I needed a loan for my son and he needed the money now for his divorce. Filled out a few forms online and got a call Friday, Oct. 3 2014. Well this morning I went to walmart sent the $295.00 they said I needed to send to show I could make payment. When that was done, and they had the proof of the money gram, they told me I then had to send 495.00 to cover the money gram. When I told them I did not have that after the first one. I was then asked if I could send 300. and I could send the rest once I got my money gram from them. Yes I was very dumb and was trying to help my son. I sent the 300 and was then told that if I did not send the 495 all at once I would not get my loan. Well when I told him what he had just told me about sending the other after I got the loan, I was told, "oh well you wont be getting a loan". I was hung up on 4 times today. I then went to my bank and filed a complaint. I was told I would get my money back may take up to 3 weeks but that I wasn't the first to fall for this kind of trick. Everyone do not do anything with Pay Power!!!