Steve
Bradenton,#2Consumer Suggestion
Wed, October 25, 2006
Cheryle, NCO is a debt collector and that is who you are dealing with at this point, so I am confused as to why you posted in the chiropractor category. Anyway, When obtaining medical services, ALWAYS wait until you have an authorization from your insurance, or you are legally liable for the services. You obviously got several notices from NCO that you failed to deal with PROPERLY. Your argument is with the insurance company, and they are under no obligation to fight this battle for you. These are totally separate issues, and just because you dispute it, doesn't make it go away. You need to go to battle with the insurance company. If you were entitled to payment for this service, you may have to sue them for it. You need to dispute this in writing to each credit bureau. Do this by certified mail, return reciept requested. Put the certified # on the letter itself and keep a copy for your records. Send the dispute to NCO by the same means. Now deal with your insurance company. Ignoring something like this does not make it go away. Especially when dealing with NCO. Here is the info on NCO: Agency Details: NCO Financial Systems, Inc. **** ( Also goes by the name of NCO Portfolio Management) 507 Prudential Rd Horsham, PA 19044-2308 Phone: (215) 441-3000 Fax: (215) 441-3923 Web Address: www.ncogroup.com 150 Crosspoint Pkwy CrossPoint Business Park Getzville, NY 14068-1602 Phone: (716) 404-2100 Fax: (716) 404-2120