took my money and did nothing at all than demanded more---zero nada ZILTZ credit repair---total ripoff--i suppposed to credit letters back from credit bureau---did not get any at all just took my money and did nothing 99.00 paid on cap one---called them said he was fraud got money back in 2 days paid him (LOU) with credit card---cap one--waited 40 days nothing happened---credit same----he never repair credit at all-