I have to sadly admit that I too was scrammed. In my search to find real work that I could do from home to help me support my two children I answered the advertisement in the Chicago Reader about working with HUD/FHA mortgages. No mention was ever made that I would be a Tracer. I discovered that fact after I received the information packet in the mail. I was lead to believe that it was real work.
I didn't discover the scam until after my check had cleared. I have taken steps to change my bank account information to prevent any further larceny on their part.
I have become synical and believe me I am throughly investigating any other "business or work opportunities".