- Report: #1146969
Complaint Review: loans of america - Fort Lauderdale Florida
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Author Not Confirmed
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loans of america
Fort Lauderdale, Florida, USA
Phone:
754-201-2526
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loans of america John Ryan He told me to put $187.00 on a moneypak wanted more money i said no i just wanted my money back Fort Lauderdale Florida
Went on line looking for a personal loan put my information got a call from this person name John Ryan said that he work for Loans of America.I ask for $1000.00 he said that i was appprove and that my month premium would be $187.00.Before they could deposit the money in my checking account he said that i had to show his company that i had the funds available and that i had to get a Green Dot Money Pak and put the $187.00 on it.Then he told me to scracth off the strip on the back of it and give him the number and they would deposit the money in my account. I call him back gave him the number of the Green Dot Money Pak he told me to wait 15 minutes and it would be there in my checking account. I waited for 2 hours then i call him back and ask why the money was not there.He told me that the Better Business Bureau had put a freeze on it. I told him i wanted my money back and that i wanted to cancel it he said no.I kept asking for my money back and then he said that my credit score was to low and that if i wanted $1800.00 that i had to put additional $490.00 on the Green Dot Money Pak i said no i was not going to give him anymore money. I told this John Ryan that i wanted my $187.00 back he kept giving the excuses and got hostile toward me on the phone. I made a scam and fraud report to the Green Dot Money Pak Company.I also a made a police report here in my home with the Forsyth County Sheriffs Office in Cumming,Georgia. I live in Alharetta,Georgia.The Sheriffs Deparment has assigned Investigator Jeff Roe to my case.He has my checking account information so i had to close this one out and get a new account.
1 Updates & Rebuttals
FloridaNative
Palm Beach Gardens,Florida,
This is the Advance Fee Loan Scam and has been around for a long time.
#2Consumer Comment
Thu, May 15, 2014
You can also file a report with the Federal Trade Commission. Go to FTC(dot)gov and first read up on the Advance Fee Loan scam. It works exactly like you described. The "lender" is fake. the names are fake or borrowed from legitimate companies. There is no loan. It is a well known scam. The entire point is to get you to load money onto a reloadable moneypak type card like Green Dot so they can take the funds off the card. Whatever excuse the scammer uses (low score, proof of funds to pay, and other excuses) is just that: an excuse. Some people catch on the first time, others send more and more money. Next time a stranger asks you to load money on a reloadable card or send money via Western Union, say no because it is always a scam.
Once you file the report with the FTC they will also have some other suggestions for you to file additional reports.
It seems like many of these scammed posts come from people putting loan requests into a site called Cash Advance USA. Somehow the scammers must be tied to the website. Be cautious. Don't put your info into a payday loan site to avoid these scammers.
