Lincoln Heritage, Funeral Advantage I was an agent for Lincoln Heritage. I would like to tell agents beware! They charge $20-30+ per lead. You usually have to spend $300-600 for leads. Most of the leads are not very high quality and are stale. I had some luck with LH but after you consider what you pay in leads, which are financed by the company and consider chargebacks, you will not make any money. They also terminate their contracts at will for little reason. so you couldn't build continuity with them if you wanted. I would not suggest agents sell for this company. You'll wind up owing them when you leave if you are not careful. Policies are small, premiums are high and renewals are little to non-existant. And they will take your commissions when you leave and solicit your customer base directily when you are on contract.