Robert
Buffalo,#2Consumer Suggestion
Sun, June 01, 2008
This is from their website, FAQs: ""The Low Pay Merchant Credit Card, which allows you to finance portions of your purchase with Low Pay, is not a general credit card and is instead a Merchant Credit Card that is only made available to those members who request to receive the benefit, and is not automatically issued in conjunction with membership. "" This is NOT a credit card and their website informs folks of that. Also, the activation fee is NONREFUNDABLE and their FAQs inform folks of that as well. In the future you should make a point to search out and read any FAQs, terms of service, service agreements, etc BEFORE you sign up for anything.