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  • Report:  #51339

Complaint Review: Palisadeosiheilig Meyers Masters & Many More - Duluth Georgia

Reported By:
- murrieta, California,
Submitted:
Updated:

Palisadeosiheilig Meyers Masters & Many More
2425 Commerce Bld 2100, Duluth, Georgia, U.S.A.
Phone:
678-417-5000
Web:
N/A
Categories:
Tell us has your experience with this business or person been good? What's this?
Nature of Business

Palisade,Osi,Additional Doing-Business-As Names:

A P Student Loan Trust One

Account Portfolios, Inc.

Computer Finance, LLC

Gulf State Credit

Heilig Meyers Master Trust

Heilig Myers Master Trust

O S I Collection Services, Inc.

OSI Strategic Receivables Management

Palisade Collections, Inc.

Perimeter Credit

This company is a collection agency.

Customer Experience

Based on BBB files, this company has an unsatisfactory record with the Bureau due to unanswered complaint(s).

The subject firm has advised the BBB that it provides collection services for various clients.

When evaluating complaint information, please consider the company's size and volume of business. The number of complaints filed against the company may not be as important as the type of complaints and how the company handled them.

Closed Complaints

Number of complaints processed by the BBB in last 36 Months: 306

Number of complaints processed by the BBB in last 12 months: 162

Complaints Concerned

Sales Issues: 1

Outcome of the complaint -

Resolved: 1

Product Quality Issues: 2

Outcome of all complaints -

Resolved: 1; Company made good faith effort to Resolve:

1

Refund or Exchange Issues: 16

Outcome of all complaints -

Resolved: 9; Company made good faith effort to Resolve:

3; Company did not respond: 4

Contract Issues: 3

Outcome of all complaints -

Resolved: 2; Company made good faith effort to Resolve:

1

Customer Service Issues: 19

Outcome of all complaints -

Resolved: 12; Company made good faith effort to

Resolve: 7

Credit or Billing Issues: 265

Outcome of all complaints -

Resolved: 186; Delayed Resolution: 3; Company made good

faith effort to Resolve: 70; Company did not respond: 6

Additional Information

Additional Doing-Business-As Names: A P Student Loan Trust One

Account Portfolios, Inc.

Computer Finance, LLC

Gulf State Credit

Heilig Meyers Master Trust

Heilig Myers Master Trust

O S I Collection Services, Inc.

OSI Strategic Receivables Management

Palisade Collections, Inc.

Perimeter Credit

Additional Addresses: 4250 Perimeter Park DriveSuite 240, Atlanta, GA 30341

P O Box 105347, Atlanta, GA 30348-5347

P.O. Box 105346, Atlanta, GA 30348-5346

P.O. Box 105346, Atlanta, GA 30348

P.O. Box 105460, Atlanta, GA 30348

P.O. Box 105460, Atlanta, GA 30348-5460

P.O. Box 105577, Atlanta, GA 30348-5577

P.O. Box 105588, Atlanta, GA 30384

P.O. Box 105895, Atlanta, GA 30348

P.O. Box 48650, Atlanta, GA 30362

P.O. Box 48650, Atlanta, GA 30362-1650

P.O. Box 80030, Atlanta, GA 30366

PO Box 48650, Atlanta, GA 30362-1650

4221 International Parkway, Hapeville, GA 30354

P.O. Box 8800, Jacksonville, FL 32239

Additional Phone Numbers: 800-514-9754

800-659-7641

877-675-3058

877-737-0836

678-417-5074 Fax

678-417-5084

800-659-7610

800-240-0324

800-948-8360

800-852-9382

800-723-2205

800-240-0671

888-715-5699

866-771-3395

800-624-0284

678-417-5074 Fax

Additional TOB Classifications: Financial-Consumer Finance And Loan Companies

Company Management

Additional company management personnel include:

Ms. Vanessa Thompson Compliance Paralegal

Cathy

murrieta, California
U.S.A.


1 Updates & Rebuttals

John

Atlanta,
Georgia,
U.S.A.
A dose of reality

#2Consumer Comment

Tue, April 08, 2003

Ok, folks...lets put this in perspective. These guys are a BILL COLLECTOR...not a public charity. I'm in the credit industry...let me give you a couple of tips. First, these guys probably don't care about their BBB record - most of the folks that make it into late stage collections and collections agencies are quasi-fugitives who will do anything they can to weasel out on their debts. Collectors get an incredible amount of flack from the folks they're calling....including threats, bogus lawsuits, and tons of con games. Second, although you may not like collectors, it is a necessary part of the credit process. These guys keep loan chargeoffs in line...while its a lot of fun to slam credit card companies, you've got to see the other side...without collections, we've got only two options to run an ok business. First, we can jack rates up...way up..for all of the cards we issue. I suspect being unable to do any serious collections probably would cost most credit issuers about 5% of assets per year. Next, we'd have to stop issuing credit cards to most of the market (even with higher rates) since it is pretty hard to make them work without collectors. Like them apples? Most of the folks whining about collections are the same hypocrites whining that the rates are unreasonable or that the approval criteria is "biased". Here's a hint...pay cash - or pay your bill in full every month. Finally, there is a big body of law dealing with what collectors can & cannot do, frequently with CRIMINAL penalties for the individual collector and their employers. If you really have been done wrong, go look up the fair debt collections practices laws and file a proper lawsuit. In my experience, most collections complaints are not a result of wrongdoing on the part of the poor bill collector (who is often as broke as the person they are calling) but rather an example of consumers spending more than they can afford. Not part of Palisades, not sure who they are, but I've heard this song too many times. Look in the mirror before you accuse a bill collector.

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