- Report: #255944
Complaint Review: NCO-Medclr - Glens Falls New York
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Author Confirmed
Why?
NCO-Medclr
333 Glenn St Suite 200 Glens Falls, 12801 New York, U.S.A.
Phone:
518-745-8260
Web:
N/A
Categories:
Business Rating:
(0)
Tell us has your experience with this business or person been good?
NCO-Medclr unknown bad credit report on my personnal Credit report Glens Falls New York
When buying a home, the bank found a bad credit report on my credit history. It was from NCO-Medclr for $545 and I do not know anything about this nor can I get any information on it. No one seems to know what it is for. I have not been to a doctor or hospital in about 4 years. I've been seperated from my wife since Dec. of 04 so I hope it is not something from her. The divorce was final in june of 2005. Please help me to get this false report off my credit rating.
Richard
Mill Hall, Pennsylvania
U.S.A.
Richard
Mill Hall, Pennsylvania
U.S.A.
1 Updates & Rebuttals
Naomi
Las Vegas,Nevada,
U.S.A.
letter for bogus collection agencies
#2Consumer Suggestion
Thu, June 21, 2007
Your name Address City state zip Phone or email date Collection agcy name Add City, state zip Re: Account # XXXXXXXX To Whom It May Concern: According to my most recent credit report, your company is currently reporting to the Equifax, Experian and TransUnion Credit Bureaus that I am delinquent and as such have been placed with your firm for collection. This is not a refusal to pay, but a notice that your claim is being disputed. This is a request for validation made pursuant to the Fair Debt Collection Practices Act. Please complete and return the attached disclosure request form. Be advised that I am not requesting verification that you have my mailing address! I am requesting a Validation; that is, competent evidence that I have some contractual obligation to pay you. You should also be aware that sending unsubstantiated demands for payment through the United States Mail System might constitute mail fraud under federal and state law. You may wish to consult with a competent legal advisor before your next communication with me. Your failure to satisfy this request within the requirements of the Fair Credit Collection Practices Act will be construed as your absolute waiver of any and all claims against me, and your tacit agreement to compensate me for costs and attorney fees. Please mail me a copy of validation, showing a contractual agreement to pay you or letter indicating your intention to delete this account from your records. Time is of the essence, so I would appreciate your response within thirty (30) days. Sincerely, Your name CC: Equifax Experian TransUnion CREDITOR DISCLOSURE STATEMENT Name and Address of Collector (assignee): __________________________________________________________________________ Name and Address of Debtor: __________________________________________________________________________ Account Number(s): __________________________________________________________________________ What are the terms of assignment for this account? You may attach a facsimile of any records relating to such terms. __________________________________________________________________________ __________________________________________________________________________ Have any insurance claims been made by any creditor or assignee regarding this account? Yes / no __________________________________________________________________________ Has the purported balanced of this account been used in any tax deduction claim? Yes / no __________________________________________________________________________ Please list the particular products or services sold by the collector to the debtor and the dollar amount of each: __________________________________________________________________________ __________________________________________________________________________ Upon failure or refusal of collector to validate this collection action, collector agrees to waive all claims against the debtor named herein and pay debtor for all costs and attorney fees involved in defending this collection action. X________________________________ _________________ Authorized signature for Collector Date Please return this completed form and attach all assignment or other transfer agreements that would establish your right to collect this debt. Your claim cannot be considered if any portion of this form is not completed and returned with the required documents. This is a request for validation made pursuant to the Fair Debt Collection Practices Act. If you do not respond as required by this law, your claim will not be considered and you may be liable for damages for continued collection efforts.
