This Company is a pain-in-the-neck! They call at least once a week, and throughout the day. The money they are trying to collect was settled more than 10 years ago! It was a debt run up by my ex about 15 years ago. I have told them this but they keep calling and making remarks about it runing my credit rating. I have an excellent rating. They have my cell phone number - don't know where they got it - but they call on it all the time, usually while I'm at work, which is VERY aggravating. This guy ought to be in jail for harrassment.