- Report: #1182976
Complaint Review: Jd byrider - Joliet Illinois
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Jd byrider
West Jefferson Joliet, 60435 Illinois, USA
Phone:
8152075900
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Jd byrider Cnac finance I purchased car last dec 2013 was in need of car badly I put down 1700$ in down payments in I've had several problems with car since then. They charged me 21% interest which made the car loan amount over 10,000 for a Pontiac G6 which had over 100,000 miles on it. At the time I needed a car bad and then later found out that I paid more than the car was worth in I was ripped off. . This has been very stressful for me and I really am thinkin of givin car bck and goin to purchase me a better car at a lower payment rate!! Help help help !! Ripoff Joliet Illinois
Ripped off and very pissed. The car is only worth 4 or 5 grand in they charged me 21% interest rate which made car loan exceed over 10,000 for a 2007 Pontiac G6 with over 100,,000 thousand miles. Payments are high . The car is a lemon and also has 2 safety recalls on it plus other issues follows as well
At the time I needed a car bad and then later found out that I paid more than the car was worth in I was ripped off. Payment are averaging between 350- 450 a month on a bi weekly bases. I realize I could have purchased a new vehicle for the price I'm payin. The car also has problems everytime it rains outside my check engine light comes on and the car struggles to start up and jerks really hard when I finally get car started in start to accelerate. The car is a lemon and I've called for service on vehicle and they can Neva get u in ASAP it's always a wait and this interferes with me gettin to wrk so that I can continue to make payments. They call u every two wks n harass you faithfully for payments and I've Neva missed a payment.
2 Updates & Rebuttals
Pissed off in the Poconos
Delaware Water Gap,Pennsylvania,
JD Byrider Ripoff
#2Consumer Comment
Tue, January 27, 2015
I would give the car back. I am being that I have a similar problem with them.
Robert
Irvine,California,
Your fantasy verses reality
#3Consumer Comment
Wed, October 15, 2014
Okay first of all you went to a Sub-Prime dealer. People who go to these types of places don't go their because they have great or even "okay" credit. They go there because they have not proven they can handle credit and can not get financed through "regular" means. If you are going to come here and try to come off as a person who had great credit..etc...that is the first fantasy you need to let go. Oh and no...what ever "reason" you come up with as to why your credit was bad does NOT matter.
So contrary to your thoughts NO, there was no way you were going to get a new car for that same payment..if at all. I say at all because a majority of regular new car dealers refuse to deal with Sub-Prime borrowers. But even if you found one that did you still would have had the high interest rate, but on a higher value car. So your $350-$450 payments would have been in the $450-$600+ range, and it would not have been for what appears to be a 3 year loan..it would have been for a 5+ year loan.
Next, you want to continue your "sub-prime" attitude by just turning the car in and getting a new one. Okay and just how do you think that will go? Because here is the reality. In the past 10 months with the on-time payments your credit probably has improved. Has it improved enough for you to get an interest rate under 10% probably not, you are still probably going to be in the high teens. BUT you have a bigger problem, your current car loan. Lenders do not like issuing mulitple loans to the same person if they already have a car financed(which you do).
But you say you are going to turn it in. Okay that goes as a voluntary reposession and as far as your credit is concerned that is exactly like a regular reposession. So if you think your credit was bad before...you haven't seen anything yet. Not only will you have the repo but as soon as they sell the car at auction you are still on the hook for the balance of the loan. If you fail to pay the balance they have the legal right to file suit against you in court.
As for the car itself..you bought a USED 7 year old car with over 100,000. It isn't going to work perfectly and at least you have some sort of warranty. As for the time it takes them to service your car, unless your warranty has some sort of "ASAP Clause" you are just going to have to wait for them to get to it.
