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  • Report:  #120634

Complaint Review: Marketing Group Limited - Group Marketing Limited - Bear Delaware

Reported By:
- Baton Rouge, Louisiana,
Submitted:
Updated:

Marketing Group Limited - Group Marketing Limited
26 Rock Bear, Delaware, U.S.A.
Phone:
18772470055
Web:
N/A
Tell us has your experience with this business or person been good? What's this?
The Marketing Group Limited called me on my job and offered me a master-card to help re-establish my credit. By me never having any dealings with a credit card and also haveing bad credit, i thought it was a good idea so i went along with the offer.

They told me that i had to make a down payment of 349.00 and the card will have no intrest, since it's to re-establish my credit, for life. I gave the company my account number only so they could get the money out my account.

My mind was not at ease so i asked a friend who has experience with credit cards as she has several. She told me that i should not have to pay for a credit card. So me , as i like to research, went on the internet under credit card scams and low and behold i started reading reports from rip-off reports. After reading so much information i immediatelly took action as i saw i was being ripped-off.

I went ot my bank and told them what was going on. The financial counceler at my bank pulled the transaction. Low and behold the company had made up a check# with that i am no where near in my check book. The company name was not Avliss cooperation it was Group Marketing Limited on the check for the pay to the order of portion. The phone number was totally different from what they gave me.

My bank credited the funds back to my account but i still may be out of luck if they dispute it. I may even have to go to court. I am going to do what i have to to get my money from them. Atleast i can share this and pray that it reaches everyone before they get scammed, escpecially older people or people with no credit card experience.

Please note that the adress that i have given you was given to me by the company.

Denise

Baton Rouge, Louisiana
U.S.A.

EDitor's Suggestions on how to get your money back!

HERE IS WHAT RIP-OFF REPORT SUGGESTS YOU DO:

Go to your bank within 60 days of the charge, or as soon as you know about the charge, don't delay, and tell them that there has been fraudulent activity within your account. Explain that you wish you file a dispute, and demand that they assist you in accordance with Federal Regulation E.

According to the majority of victims interviewed by Rip-off Report, those who immediately called their banks to dispute the charges did not get very far. Many victims got the following responses from their banks: we could not do anything for you or you waited too long; it has been more than 60 days.

If the bank is says that you have waited too long, explain to them how you called their 800 number as soon as the charges were found, and were told by the bank that nothing could be done. Remind the bank that they failed to assist you properly at the 800 # , and instead, provided you with an inadequate explanation of your right to dispute. Tell the bank that it's their fault time has expired, and since they gave you the wrong info to begin with, they will just have to deal with it, take the loss and reverse the charges.

Tell them the truth; this was unauthorized and your account was NOT to be charged! Keep emphasizing how you never authorized anything! Direct them to the hundreds of victims reports that were filed on Rip-off Report.com. And if you're at the bank, walk them over to their computer and make them go to this site! If you are on the phone with them, tell them you will wait while they access this site! Either way, be persistent!

DO NOT TAKE NO FOR AN ANSWER!

Let them know nicely, that you were advised to Report them (the Bank) and this situation to the Banking Commission in your state. Since each state has a different name for the agency/comptroller over banks, find that name before you call or get to the bank so you can throw it in their face. The more knowledgeable you appear to be, the further you will get.

And just continue to demand the Federal Regulation E form! The bank CAN, MUST and WILL reverse the charge! But, you must be persistent; ask to speak to the supervisor or the area manager for all the branches in the state.

Let the bank personnel know you are meeting with the media later in the day, that you would much rather they do the right thing (as most other banks have) by looking at the complaints and immediately reversing the charge(s) to your account; no matter how long ago it was. Be sure to call the Media if necessary so you are telling the truth.

If you have to, be loud (but nice) in front of other customers. If you are just calling by phone, the above tactics should still work. The bank can easily fax or mail to you the Federal Regulation E dispute form.

CHARGES TO YOUR CREDIT CARD

If the charge was to your credit card (not debit card, check card, or checking account), contact the credit card company as soon as possible to request a dispute form. Consumers usually have a little longer to dispute fraudulent credit card charges (up to 6 months), but it is better to act right away. In this type of situation, credit card disputes are usually successful since fraudulent companies often won't contest the disputed charge. In rare cases, credit card companies will review disputes, but refuse to reverse the charges. If this occurs, complain to a manager and let them know you will be filing a report here.

Remember Don't let them get away with it! Make sure they make the Rip-off Report .. The more Reports filed on a Company or individual, the more likely it is that the authorities, media and attorneys will want to take action.

And good luck Let us know how you do!

ED Magedson Founder, Rip-off Report.com & Author of www.ripoffrevenge.com

[email protected]

badbusinessbureau.com

www.ripoffreport.com

Don't let them get away with it.

Make sure they make the Rip-off Report!

We are not lawyers.

We are not a collection agency.

We are Consumer Advocates.

...the victims' advocate

WE are Civil and Human Rights Activists

We are a Worldwide Consumer Reporting News Agency

...by consumers, for consumers

CLICK HERE to read about Credit Card Scams... find out how to get your money back. *Rip-off Report Investigation provides valuable information.


1 Updates & Rebuttals

CARLO

Athens,
Tennessee,
U.S.A.
got scammed by this company...go to your bank..

#2Consumer Suggestion

Fri, December 03, 2004

I, too was ripoff by this company...all i did was to go to my bank..deny any knowledge about this company...then the bank will help you file an affidavit of unauthorized withdrawal...then you will get your money back as i did...good luck

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