that getting the warranty is required when in all reality it isn't, and charging 24% interest on any car loan is predatory lending. So who is really the victim steve??? CERTAINLY NOT J.D. BYRIDER! Read all of the complaints on here and you will hear from a lot of individuals who'll all be more than happy to say the same thing... AVOID J.D. Byrider.

James, A few things bother me here. The first being the 24% interest that is compounded daily. This simply does not happen. On $12,000 at 24% daily, you would have $2880 added to your balance every day. Education goes a long way in not getting screwed. The interest on the J.D.contract is 24% APR which is equal to 2% per month on the entire unpaid balance. As far as the price goes. Why would you not just get up and walk away when they wouldn't tell you the price? Why would you sign a contract if you didn't like the price and terms? I hate to say it, but you ripped yourself off here. The ONLY reason J.D. is still in business is because of people like you that keep feeding the monster. If you starve the monster, he will die.

When we bought the car, we didn't know of their reputation. If we had known how they do things we sure as hell wouldn't have even looked at a car there. We found out the hard way. As for the car We got rid of that sorry P.O.S. a long time ago. As I have said, it was a lesson learned the hard way that I pray no one else will have to go through. I just wish the Attorney Generals in all of the states that Byrider operates in would grow some guts and really try to shut them down. They claim they are for the consumer, how about backing their words up with action????

You are right that byrider has a terrible reputation. But why did you sign for the car knowing that the whole process was decietful? There is always another lot around the corner. You should follow up with the A.G., as you would have a good case for deceptive practices.