karplus warehouse, ofert one car en the internet cheap you call the guys tell you came over i give good deal when you there, ofert to you, 3,5% and the papers you sing, next you see 22% because you not have good fico,,, you need to have 30% now, why the guys said i give 3.5% next step you put the down payment the people not put any and the contract any penny this people need to close the bussines