- Report: #432322
Complaint Review: Penn Credit Corporation - Harrisburg Pennsylvania
-
Author Confirmed
Why?
Penn Credit Corporation
P.o. Box 988 Harrisburg, 17108-0988 Pennsylvania, U.S.A.
Phone:
800-900-1380
Web:
N/A
Categories:
Business Rating:
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Penn Credit Corporation trying to collect an unknown debt Harrisburg Pennsylvania
they are trying to collect an unknown debt. I did not call them. googled & found your site. dont plan to call or pay this. hate to see it show up on my credit report. my score is currently 770. should i dispute this in writing or dont bother? will figure out how to file a report with the FCC.
radar
new carlisle, Indiana
U.S.A.
radar
new carlisle, Indiana
U.S.A.
2 Updates & Rebuttals
Mxxg
Providence,Rhode Island,
U.S.A.
Best course of action, imho.
#2UPDATE EX-employee responds
Tue, March 31, 2009
I would highly recommend sending Penn Credit a letter in writing, mailed via certified mail, requesting verification of the debt, ie, original documents. After 5-7 business days of sending, I would also call and let them know you have sent a letter requesting the verification. The reasons for this? 1. To make sure you're not being called for a debt that isn't even yours- why should your credit be smeared for something someone else did? 2. If it actually -is- yours and you honestly don't remember, it would be in your best interest to look into it as someone else may have used your information. And lastly, 3. If verification cannot be provided, legally they cannot persue the debt (of course there are specific laws governing your state). In addition, I would also recommend calling them just to find out if it's a situation as simple as a wrong number. During the time I worked for Penn Credit, I can't even begin to explain the many, many times it was as simple as a wrong number- we'd call and call and the poor person on the other end would never let us know. If you get someone nasty? Hang up and call back- chances are you'll get someone completely different. If they're -really- nasty? Ask for their collector ID and request the manager.
Mxxg
Providence,Rhode Island,
U.S.A.
Best course of action, imho.
#3UPDATE EX-employee responds
Tue, March 31, 2009
I would highly recommend sending Penn Credit a letter in writing, mailed via certified mail, requesting verification of the debt, ie, original documents. After 5-7 business days of sending, I would also call and let them know you have sent a letter requesting the verification. The reasons for this? 1. To make sure you're not being called for a debt that isn't even yours- why should your credit be smeared for something someone else did? 2. If it actually -is- yours and you honestly don't remember, it would be in your best interest to look into it as someone else may have used your information. And lastly, 3. If verification cannot be provided, legally they cannot persue the debt (of course there are specific laws governing your state). In addition, I would also recommend calling them just to find out if it's a situation as simple as a wrong number. During the time I worked for Penn Credit, I can't even begin to explain the many, many times it was as simple as a wrong number- we'd call and call and the poor person on the other end would never let us know. If you get someone nasty? Hang up and call back- chances are you'll get someone completely different. If they're -really- nasty? Ask for their collector ID and request the manager.
