DO NOT use this compnay for any type of loan.I wish i had read the rip off report and checked the BBB before working with this company, who by the way IS NOT accredited with the BBB.
In June of 2014 i got a loan through them for $3,000 to cover the rest of my wedding expenses. Being told i would not be charged finance charges or a penalty for paying it off early. I realized AFTER the paperwork was signed and they went over the small print, by the end of 36 payments i would have basically paid them back twice what i borrowed, so i knew i had to get this paid off fast.. especially since they also put a lien on my truck.
Today, March 20th 2015, after paying so far a total of $1,357 on the loan so far, i called to get my pay off balance.Which not only were they trying to talk me out of not paying it off, but adding to it.
The lady told me it was $3,047.58.. i laughed and said thats more than what my orignal loan was, there has to be a mistake.
She tells me i borrowed $4,000.. I pulled out all my papers and told her no, the loan was for $4,000. and told me to look for a specific paper in the 50 paper stack they gave me. a piece of paper that was not gone over the day of the loan saying the principle loan was like $4,500 because they put full coverage on my car, and life insurance on me and i have to pay for that, without my knowledge.
Legally, stealing peoples hard earned money..i highly reccomend you warn everyone not to deal with this company, no matter how desperate they are. Go to lending club.
I am so livid, and mad at myself for not researching them first when i know better.
Expensive lesson learned