I met with Kim Murphy to help build a website that requires programming expertise, he assured me that he was knowledgeable and will get it done in 3 months. The quote was $4500 and I had to pay him 50% up front. over the course of the 3 months all he had was the front page designed and kept showing it to me in different colors. he always sent it as a file and was never on a server. I decided to consult other website companies and they told me all he has done is 4 to 5 hours of work after 3 months. no programming whatsoever, so i asked him for 50% back since he has only done less than 5% of the work required to finish the project after 3 months. he was unreacheable for weeks and when he responded he told me that our contract states no refund, and he walked away with my $2250. People like Kim Murphy are evil and scammers. he makes false promises and steals from you. I have no website and I am out of $2250, this guys should be arrested.