Danny
Aberdeen,#2Consumer Comment
Wed, August 03, 2005
In reading some of the Rip-off reports on First Credit and My Perfect Credit, I've noticed that some consumers are filing complaints with their state attorney general. I don't know if anyone has filed a complaint with the Consumer Protection Division of the NC Attorney General's Office or not, but I intend to persue that avenue next. I've used the Attorney General previously in settling consumer disputes, and I've never been dissatisfied in their manner of handling them. The NC Attorney General's office has the forms on their web site for filing complaints. In case they delete the address here http://www.ncdoj.com/DocumentStreamerClient?directory=Forms/&file=stancom.htm (not sure if it's against the rules to include it) you can use your search engine to find it.
David
Pfafftown,#3Author of original report
Sat, July 30, 2005
First of all, a word of thanks to Eric from Stockton, CA for all his hard work in tracking down these fraudsters. I've been following a few steps behind him (by accident), as I've also talked to John McGlamerie, Deputy Attorney General for the State of Nevada... and I pretty got the same info. Basically, they're subpoenaing info, but it's likely the State of California needs to take the lead in terms of filing charges. Also, I talked with customer service at Harris Digital yesterday. The lady I spoke with indicated that they used to support My Perfect Credit, until around Feb or March '05. After I mentioned the scam they were involved with, she said "that's why we no longer support them". I'm not as convinced anymore that My Perfect Credit and 1st Credit of America are related, however, they are both at fault. I would advise everyone speaking to 1st Credit of America to mention the "Fair Debt Collection Practices Act", which basically states that debt collectors aren't allowed to continue calling as long as you notify them in writing to stop. Not that it will help, but its another arrow in the quiver. I'll continue writing, calling, ect until My Perfect Credit is shut down.