Complaint Review: National Credit Solutions - NCS - Capital Managment Systems - BMG Music - Oklahoma City Oklahoma

We had the same problem and experienced the same thing. We sued, won and made them cry all in 2 months time. I went to their center of operations. Found out through the local Sherriff's office that they like to lock the door when they suspect process servers and angry people coming. I had our process server show up as a UPS guy. LOL. I even travelled there and got through the door. They were a bunch of 18-22 year old kids running the place. I witnessed about 26 violations by listening to their agents on the phones and how they addressed me. We got them in court, had them pay restitution and fines to us and the courts, and made them remove all unfounded reports from the CRAs. Go get em. Smack back down. :-)

you can request a validation...this NCS will send you no problem at all. Validation includes an itemized statement of your transaction, contact information of the original creditor, and your last known billing address.Validation means that the debt is in fact under your name and the agency has the right to collect it by law. sometimes you might have made the transaction years ago and not remember it, maybe you thought the account was closed out or maybe someone else did it in your name there are tons of scenarios. someone provided your name and your information to make the original treansaction. If ya can prove that you were a victim of identity theft or you were overseas at that time or whatever your case may be then by all means file a dispute and send in proof. Other than a validation it is NOT the responsibility of NCS to go out and collect proof of your transactions with the creditor ( for ex: BMG) Any questions?

you can request a validation...this NCS will send you no problem at all. Validation includes an itemized statement of your transaction, contact information of the original creditor, and your last known billing address.Validation means that the debt is in fact under your name and the agency has the right to collect it by law. sometimes you might have made the transaction years ago and not remember it, maybe you thought the account was closed out or maybe someone else did it in your name there are tons of scenarios. someone provided your name and your information to make the original treansaction. If ya can prove that you were a victim of identity theft or you were overseas at that time or whatever your case may be then by all means file a dispute and send in proof. Other than a validation it is NOT the responsibility of NCS to go out and collect proof of your transactions with the creditor ( for ex: BMG) Any questions?

you can request a validation...this NCS will send you no problem at all. Validation includes an itemized statement of your transaction, contact information of the original creditor, and your last known billing address.Validation means that the debt is in fact under your name and the agency has the right to collect it by law. sometimes you might have made the transaction years ago and not remember it, maybe you thought the account was closed out or maybe someone else did it in your name there are tons of scenarios. someone provided your name and your information to make the original treansaction. If ya can prove that you were a victim of identity theft or you were overseas at that time or whatever your case may be then by all means file a dispute and send in proof. Other than a validation it is NOT the responsibility of NCS to go out and collect proof of your transactions with the creditor ( for ex: BMG) Any questions?

you can request a validation...this NCS will send you no problem at all. Validation includes an itemized statement of your transaction, contact information of the original creditor, and your last known billing address.Validation means that the debt is in fact under your name and the agency has the right to collect it by law. sometimes you might have made the transaction years ago and not remember it, maybe you thought the account was closed out or maybe someone else did it in your name there are tons of scenarios. someone provided your name and your information to make the original treansaction. If ya can prove that you were a victim of identity theft or you were overseas at that time or whatever your case may be then by all means file a dispute and send in proof. Other than a validation it is NOT the responsibility of NCS to go out and collect proof of your transactions with the creditor ( for ex: BMG) Any questions?

Forgot to mention one important point. Assuming this debt is not yours and NCS has failed to provide proof that you owe the debt. Challenge the debt with the reporting Credit Agency's. Experian, Trans Union, Equafax. Clearly explain this debt is your not yours you have made attempts to contact NCS for proof and nothing has been provided and demand that this negative information be removed immediately. I would also suggest you do this in writing to them in a clear and professional manor...they will work with you if you do the right things and present your case with supporting facts. I also suggest you give them a 30 day window to investigate and follow up with you with a written report. You get far more response with honey versus vinegar!

Forgot to mention one important point. Assuming this debt is not yours and NCS has failed to provide proof that you owe the debt. Challenge the debt with the reporting Credit Agency's. Experian, Trans Union, Equafax. Clearly explain this debt is your not yours you have made attempts to contact NCS for proof and nothing has been provided and demand that this negative information be removed immediately. I would also suggest you do this in writing to them in a clear and professional manor...they will work with you if you do the right things and present your case with supporting facts. I also suggest you give them a 30 day window to investigate and follow up with you with a written report. You get far more response with honey versus vinegar!

Forgot to mention one important point. Assuming this debt is not yours and NCS has failed to provide proof that you owe the debt. Challenge the debt with the reporting Credit Agency's. Experian, Trans Union, Equafax. Clearly explain this debt is your not yours you have made attempts to contact NCS for proof and nothing has been provided and demand that this negative information be removed immediately. I would also suggest you do this in writing to them in a clear and professional manor...they will work with you if you do the right things and present your case with supporting facts. I also suggest you give them a 30 day window to investigate and follow up with you with a written report. You get far more response with honey versus vinegar!

Forgot to mention one important point. Assuming this debt is not yours and NCS has failed to provide proof that you owe the debt. Challenge the debt with the reporting Credit Agency's. Experian, Trans Union, Equafax. Clearly explain this debt is your not yours you have made attempts to contact NCS for proof and nothing has been provided and demand that this negative information be removed immediately. I would also suggest you do this in writing to them in a clear and professional manor...they will work with you if you do the right things and present your case with supporting facts. I also suggest you give them a 30 day window to investigate and follow up with you with a written report. You get far more response with honey versus vinegar!