Complaint Review: Optionetics - George Fontanills - Redwood City California

Did your PP just shrink by a few inches?  Don't worry, I'll imagine it to be a few feet long.

Just wondering if you are actually going to pay it? in money or options and futures?

or, is it going to be like your refund checks?

Give me a break, Max, you're no customer. You watch these posts like a hawk as well. You state that you've been to multiple seminars and conventions. You must have quite a bit of free time on your hands or you're being paid to go and I believe the latter to be true. You either work for Fontanills or you're a groupie and I doubt you are a groupie as Fontanills is no rock star nor does he look like one. As for your accusations about the competition placing bad press on this site save the rhetoric for someone who was born yesterday. Most of Fontanills' competition is affiliated with Dynetech as he is. Options Made Easy, Wizetrade, the cash flow systems are examples of competition and the list goes on. If you've done your homework you'll see that those companies also have complaints. Did you or Fontanills place them? You are in fact competition for those companies. Well, so much for your theory. Wow!! Optionetics AKA Global Investments resolved 1 BBB case!! Out of how many complaints? Get your facts straight. The only reason Fontanills writes on this post is to try to cover up his short comings as a trader. As to your statement about these postings not being true, how can you say that? Fontanills himself admitted to being sued by FIMAT, however, he would not elaborate on the matter. He just wants to place the matter under the rug and hope no one hears about it. The AMEX situation was also verified to be true the only difference is he tried to excuse himself of a bad decision and place the blame on the AMEX. As I stated before he is a SALESMAN. Selling information makes more money than trading. With thousands of individuals looking for a way to subsidize their income and to increase their standard of living, Fontanills capitalizes on these people. He charges thousands of dollars and makes many empty claims. His infomercials have claims (not validated in any way) by individuals who I'll bet know him, regardless of his denials. Anyone can go on T.V. and make claims. I want to see proof. By the way, what is the success rate of Fontanills' students trading options? I'll wager the failure rate is higher. Most people go to these seminars and when things don't work out they quit and take the loss. Otherwise, no one would have a day job. We'd all be rich with the 5 minute success strategy he has. You claim these postings are fraudulent and defamatory, Yet, Fontanills has verified at least one to be true. What I do believe, is that Fontanills' claims are bogus and what saves him from being sued is that he places disclaimers stating that all claims made have not been verified. His advertisements basically say, if you read between the lines, that the claims made may not be true and he is not responsible for those claims. If he failed to do this the CFTC would put him out of business!!!! Need I say more? You spend more time making allegations that someone is out to get you then address the true issue which is that you rip people off and do nothing to rectify the situation. Once you have the money in your hands tough luck for those that fail your so called educational programs. So much for an educational program, you charge 4K for 2 days of seminars (like anyone can learn to trade options in 2 days) and then the students are on their own. Or, they can choose to continue their education and pay thousands more for additional seminars. By the way Max, what good thing has Fontanills done for you? Oh yeah, he gave you a JOB!!!

Give me a break, Max, you're no customer. You watch these posts like a hawk as well. You state that you've been to multiple seminars and conventions. You must have quite a bit of free time on your hands or you're being paid to go and I believe the latter to be true. You either work for Fontanills or you're a groupie and I doubt you are a groupie as Fontanills is no rock star nor does he look like one. As for your accusations about the competition placing bad press on this site save the rhetoric for someone who was born yesterday. Most of Fontanills' competition is affiliated with Dynetech as he is. Options Made Easy, Wizetrade, the cash flow systems are examples of competition and the list goes on. If you've done your homework you'll see that those companies also have complaints. Did you or Fontanills place them? You are in fact competition for those companies. Well, so much for your theory. Wow!! Optionetics AKA Global Investments resolved 1 BBB case!! Out of how many complaints? Get your facts straight. The only reason Fontanills writes on this post is to try to cover up his short comings as a trader. As to your statement about these postings not being true, how can you say that? Fontanills himself admitted to being sued by FIMAT, however, he would not elaborate on the matter. He just wants to place the matter under the rug and hope no one hears about it. The AMEX situation was also verified to be true the only difference is he tried to excuse himself of a bad decision and place the blame on the AMEX. As I stated before he is a SALESMAN. Selling information makes more money than trading. With thousands of individuals looking for a way to subsidize their income and to increase their standard of living, Fontanills capitalizes on these people. He charges thousands of dollars and makes many empty claims. His infomercials have claims (not validated in any way) by individuals who I'll bet know him, regardless of his denials. Anyone can go on T.V. and make claims. I want to see proof. By the way, what is the success rate of Fontanills' students trading options? I'll wager the failure rate is higher. Most people go to these seminars and when things don't work out they quit and take the loss. Otherwise, no one would have a day job. We'd all be rich with the 5 minute success strategy he has. You claim these postings are fraudulent and defamatory, Yet, Fontanills has verified at least one to be true. What I do believe, is that Fontanills' claims are bogus and what saves him from being sued is that he places disclaimers stating that all claims made have not been verified. His advertisements basically say, if you read between the lines, that the claims made may not be true and he is not responsible for those claims. If he failed to do this the CFTC would put him out of business!!!! Need I say more? You spend more time making allegations that someone is out to get you then address the true issue which is that you rip people off and do nothing to rectify the situation. Once you have the money in your hands tough luck for those that fail your so called educational programs. So much for an educational program, you charge 4K for 2 days of seminars (like anyone can learn to trade options in 2 days) and then the students are on their own. Or, they can choose to continue their education and pay thousands more for additional seminars. By the way Max, what good thing has Fontanills done for you? Oh yeah, he gave you a JOB!!!

You guys crack me up with all you Untrue Defamatory bla...bla....bla. There is nothing Untrue about facts, there is nothing defamatory about facts. BBB complaints only represent tip of iceberg. Many consumers don't go to BBB because they are not reliable and choose to go elsewhere. UNTRUTHS - Seminar comments are (get-rich-quick claims) lure people in? Contract written to TRAP consumers, not protect them. Failure of full disclosures PRIOR to sale. Optionetics has more than 1 complaint per the BBB reports, FACTS....HERE THEY ARE....as well as all the FACTS stated previously. Global Investment BBB report was opened June 2005 showing 1 promised refund / 1 Resolved, can be seen at: http://www.goldengatebbb.org/commonreport.html?bid=74653 Global has the same address, different principal listed than the original Optionetics BBB opened Sept 2000 which can be seen at: http://www.goldengatebbb.org/commonreport.html?bid=64652 18 total complaints which 10 were addressed and NOT resolved. Then there is Dynetech found at: http://www.orlando.bbb.org/newsearch2.asp?ComID=073300202770 which lists various complaints. Now why does a company with 18 BBB complaints, 10 unresolved open a new BBB record under a new name if not an attempt to out-run the complaint record? After all it's bad for business. Then there are all the other complaints listed under all the different program titles, be it here or other complaint forums. Max, you are naive if you think we believe you are a real customer. If you are a real customer, then we are all happy you are happy and content. Just like you and Fontanills claim these posts are fraudulent, we think you are a fraud. SHILL - yes - Why? - You talk like one. You make all the same excuses: oh, it's the competition trying to bad mouth us and Shills love to throw slander around. You don't address the facts of the expos's & court cases. The amount of money per court judgment says volumes. I am not your competition, I'm a consumer advocate, and I don't have a clue to who your competition is. If you want to let me know who they are, I will do research on them too and file reports. Rip-Off dropped report notification quite some time ago. So unless you come on and take a look yourself, you don't know that someone has filed a rebuttal. No one here has claimed to be an authority as you say. Some of us publish FACTS, research found via the media, newspapers, expos's etc. Some add comments & opinions. Everyone has a right to theirs. If Fontanills had true guts he would move heaven & earth to resolve complaints from customers. He would make every effort to contact them, not sit back and expect consumers that have already handed over their hard earned income to seek him out. He would write contracts that would favor the consumer, not give all programs legalities to hide behind as justification to keep their money. They already did seek him out, didn't get results and turned to complaint boards. Puts the ball in his court to make every effort to resolve. If he wants respect he needs to earn it by working overtime to make things right. Already explained why no point to call him, did you take the time to read???? You say you are a customer but that does NOT make it true. Back at-ya Max.

Boy, you say something nice and people can be nothing but rude. If supporting someone who has done good things for me then yes call me names. You are not a customer I am. * Optionetics has 1 resolved complaint with the BBB in 12 years of business. Your general statements are untrue. Go to their BBB website if you dont believe me. Get the facts. * At their 3 day Optionetics annual convention last year in San Diego I met thousands of happy Optionetics students. All learning and trading. I being one. It was uplifting, positive and not a big sales event. * You can get notified when someone posts, you dont watch it like a hawk. * Are you so naive you dont think his competition dont hide behind posts to try to bring a good man down. It's the American way - love to tear down people. * Are you so naive to think all these posts are true. Of course not. * To say something nice do you have to be a "shill". Of course not, give back when someone helps you. * Fontanills had the guts to bother to post on the site. If your are such an authority did you take up his offer and call him? Of course not. It's easy to cry "foul" but that does not make it true. I am a happy customer that will continue to defend this company against these fraudulent defamatory posts.

Boy, you say something nice and people can be nothing but rude. If supporting someone who has done good things for me then yes call me names. You are not a customer I am. * Optionetics has 1 resolved complaint with the BBB in 12 years of business. Your general statements are untrue. Go to their BBB website if you dont believe me. Get the facts. * At their 3 day Optionetics annual convention last year in San Diego I met thousands of happy Optionetics students. All learning and trading. I being one. It was uplifting, positive and not a big sales event. * You can get notified when someone posts, you dont watch it like a hawk. * Are you so naive you dont think his competition dont hide behind posts to try to bring a good man down. It's the American way - love to tear down people. * Are you so naive to think all these posts are true. Of course not. * To say something nice do you have to be a "shill". Of course not, give back when someone helps you. * Fontanills had the guts to bother to post on the site. If your are such an authority did you take up his offer and call him? Of course not. It's easy to cry "foul" but that does not make it true. I am a happy customer that will continue to defend this company against these fraudulent defamatory posts.

Boy, you say something nice and people can be nothing but rude. If supporting someone who has done good things for me then yes call me names. You are not a customer I am. * Optionetics has 1 resolved complaint with the BBB in 12 years of business. Your general statements are untrue. Go to their BBB website if you dont believe me. Get the facts. * At their 3 day Optionetics annual convention last year in San Diego I met thousands of happy Optionetics students. All learning and trading. I being one. It was uplifting, positive and not a big sales event. * You can get notified when someone posts, you dont watch it like a hawk. * Are you so naive you dont think his competition dont hide behind posts to try to bring a good man down. It's the American way - love to tear down people. * Are you so naive to think all these posts are true. Of course not. * To say something nice do you have to be a "shill". Of course not, give back when someone helps you. * Fontanills had the guts to bother to post on the site. If your are such an authority did you take up his offer and call him? Of course not. It's easy to cry "foul" but that does not make it true. I am a happy customer that will continue to defend this company against these fraudulent defamatory posts.

The real truth is that Mr. Fontanills is nothing more than salesman who specializes in selling seminars/information. That is where the money is at, not option trading. I'll wager anything that he makes more money selling his seminars then he does trading. If he disputes this then he should put his money where his mouth is and put up the proof! It is obvious by these posts and others that he is no option guru. I've been to their so called free seminar and what a waste of time it is. You spend 2 hours listening to sales pitches from his so called traders who act more like vacuum salesmen only they don't go door to door. All they do is try to sell you expensive/ useless programs and seminars. Let me tell you, they are very well trained. They are so good that they almost suckered a skeptic like me. They're not even honest when they advertise a free seminar (what free seminar) it's a sales pitch to get you to spend thousands of dollars to buy into their so called trading methods. They don't spend hundreds of thousands on an infomercial to give anything away for free. I would wager that when you go to the seminar they'll try to sell you more useless seminars. Why would I pay thousands of dollars to go hear sales pitch after sales pitch? There is nothing new to option trading and nothing that you can't take the time to learn on your own. It doesn't take a genius! Just look at Fontanils. According to the previous postings he lost money for clients and himself. Doesn't sound like a good track record to me and to think he's teaching people how to trade! All he can state about the matter is that it is closed. Anybody who is evasive when confronted with legitimate questions is obviously trying to hide something. What I'd like to know is where he finds the time to trade and keep an eye (like a hawk) on this web site. He claims someone is out to slander him. I do detect a bit of paranoia. What other excuse will he use next time? The little green men from Mars are coming to get him? Optionetics has many complaints with the BBB in California and other web sites. As for the truth about Dynetech being reputable you don't have to look far to find the truth. It is run by Larry Pino and here is what they have to say about him on the internet: Larry Pino is a Florida lawyer who did traveling seminars in the '80s and '90s on how to make money from selling, buying and brokering financial debt instruments (known as the cash flow business). He also wrote a book called "Cash In On Cash Flow". Early on in his career, Larry Pino fell in with some undesirable company. He did lectures for Charles J. Givens Jr., who was indicted twice for fraud, and also for Dave Del Dotto, who was fined $200,000 by the Federal Trade Commission but went bankrupt and never paid. Larry Pino himself was reprimanded by the Florida Bar Association in 1988 for misusing an investor's funds. But Larry Pino's questionable activities don't stop there. He founded a number of companies, including the Diversified Cash Flow Institute (DCFI), which sold cash flow boot camps for around $6000. These promised to teach you three easy steps that would change your life. But an undercover reporter for the Washington Post who went on the boot camp found that those steps weren't quick or easy. Several months after the boot camp, the lives of the people hadn't changed, except they were $6000 poorer. The Diversified Cash Flow Institute got into trouble with the State of Tennessee in 1996 for violating the consumer protection act. It was accused of using earnings claims that are not representative; and making potentially misleading statements about the value or cost of the training program. Larry Pino's Diversified Cash Flow Institute made an Assurance of Voluntary Compliance in Tennessee to avoid litigation, promising to stop these and certain other practices. These included pressuring people to take out a loan to pay the program fee, telling people that the cash flow industry is unregulated when it isn't, and discouraging people from taking notes in the training sessions! If this is what Fontanills considers reputable then I question his ethics as well. As by these postings there are many complaints by unsatisfied customers regarding Optionetics and their customer service. I'm sure not all have made it to this site. As for the assumption that these posts are written by the same person, maybe Fontanills should checkout his shills as they seem to be the only ones writing good things about him. I especially like the post by Max from Boston that states that he supports and follows Fontanills' life's work. Give me break, as if Fontanills developed the cure for cancer or helped society in any way. If Max made a lot of money, as he states in the 5 years he's been trading with Fontanills, what is he doing on this site? Why isn't he in the Caribbean sipping margaritas on his yacht? That post obviously came from someone he surely knew. Let's face it, if he were really as great as his followers stated, there would be no need to defend him. I commend FYI from North Carolina for his/her advocacy to consumers. It's obvious with these posting and many others like this that many honest people get robbed of their hard earned money from organizations that make empty claims that they will be financially free after taking their seminars.

Slander - oh please - the info is in the phone book, newspapers, media coverage, internet blogs & searches. If you or any of your partners feel discredited you only have to look as far as your mirror. Give great customer service and stay off the boards - make that your goad and solution. You said all reports are from one person, WRONG, but nice try. I can only speak for my report that discloses all your many names changes, addresses, phone numbers, etc. YOU'RE TRUE COLORS, folks hitting a few nerves too close to the surface George? Now you're making threats. Typical-- Instead of trying to be credible, working overtime to meet the needs of unhappy customers, you - like the rest, again, come here and claim how credible you are while making threats. What threat? This one - George: If you believe you are correct provide your name, address and phone and WE WILL FIND OUT. This format is being used by individuals with other agendas; if this was not the case then they would identify themselves completely. WRONG: I am one of millions of consumer advocates... I represent the whole of those that want to know & need to know and don't have time to do the research. If someone can't get through using one number they can use the listing to try to reach someone that will help using one of the MANY other numbers. Your claims to your marketing approach may be true OR they may be marketing PLOYS. Consumers get drawn in via mailing or seminar; told that with the weekend's investment they will double, triple their money back or similar claims. The point to consumers (it's not all about you George) is that if they are going to invest any of their hard earned money they best do some research and know who they are trusting their money to. Too many so called gurus make their millions off the backs of unsuspecting consumers. My point to consumers is to not be a foolish. If you have the money to part with, take the time to find out all the options, make an informed decision. Too many consumers are looking to financial help and relief. Middle Income is much closer to poverty than the title implies. Too many consumers don't have the money to part with; they are taking a huge chance/risk. Too many are disappointed because the guru companies DON'T fully disclose all the weekly, monthly, yearly expenses &/or renewal fees prior to finalizing the sale. The guru companies bait them, lure them in, and have those sign contracts that are written in favor of the company, not the consumer. You make it sound like you have a great money back guarantee, but some complainants have shot holes in it, showing how it favors you. Full disclosure - how about you George? Publish this wonderful money back guarantee here, do one for each of the business titles or program names, under each appropriate name. Let's see how or if it favors the consumer. If you are a consumer reading this - and feel that what you were told/sold at a seminar or however you got involved with any program and after receiving and starting to work with the program you realize it is different or doesn't work like you were told or that you viewed - DOCUMENT the facts. Document what you were told/sold the day of sale, document what you received, and document the differences. Document any expenses that were not disclosed PRIOR to finalizing the sale. The failure of companies to make full disclosures PRIOR to finalizing sales - their company conduct may appear to constitute an unfair or deceptive trade practice. If the company gained your trust through the use of deception, coersion, misrepresentation, etc, etc, then the act was fraudulent. The FTC, (http://www.ftc.gov/bcp/menu-home.htm)Consumer Protection sites all have great consumer advice. It takes a lot of reading and research to protect yourself. Far too often this research is done after getting involved in some program rather than before. Also check out: BUSINESS OPPORTUNITY FRAUD ACT Code of Federal Regulations (CFR) - Deceptive Telemarketing and Abusive Telemarketing 16 CFR Ch. I (1105 Edition) 310.3 Deceptive telemarketing acts or practices and 310.4 Abusive telemarketing acts or practices. at -- http://www.ftc.gov/os/2002/12/tsrfinalrule.pdf Highlights: 310.3 (a) Prohibited deceptive telemarketing acts or practices. It is a deceptive telemarketing act or practice and a violation of this Rule for any seller or telemarketer to engage in the following conduct: (1) Before a customer pays for goods or services offered, failing to disclose truthfully, in a clear and conspicuous manner, the following material information: (i) The total costs to purchase, receive, or use, and the quantity of, any goods or services that are the subject of the sales offer; (ii) All material restrictions, limitations, or conditions to purchase, receive, or use the goods or services that are the subject of the sales offer; (iii) If the seller has a policy of not making refunds, cancellations, exchanges, or repurchases, a statement informing the customer that this is the seller's policy; or, if the seller or telemarketer makes a representation about a refund, cancellation, exchange, or repurchase policy, a statement of all material terms and conditions of such policy; . . . (2) Misrepresenting, directly or by implication, in the sale of goods or services any of the following material information: (i) The total costs to purchase, receive, or use, and the quantity of, any goods or services that are the subject of a sales offer; (ii) Any material restriction, limitation, or condition to purchase, receive, or use goods or services that are the subject of a sales offer; (iii) Any material aspect of the performance, efficacy, nature, or central characteristics of goods or services that are the subject of a sales offer; (iv) Any material aspect of the nature or terms of the seller's refund, cancellation, exchange, or repurchase policies; . . . (vi) Any material aspect of an investment opportunity including, but not limited to, risk, liquidity, earnings potential, or profitability; . . . Top 10 Online Scams: http://www.ftc.gov/opa/2000/10/topten.htm Top 10 Dot Cons http://www.ftc.gov/bcp/conline/pubs/online/dotcons.htm Fox31 in Denver Colorado Reports http://www.fox31news.com/_ezpost/data/6465.shtml FTC report: http://www.ftc.gov/bcp/conline/pubs/alerts/oinvalrt.htm Scroll down to bold titles.....FTC says look for these signs of a company that may NOT be on the up-and up and compare them to the investment web site. FTC article on Flop-portunities & reporting fraud. http://www.ftc.gov/bcp/conline/pubs/online/netbizop.htm Current Alerts & Press Releases http://www.thelocalbbb.org/alerts/alerts.html?newsid=650&newstype=1 Get poor quick: Forex/4x made easy, reviews don't look good, not good at all. http://www.sfbg.com/38/16/cover_poor.html Channel 8 12/1/2004 http://www.ktul.com/news/stories/1204/191314.html Who is James Dicks? article -- http://www.houstonpress.com/Issues/2006-02-02/news/sidebar2.html http://www.blogmaverick.com/entry/8032605514972462/ Describes Dallas newspaper ad as a lure. The article eventually gets to naming 4x made easy & WizeTrade as Wall Street Scams. Slander - no one has said anything on these boards that hasn't already been said somewhere else.

Dynetech is one of Florida's most respected direct response marketing companies. The reason they have lots of phone numbers is because they have lots of clients. You use different phone numbers to track marketing responses and to divert the calls to the correct department. Optionetics expertise is trading and so we ask Dynetech in a third party arms length relationship to arrange marketing. Sometimes the truth is simple. These posts on ripoffreport.com are all made by the same person in an attempt to discredit me. They post under aliases over and over attempting to build credibiltiy. If anyone wants to know the truth about anything please call our office in California. I or another principal will be happy to talk to you. George Fontanills

Sure looks like people have nothing to do try to slander. If you have something to say call me at my office and I would be happy to discuss with you. If you believe you are correct provide your name, address and phone number and we will find out. This format is being used by individuals with other agendas, if this was not the case then they would identify themselves completely. Therefore, I would be happy to discuss this with anyone so call me at the office. The FIMAT matter is closed and resolved. It has nothing to do with Optionetics and the success we share in teaching students If you have never had any legal issues in business then you never had any success in business. Call me or identify yourself. I know who you are.

Optionetics 255 Shoreline Drive Suite 100 Redwood City, CA 94065 Telephone: (888) 366-8264 (ask for Richard) OR (650) 232-1414 Ms. Amy Morris, Director of Marketing, Principal Type of Business: Sales Presentations OR try Tony Clemendor.COO Optionetics http://www.optionetics.com Your business is Sales Presentations - funny this doesn't say Income Specialists or something that would give credibility in your company's ability to make others the fortunes you advertise. But NO - your type of business is Sales Presentations ... your true responsibility in the scheme of Dynatech after all is making the sale, raking the money in and keeping it. You are under the Dynatech umbrella of companies: Dynetech Corporation 255 S Orange Ave Ste 600 Orlando, FL 32801 David Early, President with other contacts of: Mr George Fontanills, (Pres.-Optionetics) Mr. Mark Gonzalez Mr Robert Hall Mr. Christopher A. Hudson Mr. Laurence J Pino, Esquire-Director Laurence J Pino-Chairman & CEO Mr Laurence J Pino-Chairman & CEO Ms. Cathy Simmons-Adm. Assistant Mr. Michael Stewart Mr Lance Strauss The above involved in these types of businesses(to name a few): Sales Presentations Business Opportunity Cos. Computers-Sys Designers & Consult Investment Advisory Service Motivational/Self Improve Training Training Programs You (Optionetics) are simply one of the many DBA's of Dynatech. I've read some of the complaint reports and they are so similar to any that you read regarding training/coaching services. Huge promises of big money to get you to sign up, then when complaints come in each one says the same thing. It's a business, not a get rich quick scheme, no promises of income - bla, bla, bla - every excuse in the book not to be accountable for income claims made that make your business sound wonderful, easy, the money will start flowing in tomorrow. Make sure you read copy & paste the links (listed below)for background info on Laurence J. Pino, CEO/Dynetech Corp. I was @?%^%#&* when I saw Citrus Collection Agency listed at the same FL address. Isn't that outragous ???-- here Larry is an attorney, selling consumers services, getting them to commit to his programs, and when it doesn't work out for the consumers, they aren't making money like the seminar claimed they would make with his programs, they are losing money and can't pay the original purchase - he uses his in-house collection agency - and has his gurus say - oh, it isn't our fault, we made no promises, everyone should keep trying (keep giving us their hard earned dollars), we're not the bad guys - Ya Right. Here is the scoop: Lots of info - hope it helps those looking for it & needing it. Phone numbers are cross referenced below for each business name. Staggering how many there are, Businesses + DBA's. If companies are trust worthy, run ethical business practices - then WHY do they have to keep changing business package titles and business names - it is Ridiculous. Business Names with this SAME Texas address: 4X Made Easy / ForeX Commodities Made Easy GlobalTec Solutions, LLP Options Made Easy MarketPlace Pro Wizetrade 15601 N Dallas Pkwy Suite 200 Addison, TX 75001 Mr. Jeff Johnson, Chief Operations Officer or Principal Each has their own BBB report even though they have the same address, check it out for your self to see who names are listed with each. Dynetech Corporation DBA's: Global Tech, Optionetics (see separate address above), Securities Trading Corporation, Techwerks, 255 S Orange Ave Ste 600 Orlando, FL 32801 Orange County Laurence J. Pino Chairman & CEO Mr. David Early, President or Principal Contact for all listed below Other Business Names with this SAME Florida address: 4X Made Easy American Cash Flow Corporation (ACFC) DBA's: American Cash Flow Association, American Cash Flow Corporation, American Cash Flow Institute, American Cash Flow Journal Complaints to Ms. Patricia T. Wilson Citrus Collection Agency, Laurence J Pino CEO Emerald Capital Group Inc., Complaints to Ms. Patricia T. Wilson International Acceptance Company DBA: International Acceptance Corp, Citrus Collection Agency, Laurence J Pino CEO Kessler Real Estate Institute DBA's: International Acceptance Co., International Acceptance Corp. DBA Business Skills Corporation MyAuctionCo.com One Minute Millionaire Institute DBA Life Skills Corp. Options Made Easy Robert Allen Institute -. DBA Business Skills Corporation Wizetrade Want to know about Laurence J. Pino, Dynetech Corporation CEO, go to: http://www.papersourceonline.com/newswk.htm & http://www.lawyerlounge.com/forum/forum.php?id=P767 June 2003 -The 2nd web reference, scroll down & read last 3 paragraphs: [2] ACFA, ACFI, NMII, DCFI among other names, all founded by Pino & received reprimand by Florida Bar Assoc for misusing an investor's funds. Last paragraph = Tennessee Cease & Desist Order charged ACFC & related businesses for operating an illegal securities scheme 1996 General of Tennessee sited Pino for similar tactics under DCFI which paid fines for violating Tennessee Consumer Protection Act Websites: www.robertalleninstitute.com http://acfa-cashflow.com/ acfwebpartner.com goes to -- http://www.cashflowpro.com/ http://cashflowindustry.com/ http://www.americancashflow.com/ http://www.americancashflowindustry.com/ http://www.dynetech.com/ http://www.emeraldcapitalgroup.com/ http://www.kesslerrealestateinstitute.com/contents/complete23.php http://www.marketplacepro.com/ http://www.markvictorhansen.com/ http://www.myauctionco.com/ http://www.mymediaworks.com/ http://www.oneminutemillionairesystem.com/ http://www.robertalleninstitute.com/ http://www.techwerks.net/ phone number cross-reference with DBA business names. (407) 206-6580 = Dynetech Corp (407) 206-6581 = Dynetech Corp (407) 206-6582 = Dynetech Corp (407) 425-7831 = Dynetech Corp (407) 648-9499 = Dynetech Corp (407) 649-1903 = American Cash Flow Corp, Citrus Collection Agency, Dynetech Corp, International Acceptance company, Kessler Real Estate Institute, One Minute Millionaire Institute, Robert Allen Institute (407) 649-8488 = Dynetech Corp (407) 843-4866 = American Cash Flow Corp (800) 253-1293 = Dynetech Corp & Wizetrade (800) 253-1294 = American Cash Flow Corp. (800) 348-0156 = Dynetech Corp & One Minute Millionaire Institute (800) 348-0158 = Dynetech Corp & ACFC / American Cash Flow Corp (800) 499-9444 = Dynetech Corp & Kessler Real Estate Institute (800) 713-6901 = Dynetech Corp & American Cash Flow Corp (800) 713-6902 = Dynetech Corp & Emerald Capital Group Inc (800) 809 1274 = Citrus Collection Agency (800) 809-1279 = Dynetech Corp, Emerald Capital Group Inc, International Acceptance Co. (800) 809-1281 = Dynetech Corp & Robert Allen Institute (800) 809-7301 = Dynetech Corp & MyAuctionCo.com (800) 874-0388 = Dynetech Corp (407) 206-6500 (FAX) = Dynetech Corp, ACFC & 4X Made Easy (407) 206-6501 (FAX) = Dynetech Corp (407) 206-6508 (FAX) = Dynetech Corp & American Cash Flow Corp (407) 422-7425 (FAX) = American Cash Flow Corp (407) 649-1903 (FAX) = Dynetech Corp, ACFC, Citrus Collection Agency, International Acceptance Company, Kessler Real Estate Institute, One Minute Millionaire Institute & Robert Allen Institute (407) 843-4866 (FAX) = American Cash Flow Corp 866 260-4900 = Commodities Made Easy (888) 304-8881 = Wizetrade (888) 366-8264 OPTIONETICS (888) 720-5200 = 4x Made Easy, Global Tech LLC (888) 988-7100 = Options Made Easy (972) 387-4728, (972) 387-4729 (FAX), = 4x Made Easy, Commodities Made Easy, Global Tec Solutions, LLP, Options Made Easy, Wizetrade (972) 387-4830 = Wizetrade (Wisetrade)

Well what interesting reading. So George had a margin call and paid it. This sounds like an ex-wife trying to get even by throwing garbage around. Why does anyone care that George did or not have a bad trade. George has taught me options trading for 5 years and I made good money with Optionetics. He never says trade with $50 and I personally have used his 5 minute formula to great affect. Keep on teaching George, I and many thousands of Optionetics students know these posts for what they are. Utter nonsense. Trading is about risk. You risked and either won or did not your legal action. So you or they paid up. Who cares. This is your personal business not anyone elses. I am not an employee of Optionetics but I am a big supporter of Fontanills and his life's work.

This issue has been resolved. In addition, the person reporting didn't have facts correct. Nothing left to say. George Fontanills

In answer to John. The account in question at FIMAT went from $3mill to MINUS $5million thats why there was an arbitration to begin with.

While I don't know anything about this case, and thus what I have to say maybe out of ignorance, I feel that your point is invalid. From what I can tell in the postings, George had a margin call, and this was the source of the court case. My understanding is if George had a margin call due to changed margin calculations, he MAY have been exposed to account auto liquidation as some broker do when margin calls arise. Once again, let me state I don't know anything about the case. The point is so? So what if George had a margin call and had issues arise from it? Is your complain due to maybe that you are a disgruntled former optionetics student who hasn't been making money? Jesse Livermore bankrupted his account twice before succeeding, or so goes the tale. If George's trading ability is at question here, let me ask, if George opened the account for 3 mil, but it was worth 5 mil at closing, did he not make 2 mil? Have you made 2 mil recently? Take note I'm not an optionetics employee, so I have no reason to not see George burn should he be actually ripping people off. But since you have no access to his trading records, please refrain from speculating on George's track record. I will also say that the 5 min formula doesn't work all the time, but then again what system does. And in all the seminars (free or not) I've been to, I've NEVER heard George say you can trade PROFITABLY with $50. But you certainly can trade with $50.

The so called Guro speaks out. Well maybe the case was complex to you since you apparently do not understand margin calls. You should obviously take your basic seminar class again to refresh yourself. The judge in the arbitration case obviously understood the details better than you that is why he ruled against you and ordered you to pay 1.7 million. As for the so called company that you state owes Smith Barney nothing I suggest you look at the documents again as they were ordered to pay 300K. Both cases lost in the arbitration. As you stated FIMAT was not hurt in any way but neither were you. You opened the account with 3 million and Fimat closed the account with 5 million. If you can do the math you pretty much broke even. I must wonder why you now you state you are a retired hedge fund manager. Is it because you cannot get a brokerage firm to take you on as a client or is it that you can't manage money as you claim. The market has obviously changed and making money in these volatile times is a lot harder. I don't think your 5 minute success formula works in this environment and you certainly can't trade with $50 as you claim in your free seminars (which aren't really seminars but just sessions to rip people off).

The case was a very complex case involving hundreds of millions of dollars worth of exotic securities. FIMAT and I agreed to a Margin calculation, they one night decided to change it so I said "take a hike". FIMAT was never hurt in any way and gained significantly by this transaction. Arbitration is "arbitrary". They did not understand the complex nature of the transaction. As for the Smith Barney issue you have inaccurate information. I was a witness for a company that lost an arbitration AGAINST Smith Barney. This company owes absolutely nothing. In 17 years of trading, thousands of trades and hundreds of millions of dollars in transactions no issues have ever been raised. This is a VERY complex case with complex trading issues. This is no format to explain a case with thousands of pages of evidence. Sincerely, George Fontanills