- Report: #282536
Complaint Review: Midland Credit Management - San Diego California
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Midland Credit Management
8875 Aero Drive Suite 200 San Diego, California, U.S.A.
Phone:
800-825-8131
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Midland Credit Management - Mann Bracken HELP 6 years I have dealt with this!! Sheriff came to my house on my WEDDING DAY! San Diego California
I have read many complaints about Midland Credit Management and Aspire Visa. In a few it named a law firm that was involved. I actually have been dealing with all of the same stuff for years. The law firm involved with them in my case is Mann Bracken, LLC out of Atlanta. Is anyone familiar with that name or had any experience with them?
My story is long and very closely mirrors many of the stories about this company. I will not go into too much detail. After the lawsuit was presented to me, on my wedding day I might add, I fought it diligently. I spent day after day phoning and faxing the attorney's office. This was in January of 2005. I was successful in getting the lawsuit dropped and the collection removed from my credit report. Well....
My husband and I are preparing to refinance our house and we pulled our credit reports. The collection is BACK but only on Equifax. It was originally on all 3 but that is the only one it is showing up on now. I have my old credit reports that show "Paid and Closed" under the account.
I will be buying a recorder this weekend and on Monday I will start the process of trying to fight this. It is so frusterating! I have done a lot of research and learned more about how to go about this. One step will be to record all conversations. I have learned I need to ask for written varification of the debt. (Which they will not have!) I also have the complaint forms ready for the FTC and state Attorney General's office.
I am just curious about the law office that I listed since I didn't see it on any other forms. Also would like any other advice I may be overlooking.
Anna
Cleveland, Georgia
U.S.A.
My story is long and very closely mirrors many of the stories about this company. I will not go into too much detail. After the lawsuit was presented to me, on my wedding day I might add, I fought it diligently. I spent day after day phoning and faxing the attorney's office. This was in January of 2005. I was successful in getting the lawsuit dropped and the collection removed from my credit report. Well....
My husband and I are preparing to refinance our house and we pulled our credit reports. The collection is BACK but only on Equifax. It was originally on all 3 but that is the only one it is showing up on now. I have my old credit reports that show "Paid and Closed" under the account.
I will be buying a recorder this weekend and on Monday I will start the process of trying to fight this. It is so frusterating! I have done a lot of research and learned more about how to go about this. One step will be to record all conversations. I have learned I need to ask for written varification of the debt. (Which they will not have!) I also have the complaint forms ready for the FTC and state Attorney General's office.
I am just curious about the law office that I listed since I didn't see it on any other forms. Also would like any other advice I may be overlooking.
Anna
Cleveland, Georgia
U.S.A.
2 Updates & Rebuttals
Dirk
Cartersville,Georgia,
U.S.A.
I'M DEALING WITH MANN-BRACKEN NOW
#2Consumer Suggestion
Fri, August 15, 2008
I have been threatened by a lawsuit from this firm over a debt to Chase Bank that I have been paying on regularly for 4-5 years. I caught this firm in several lies today including that I was going to receive a summons any day now. The county court clerk's office here, that Mann-Bracken named, said it hasn't happened. The best advice and information source I have found is Bud Hibbs, at www.budhibbs.com. He is nationally syndicated, has around 25 years of experience dealing with debt collectors, and even though he makes it clear he's not an attorney, he'll give vital information on what you need to do. He promptly answers e-mails. There is also a lot of information about specific collectors, and you may find the others you're dealing with there and information about them. Hope this helps and good luck! Dirk
Anna
Cleveland,Georgia,
U.S.A.
Parent Company Website---This has to be a JOKE
#3Author of original report
Fri, November 02, 2007
I have been doing more research (need to be working!) and found the website to Encore Capital Group and Midland Management. IT IS A JOKE!! It talks about their values and how they treat people with respct. If you need a good laugh I suggest this website. encorecapitalgroup.com
