- Report: #714511
Complaint Review: LendSmart Mortgage Patrick Flahrety Maria Domek Phil Domek - Maple Grove Minnesota
Reported By:
annonymous -
Twin Cities area, Minnesota, USA
Submitted:
Updated:
-
Author Not Confirmed
Why?
LendSmart Mortgage Patrick Flahrety Maria Domek Phil Domek
11334 86th Avenue North Maple Grove, 55369 Minnesota, United States of America
Phone:
763-201-6900
Web:
http://www.lendsmartmortgage.com/
Categories:
Business Rating:
(0)
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LendSmart Mortgage Patrick Flahrety Maria Domek Phil Domek CEO Patrick Flahrety http://www.lendsmartmortgage.com/ CEO Patrick Flahrety fails to fire Maria Domek and Phil Domek after learning Domek family broke MANY laws and defrauding and embezzling thousands of dollars! Maple Grove, Minnesota
Report Attachments
First note this report on Maria Domek from January 27th, 2010:
http://www.ripoffreport.com/credit-services/maria-domek/maria-domek-tradex-financial-s-9d8a9.htm
After being informed of the many laws broken and fraud committed by mortgage broker Maria Domek , Phil Domek , along with the Domek children (who worked for mom and dad), CEO Patrick Flahrety of LendSmart Mortgage (headquartered in Maple Grove, Minnesota) refused to let me know whether or not Maria Domek and family still were employed by LendSmart Mortgage at the Crystal, MN branch.
At the time CEO Patrick Flahrety was made aware of the fraud and embezzlement committed by Maria Domek and family, the LendSmart Mortgage website had not yet listed the Crystal, MN branch on their website. This is likely because Maria Domek had only recently started working at the new Crystal, MN branch.
Since that time, the contact information for the Crystal, MN branch where Maria Domek was working has been added to the list of branches for the LendSmart Mortgage corporation. When one tries to call the phone number listed for the Crystal, MN branch at 763-235-4725 there is a fax machine sound. Maria Domek's cell phone number 612-327-9306 is still operational however.
I am able to get a hold of employees at other branches listed on the LendSmart Mortgage website, however nobody answers the phone listed for the Maple Grove location and that phone number is 763-201-6900. If one attempts to reach CEO Patrick Flahrety through the phone tree system, one gets redirected to someone named Paul at a company called Split Rock Financial and if one asks Paul where Patrick Flahrety is or if Paul knows what LendSmart Mortgage is, Paul says he has no idea who that person/company is. Odd.
If you call other branches of LendSmart Mortgage to inquire about how to get a hold of Patrick Flahrety or ask why the number for the Crystal, MN branch does not work, no employee will give out an alternative phone number for Patrick Flahrety. One is told that Patrick is often on the road, that staff at Maple Grove are generally not at work early (if ever), yet no employee of LendSmart Mortgage will give out a cell number or actual contact information for the company. One employee even refused to say the first and last name of the LendSmart Mortgage CEO. All of these puppet employees regurgitate the same response of, "Just call the Maple Grove number" as if that actually accomplishes anything.
Regardless, I did learn from other LendSmart employees of various branches that Maria Domek , Phil Domek , and the Domek children do in fact still work at LendSmart Mortgage and when any of these employees were made aware of the fraud and embezzlement and past history with the Domek family, most of these LendSmart Mortgage employees refuse to have empathy, admit that charging fees upfront and forcing clients to use specific realtors is against the law.
Only one employee of one branch acted surprised or apologized which leads me to believe that other than this one employee I spoke with, it is possible the entire LendSmart Mortgage company is full of crooks and con artists. When I initially brought this information to CEO Patrick Flahrety of LendSmart Mortgage, he and his company initially sounded like a legitimate and honest company with a good reputation. I figured at the very least CEO Patrick Flahrety would fire Maria Domek and others involved in her ponzi scam. The fact that Maria Domek is still hired as a mortgage broker despite breaking multiple laws and defrauding many other people proves that CEO Patrick Flahrety is just as much of a crook and liar as Maria Domek and leads me to believe he could be in on the embezzlement. Maria and Phil Domek belong in Federal Prison, not in an office stealing money from broke families who simply wanted to enjoy the simple American dream of home ownership.
Meanwhile anyone who knows how to use Google can eventually find out information such as Maria and Phil Domek's son was having fun playing golf in May of 2010. Golf is not a cheap sport. Meanwhile my family lost the little bit of money we had are are barely able to eat since the Domek family stole our only money and broke multiple laws while doing so. This included creating phony mortgage approval letters which I was never able to receive from the realtor couple we were illegally forced to use. I eventually obtained said information from the selling agent/realtor for the home that we put an offer on.
All my family asked for was to get our money back. To us it is a lot of money. To the Domek family or CEO Patrick Flahrety it is golf trips for their children and perhaps money being sent to cousins and relatives in Greece. Maria Domek will play victim and pretend that her own home is almost in foreclosure when in fact that is a complete lie. Someone facing foreclosure does not have the money to pay for their college aged kid to go golfing. Golfing is a sport of the rich and elites.
http://www.ripoffreport.com/credit-services/maria-domek/maria-domek-tradex-financial-s-9d8a9.htm
After being informed of the many laws broken and fraud committed by mortgage broker Maria Domek , Phil Domek , along with the Domek children (who worked for mom and dad), CEO Patrick Flahrety of LendSmart Mortgage (headquartered in Maple Grove, Minnesota) refused to let me know whether or not Maria Domek and family still were employed by LendSmart Mortgage at the Crystal, MN branch.
At the time CEO Patrick Flahrety was made aware of the fraud and embezzlement committed by Maria Domek and family, the LendSmart Mortgage website had not yet listed the Crystal, MN branch on their website. This is likely because Maria Domek had only recently started working at the new Crystal, MN branch.
Since that time, the contact information for the Crystal, MN branch where Maria Domek was working has been added to the list of branches for the LendSmart Mortgage corporation. When one tries to call the phone number listed for the Crystal, MN branch at 763-235-4725 there is a fax machine sound. Maria Domek's cell phone number 612-327-9306 is still operational however.
I am able to get a hold of employees at other branches listed on the LendSmart Mortgage website, however nobody answers the phone listed for the Maple Grove location and that phone number is 763-201-6900. If one attempts to reach CEO Patrick Flahrety through the phone tree system, one gets redirected to someone named Paul at a company called Split Rock Financial and if one asks Paul where Patrick Flahrety is or if Paul knows what LendSmart Mortgage is, Paul says he has no idea who that person/company is. Odd.
If you call other branches of LendSmart Mortgage to inquire about how to get a hold of Patrick Flahrety or ask why the number for the Crystal, MN branch does not work, no employee will give out an alternative phone number for Patrick Flahrety. One is told that Patrick is often on the road, that staff at Maple Grove are generally not at work early (if ever), yet no employee of LendSmart Mortgage will give out a cell number or actual contact information for the company. One employee even refused to say the first and last name of the LendSmart Mortgage CEO. All of these puppet employees regurgitate the same response of, "Just call the Maple Grove number" as if that actually accomplishes anything.
Regardless, I did learn from other LendSmart employees of various branches that Maria Domek , Phil Domek , and the Domek children do in fact still work at LendSmart Mortgage and when any of these employees were made aware of the fraud and embezzlement and past history with the Domek family, most of these LendSmart Mortgage employees refuse to have empathy, admit that charging fees upfront and forcing clients to use specific realtors is against the law.
Only one employee of one branch acted surprised or apologized which leads me to believe that other than this one employee I spoke with, it is possible the entire LendSmart Mortgage company is full of crooks and con artists. When I initially brought this information to CEO Patrick Flahrety of LendSmart Mortgage, he and his company initially sounded like a legitimate and honest company with a good reputation. I figured at the very least CEO Patrick Flahrety would fire Maria Domek and others involved in her ponzi scam. The fact that Maria Domek is still hired as a mortgage broker despite breaking multiple laws and defrauding many other people proves that CEO Patrick Flahrety is just as much of a crook and liar as Maria Domek and leads me to believe he could be in on the embezzlement. Maria and Phil Domek belong in Federal Prison, not in an office stealing money from broke families who simply wanted to enjoy the simple American dream of home ownership.
Meanwhile anyone who knows how to use Google can eventually find out information such as Maria and Phil Domek's son was having fun playing golf in May of 2010. Golf is not a cheap sport. Meanwhile my family lost the little bit of money we had are are barely able to eat since the Domek family stole our only money and broke multiple laws while doing so. This included creating phony mortgage approval letters which I was never able to receive from the realtor couple we were illegally forced to use. I eventually obtained said information from the selling agent/realtor for the home that we put an offer on.
All my family asked for was to get our money back. To us it is a lot of money. To the Domek family or CEO Patrick Flahrety it is golf trips for their children and perhaps money being sent to cousins and relatives in Greece. Maria Domek will play victim and pretend that her own home is almost in foreclosure when in fact that is a complete lie. Someone facing foreclosure does not have the money to pay for their college aged kid to go golfing. Golfing is a sport of the rich and elites.
Report Attachments
4 Updates & Rebuttals
annonymous
Bloomington,Minnesota,
USA
Maria Domek Letter to Lori Swanson
#2Author of original report
Fri, March 16, 2012
I will get to Scott Flaherty some other day, but for now I still would like to focus on Maria Domek.
Finally got the copy of your letter to Minnesota Attorney General. Wow! Let me just state you ADMIT that you took $4400 from us to "repair credit". Your excuse for NOT giving the money back that you STOLE? PERSONAL ATTACKS ON ME AND MY CHARACTER! She makes statements about a relationship, school, even mentions an attorney I had at the time as EXCUSES to not give back what she ILLEGALLY stole from me.
She also misquotes me repeatedly throughout her letter. I remember in great detail of some of these phone conversations with her and not only do I OBJECT to her allegations which are LEGALLY IRRELEVANT to this case, but I object to her breaking multiple laws in The State of Minnesota!
She ADMITS to some of her crimes in a letter in 2010.
Yet a pre-approval letter dated back in 2008 EXISTS! Upon further investigation of this pre-approval letter by the way, this so-called "bank" never even existed! There are errors with the address, phone number, url address, etc.
It should be noted as well that when this RipOff Report was initially made, MYSTERIOUSLY there was a mirrored version of the link with viruses/something. Her son is an IT expert, so this does not surprise me.
What kind of country do we live in where people can just prey on the poor facing a serious crisis? This is the country I was born and raised in. I thought America was BETTER than this. I did not realize America was just like Greece.
annonymous
Bloomington,Minnesota,
USA
In response to the very tardy rebuttal#1:
#3Author of original report
Wed, October 05, 2011
I am first responding to the initial rebuttal. I am not the person who committed the fraud. I have a right to remain anonymous. I also have a right to have my money returned. I know nothing about any ex-boyfriend of Ms. Domek nor am I part of the mortgage industry. It is also not my responsibility if an individual posts photographs publicly to the internet. A simple search on Facebook's Terms of Service and a basic crash course in Copyright Law might open your eyes a bit.
I am happy you were not ripped of by Maria Domek. Enjoy your home (mine and my savings are gone because of this predator).
I am well aware of laws and was consulted long ago by a law firm to file a complaint on this site and with others. What is astounding is the length of time it took for any response, including yours.
Sincerely,
Still Ripped Off
(Part of the 99% of Americans Ripped Off By Bankers like Maria Domek and Friends)
I would like to start out by saying that I use the search feature on Ripoff Report before I pursue anything in the consumer industry. My first question to you is why are you remaining unknown? If you are going to post facebook pictures and make such claims I think you would have more merit if you had a name and contact for other consumers.
Now, I have had my home and lake home refinanced through LendSmart and have had no issues at all, as a matter of fact
the LO even took me noodle fishing for catfish. I have had many mortgages and have never felt more comfortable with the entire process and still receive cards in the mail every Christmas and Birthday...
I do not feel like I am stepping out on a limb here, but you sound like either one of the below:
1. Ex-Boyfriend of Maria
2. Loan Officer at another Mortgage Company
And be forewarned, there are laws against stalking and your pictures seem borderline.
Best Wishes on your situation.
Peter K.
Scott Flaherty
United States of AmericaLendSmart Mortgage Rebuttal
#4REBUTTAL Owner of company
Wed, October 05, 2011
My name is Scott Flaherty and I am the owner and CEO of LendSmart Mortgage. I feel it is necesary to respond to something as inaccurate and sladerous as this posting. First of all, my name is Scott Flaherty, not Patrick Flaherty and that should give you a good idea of exactly how accurate the rest of this report is regarding LendSmart Mortgage.
This person did contact me regarding our employee Maria Domek. She made claims that Maria and LendSmart took money from her and never completed any services for the money. We take all complaints seriously and gave this person all the time she needed to tell her story. After investigating her claims, we found out that the alleged "rip off" happened before Maria had any association with LendSmart Mortgage. Her claims of money being given to LendSmart could not be substantiated. After calling her back and explaining to her what we had found, she realized that LendSmart had nothing to do with her alleged problem. Unfortuanlty, she still wanted something done about this situatoin. She requested that I terminate Maria's employment because of her prior dealings with Maria. Most people are aware that, as an employer, I cannot terminate someone for alleged actions at a prior company. Maria's record with LendSmart Mortgage is excellent and there have been no ohter complaints of this nature either before or after this one. Althoguh I wish there was more I could do to help this person, the reality is that I have done all I can. That news did not please the complaintant so it appears that she has chosen to slader our company instead.
LendSmart Mortgage has an excellent reputaiton in the industry, community and with the Department of Commerce. Please ask our partners and clients what they think of our business. We work hard to maintain a positive image and believe we have done so succesfully to this point.
Peter K.
United States of AmericaPeter K. from Maple Grove,MN.
#5Consumer Comment
Mon, June 06, 2011
I would like to start out by saying that I use the search feature on Ripoff Report before I pursue anything in the consumer industry. My first question to you is why are you remaining unknown? If you are going to post facebook pictures and make such claims I think you would have more merit if you had a name and contact for other consumers.
Now, I have had my home and lake home refinanced through LendSmart and have had no issues at all, as a matter of fact the LO even took me noodle fishing for catfish. I have had many mortgages and have never felt more comfortable with the entire process and still receive cards in the mail every Christmas and Birthday...
I do not feel like I am stepping out on a limb here, but you sound like either one of the below:
1. Ex-Boyfriend of Maria
2. Loan Officer at another Mortgage Company
And be forewarned, there are laws against stalking and your pictures seem borderline.
Best Wishes on your situation.
Peter K.
