bri83
HERRIMAN,#2Consumer Suggestion
Sat, December 15, 2012
Just an fyi to the last post... Auto dealerships do pull a different credit score then your credit union, bank or mortgage company. It's called an auto score and I have seen scores different by more then 50 points. Almost 50% of the time I would sign a customer up at a certain rate based off of the score we pulled. Then the approval would come over and the rate would be higher or lower. Credit unions will use are credit score if it's better then the one they pulled. That way the customer get's the better rate either way!
The reason why he probably wen't through Toyota Financial is because your from Idaho? Therefore you aren't eligible to go through any credit unions in Utah unless you met that credit union's membership requirments. The good news if your credit score was that high you coul have walked into your credit union the next day and refinanced for there lowest rate!!!
Sam Z
United States of America#3Consumer Comment
Tue, March 01, 2011
It seems that the scum sucking, socially inept, low-life idiots at Karl Malone Toyota, which are lacking in all aspects of customer service are up to their usual tricks. I was told by Ty, their finance associate that my credit score was 668. I checked with my credit union and they told me that my credit score was 731, which would put me at a lower percentage rate for the purchase. He said that it didn't matter what I thought my score was, the only number that mattered was the number he pulled up.
Needless to say I took the sale eventhough I thought there was something fishy going on. Ty went through the paperwork so quicky that I had to ask him to slow down. He said that we had to go through it quickly because he had to catch the bank before they closed. Later I found out that he had placed me at an 8.9% finance rate through Toyota Financial Services.
I believe that the dealerships in the Salt Lake Valley are rating people at lower credit score in order to get a kickback from the particular bank. I have checked with my credit union several times and they still tell me that my credit score is 731. Out of all the dealerships that I went to, only one gave me the right credit score. This dealership was Tim Dahle Nissan. If you go to them ask for Eric Hill.
To anyone else reading this stay away from Karl Malone Toyota, they will rob you blind.
Sam Z.
White Bird, Idaho (USA)
Karl
highlands ranch,#4
Mon, August 24, 2009
Thank you.
Karl
highlands ranch,#5
Sun, August 23, 2009
go to stopautofraud.com you can watch how a car dealer changed the income on a young woman's credit application. It was captured on HIDDEN VIDEO CAMERA!
Jeanski
Hamburg,#6
Sun, August 23, 2009
Karl - as usual your posting is irrelevant. Why don't you stop?
To the OP: I would've let the dealer make a contract with your daughter and then sue him. A 17-year old is not legally able to enter into a contract.
Another dealer gone bad :-( We've all had to deal with them. Now we know not to patronize this particular one!
Karl
highlands ranch,#7
Sun, August 23, 2009
consumeraffairs website about 'Toyota Engine Problems' and read all of the complaints from Toyota owners. Don't forget to click on- 'Airbags' when you are there and read all of those complaints too!