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Charlotte,#2Author of original report
Fri, May 16, 2014
This was nearly 5 years ago. Still happily married, so I'm less than appreciative of your assertion that I somehow am ignorant or shouldn't have gotten married. You do not know me or my spouse, so that is quite a bold statement. I've had more life experience since this incident and agree that I should have probed further when they asked for my signature. What i can state without a shadow of a doubt, is the way in which they conducted themselves was shady. They had the credit card form covered by a sheet of paper and asked for my signature to see if I would qualify to purchase a ring from them if I wanted to in the future. They saw that we were young and more than likely knew that we wouldn't question what they were doing. This was after we had told them that we were still shopping and did not want to purchase a ring from them. They placed a great deal of pressure on us and insisted that we checked if we would qualify. Once stating that, "It can't hurt to see what you could afford. This doesn't lock you into buying anything from us". they were less than transparent and upfront with their actions. Since when does a business hold zero responsibility on the way in which they treat young customers? As a consumer it is important to know what you are getting yourself into, and I will not make the same mistake again, but I do feel that they preyed apon us due to our ages. They used misleading terrms with us and never once mentioned that it was a line of credit that we would be locked into. I strongly feel that something like this should be clearly stated and not concealed in any way. I had never opened a credit card at that point and since have, and have felt that the companies that I have opened lines of credit with have been much more upfront and transparent than Jared was. I hate to think that a retailer holds no responsibility in being upfront with it's customers.
Retail shocked
Charlotte,#3Consumer Suggestion
Sat, August 31, 2013
It is sad that any sales associate or business would be slandered for the consumers ignorance. When the sales associate asked to qualify you for your ability to purchase and you "stated" they said to you that they were checking your credit with your signature on the paper (you stated they told you) THAT MEANT you were applying for credit!! I am sorry but if you need someone to spell that out for you any other way maybe you need more life experience before you make a decision like marriage. Sorry. Your complaint boldly states you are an ignorant consumer not ripped off...