Jace
Chicago,#2Consumer Suggestion
Wed, May 24, 2006
You should contact the FTC or a good lawyer to confirm this. And yes, it is possible to sue NCO for violating the Fair Debt Collection Practices Act, since NCO has to prove that you incurred these debts in the first place. Reliant might not be much help, although they should be able to confirm if you ever had a balance with them and if they turned it over to NCO. As for NCO, you can read all about them here or at budhibbs.com. Having dealt with them regarding a business debt from my employer, I have nothing good to say about their ethics (or lack thereof). To say that NCO is lower than a snake's testes is putting it mildly. After reading the other posts here you'll find that NCO's schemes are pretty similar across the board. Don't count on receiving any info from NCO, and if you do, it'll be misleading, blurry, hard to read or all of the above (at least that was my experience with them). Don't let NCO bully you into anything, since the burden of proof is on them. Read up on the FDCPA and know your rights.