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  • Report:  #169911

Complaint Review: Majestic Visa - Atlanta Georgia

Reported By:
- carson, California,
Submitted:
Updated:

Majestic Visa
Po Box 105555 Atlanta, 30348 Georgia, U.S.A.
Phone:
888-5020016
Web:
N/A
Tell us has your experience with this business or person been good? What's this?
I accepted the offer because the mail had the address of fingerhut who I owed money to and it appeared to be a good offer. However, the fingerhut account is not being reported as paid, it is still past due. The bill for the credit card comes late and when you call to make a phone payment they charge $15. The billing due date changes from month to month so you never know when the bill is due. I have asked for a letter stating that the fingerhut account has been settled. I haven't received anything.

This is a scam. Don't trust them and don't send them a dime of your money. If you really owe a debt to a company, I recommend that you get in touch with that company to pay your debt. Hope this helps someone.

Mia

carson, California
U.S.A.


1 Updates & Rebuttals

Justin

Scranton,
Pennsylvania,
U.S.A.
That's unusual

#2Consumer Comment

Thu, November 30, 2006

I received the Majestic Visa offer and have been using this card for about 6 months now. I received the card as an answer to an old debt that may have been fingerhut. My credit is fairly poor so it could be any number of things. Anyway, I am very satisfied with the company so far. The only thing that disappoints me is not having a site where I can view and pay my bill. That's how I found this by searching to see if they have anything like that. Anyway they have done good credit reporting every month so far, in fact I just pulled my free annual credit report again, and just raised my credit limit like they promised. I am grateful for the oppurtunity they gave me and appreciate them helping someone like me rebuild my credit. One other thing, I called recently to make a payment and they did try to charge me the same $15 charge. I told them that I never pay that when I use the automated system and they immediately waived it. That's no different than any other credit card. I know because my girlfriend has several and they always attempt to do that when she calls in a payment. She just points out that she never pays that and they always waive it. Anyhow, I suggest you give them a shot. Even if you pay a couple extra bucks for things like phone payments it will be well worth the return on your credit.

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