- Report: #339324
Complaint Review: Parkwood Lending - Miami Florida
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Parkwood Lending
2200 South Dixie Hwy Miami, 33133 Florida, U.S.A.
Phone:
866-821-8420
Web:
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Parkwood Lending Waiting to see Miami Florida
I am dealing with Parkwood Lending as I write this. I am scared to death that they will rip me off. I have done alot of checking on my own about this company and other than this forum, I have found nothing bad about them. Yes, they are not members of the BBB, but lots of companys' aren't members. There are no complaints registered against them. Someone wrote in and said that they checked the address on an arial map and that there was nothing but a bunch of trees located at 2200 South Dixie Hwy. Not so! There is a office building and a parking garage. I also checked with the US Postal Service and it is a good address. They also said the fax number wasn't legitimate. Again, not so. I called (786-472-8836) myself and it is a good number.
I have been talking with Tedd Arnott, a Senior Loan Consultant, and he said the company is aware that people are writing negative things about them and yes, they did revoke these peoples loan offers or require additional funds before they would fund the loan. The reason for this was because these people falsified their loan applications in some way. He said that they have been in business 14 years and have had nothing but good service and that this does not happen normally. As long as you are honest on your loan application, there shouldn't be a problem. As far as the claim that it's illegal to ask for money up front or a fee of some sort, they are okay in that department because the money that you will be asked to send will be applied to the principal of the loan. I work for an attorney and he has looked at the loan documents they have faxed to me and they appear okay. Yes, their are clauses in it that protect the company if anything should go wrong, but all loan companys,banks or financial institutions will have that type of clause. They have too.
I am going to go ahead and try this. I may be stupid and regret it, but I'm desperate for the loan. If I get screwed, I'll be writing back to let everyone know. Maybe I'm really gullible! I'll also have the attorney I work for slap a lawsuit against them for false advertisement so fast they won't know what hit them! I have really tried to do my research here and I know it's on the fence, but like I said...I'm desperate enough to try. If anyone knows of something else I need to know, please write soon. I'm supposed to send the $2,345.00 tomorrow!
Confused
Deatsville, Alabama
U.S.A.
I have been talking with Tedd Arnott, a Senior Loan Consultant, and he said the company is aware that people are writing negative things about them and yes, they did revoke these peoples loan offers or require additional funds before they would fund the loan. The reason for this was because these people falsified their loan applications in some way. He said that they have been in business 14 years and have had nothing but good service and that this does not happen normally. As long as you are honest on your loan application, there shouldn't be a problem. As far as the claim that it's illegal to ask for money up front or a fee of some sort, they are okay in that department because the money that you will be asked to send will be applied to the principal of the loan. I work for an attorney and he has looked at the loan documents they have faxed to me and they appear okay. Yes, their are clauses in it that protect the company if anything should go wrong, but all loan companys,banks or financial institutions will have that type of clause. They have too.
I am going to go ahead and try this. I may be stupid and regret it, but I'm desperate for the loan. If I get screwed, I'll be writing back to let everyone know. Maybe I'm really gullible! I'll also have the attorney I work for slap a lawsuit against them for false advertisement so fast they won't know what hit them! I have really tried to do my research here and I know it's on the fence, but like I said...I'm desperate enough to try. If anyone knows of something else I need to know, please write soon. I'm supposed to send the $2,345.00 tomorrow!
Confused
Deatsville, Alabama
U.S.A.
2 Updates & Rebuttals
Trina
Duluth,Georgia,
U.S.A.
Cuidado/Be careful
#2Consumer Comment
Fri, June 13, 2008
I was trying to get a loan through them, the thing that concerned was, they didn't to my knowledge verify anything with my employer. Yet they where willing to give me a loan! Red flag number 1. Red flag #2, I called the company and requested customer service and when I asked about the website he advised not to put the address in the search engine because it won't come UP! Of course it came up, with the bad along with it. Red flag # 3, when I tried to get information on how this transaction would take place, like what bank they would use to transfer the money, they wouldn't release that, come come now this is business, I have a right to that information. Red flag #4, the young man refused to give me his email address! Red flag # 5 the site that directed me to them had a typo! Desperation is the mother of all evils! When you have bad credit sometimes you just have to wait it out until it improves. These people appear to prey on people at a disadvantage and prey on their hopes. How sad. If they where so great they wouldn't have to advertise, people would come to them, think about that, they do loans to people with bad credit without credit checks! By the way confused, I never received that fax once I questioned him extensively. Did you contact the phone company as indicated to confirm the fraud?
Bigcraig
Irmo,South Carolina,
U.S.A.
Can you throw me some money too?
#3Consumer Comment
Thu, June 12, 2008
"As far as the claim that it's illegal to ask for money up front or a fee of some sort, they are okay in that department because the money that you will be asked to send will be applied to the principal of the loan." A reputable company will NEVER EVER require you to pay anything up front to get a loan, sounds like the old famous Canadian loan scam, curious, is there head office in Canada?
