Susan
Burbank,#2Consumer Comment
Thu, February 26, 2009
Ok, I got a letter from NCO in December 2007 asking for 1500.00 for some unknown credit card. Turns out they looked up old bankrupcy papers and changed the name of the credit card, so I wouldn't notice and hoped Id pay it. Firstly, debts claimed under bankrupcy are protected and cannot be collected. Secondly, it was 15 years after the fact. Also, as an fyi, MDCLR stands for Medclear and they are usually a collection agent for medical services, usually an emergency room visit somewhere. I wouldn't pay them a dime. good luck.
Laurie
Haslet,#3Consumer Comment
Mon, January 12, 2009
you can find all the info on this bottomfeeder at www.budhibbs.com Scroll down to Dealing with Collectors 101. A consumer advocate website that specializes in Debt collections and exposes all the nasty ILLEGAL TRICKS they use to steal money from people. My guess is they do not even have the correct person - they don't care all they want is to make a lot of money off a OLD debt they bought for pennies. Its illegal - and they know it. they hope you do not find out and sue them. Yes you can sue them You need to sent NCO a debt validation letter - Certified mail - return receipt - find this on the budhibbs.com site. They will not be able to validate it and have to remove the false credit report Look at the info on the Federal Trade Commission Website - they have the Fair Debt Collection Practice Act and Fair Credit Reporting Act.
Laurie
Haslet,#4Consumer Comment
Mon, January 12, 2009
you can find all the info on this bottomfeeder at www.budhibbs.com Scroll down to Dealing with Collectors 101. A consumer advocate website that specializes in Debt collections and exposes all the nasty ILLEGAL TRICKS they use to steal money from people. My guess is they do not even have the correct person - they don't care all they want is to make a lot of money off a OLD debt they bought for pennies. Its illegal - and they know it. they hope you do not find out and sue them. Yes you can sue them You need to sent NCO a debt validation letter - Certified mail - return receipt - find this on the budhibbs.com site. They will not be able to validate it and have to remove the false credit report Look at the info on the Federal Trade Commission Website - they have the Fair Debt Collection Practice Act and Fair Credit Reporting Act.
Laurie
Haslet,#5Consumer Comment
Mon, January 12, 2009
you can find all the info on this bottomfeeder at www.budhibbs.com Scroll down to Dealing with Collectors 101. A consumer advocate website that specializes in Debt collections and exposes all the nasty ILLEGAL TRICKS they use to steal money from people. My guess is they do not even have the correct person - they don't care all they want is to make a lot of money off a OLD debt they bought for pennies. Its illegal - and they know it. they hope you do not find out and sue them. Yes you can sue them You need to sent NCO a debt validation letter - Certified mail - return receipt - find this on the budhibbs.com site. They will not be able to validate it and have to remove the false credit report Look at the info on the Federal Trade Commission Website - they have the Fair Debt Collection Practice Act and Fair Credit Reporting Act.
Laurie
Haslet,#6Consumer Comment
Mon, January 12, 2009
you can find all the info on this bottomfeeder at www.budhibbs.com Scroll down to Dealing with Collectors 101. A consumer advocate website that specializes in Debt collections and exposes all the nasty ILLEGAL TRICKS they use to steal money from people. My guess is they do not even have the correct person - they don't care all they want is to make a lot of money off a OLD debt they bought for pennies. Its illegal - and they know it. they hope you do not find out and sue them. Yes you can sue them You need to sent NCO a debt validation letter - Certified mail - return receipt - find this on the budhibbs.com site. They will not be able to validate it and have to remove the false credit report Look at the info on the Federal Trade Commission Website - they have the Fair Debt Collection Practice Act and Fair Credit Reporting Act.
Joe
Austin,#7Consumer Comment
Mon, January 12, 2009
I would report this to my local law enforcement agency as an identity theft because you don't know this company, never did business with them, have no way to contact them to find out what it is all about and have no idea how they got your information. Once you get a copy of the incident report from the police department or sheriff's department, you need to make copies and send one to each credit reporting agency along with a letter of explanation and a request for a credit freeze and a fraud alert. That should help somewhat then you need to ask yourself HOW DID THEY GET YOUR PERSONAL INFORMATION? It usually happens when you respond to what appears to be a good deal on the internet or when you send a resume online or you include your personal information and your financial information somehow. KEEP YOUR PERSONAL AND FINANCIAL INFORMATION OFF OF THE INTERNET! IT HAS BECOME A PIRATE MARKET!