- Report: #401472
Complaint Review: Peoples First Financial - San Diego California
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Author Confirmed
Why?
Peoples First Financial
People's First Financial 6755 Mira Mesa Blvd. #123-425 San Diego, 92121 California, U.S.A.
Phone:
888-499-0822
Web:
N/A
Categories:
Business Rating:
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Peoples First Financial, Joe Aguon, Brandon Skiver, Hing Foreclosure Guaranteed San Diego California
*Author of original report: Peoples First Financial Update
*Consumer Comment: next time do some research before you agree to anything or send money
*Author of original report: Peoples First Financial Update 2
*Author of original report: Response to Laurie
*Consumer Comment: That is because scammers continue to change the names of the companies
*UPDATE Employee: Responding to "Warren"
Since I was unemployed and could foresee financial difficulties, I contracted with Peoples First Financial to coordinate a "Loan Modification" for me with my first and second home mortgage lenders. I paid them $3000 to handle this process for me. It seemed to be a bargain considering what they told me they could do for me. I was also told that I would receive $500 off this fee if I sent other people their way. I referred several people to them as I live in Michigan and it is not at all difficult to find people trying to save their homes.
I contracted with Peoples First in September and it is now mid-December and according to my primary mortgage lender ASC, the only contact they have received from Peoples First Financial is my authorization to deal with them. I have made numerous attempts to contact Peoples First Financial but no one returns my e-mail or phone requests. Joe Aguon is my representative and Brandon Skiver is in the Conditions department and was to be handling my case. I recently spoke with Hing in the customer relations department all to no avail. Every time I call I am told that someone will contact me within 48 hours but no one ever does. Hing told me to deal with him directly but has yet to give me his contact information so that I can send him the documents that he said were so important.
When I started this process I was not behind in my mortgage. I contracted with Peoples First Financial because I could foresee problems. Had I not contracted with them I would have continued to pay my mortgage and let everything else slide. It was my priority to not loose my house. Now it seems inevitable that that is what is going to happen. During my last contact with Hing I was told that the impending "Auction" of my home could be put off but I have little confidence that this will occur. I am sick when I think of all the clients I have sent them.
Don
Warren, Michigan
U.S.A.
I contracted with Peoples First in September and it is now mid-December and according to my primary mortgage lender ASC, the only contact they have received from Peoples First Financial is my authorization to deal with them. I have made numerous attempts to contact Peoples First Financial but no one returns my e-mail or phone requests. Joe Aguon is my representative and Brandon Skiver is in the Conditions department and was to be handling my case. I recently spoke with Hing in the customer relations department all to no avail. Every time I call I am told that someone will contact me within 48 hours but no one ever does. Hing told me to deal with him directly but has yet to give me his contact information so that I can send him the documents that he said were so important.
When I started this process I was not behind in my mortgage. I contracted with Peoples First Financial because I could foresee problems. Had I not contracted with them I would have continued to pay my mortgage and let everything else slide. It was my priority to not loose my house. Now it seems inevitable that that is what is going to happen. During my last contact with Hing I was told that the impending "Auction" of my home could be put off but I have little confidence that this will occur. I am sick when I think of all the clients I have sent them.
Don
Warren, Michigan
U.S.A.
6 Updates & Rebuttals
Management
San Diego,California,
U.S.A.
Responding to "Warren"
#2UPDATE Employee
Fri, May 15, 2009
Please contact Peoples First Financial as it is difficult to investigate these claims when an alias is used.
Laurie
Haslet,Texas,
U.S.A.
That is because scammers continue to change the names of the companies
#3Consumer Comment
Fri, December 19, 2008
They change it constantly - its part of the scam and in some cases they steal names from REAL LEGITIMATE companies that have nothing to do with the people who scammed you. You did not find complaints - because no one had posted one yet. Once someone has posted a complaint that business name is no use to them anymore. The Federal Trade Commission website is an excellent resource to use when researching a company and what it claims it can do. Its more what they claim to be able to do, rather then the company name that you need to search on. The BBB would not have been any help at all --even legitimate businesses that have problems are not correctly noted in BBB files. The dues money is more important then the consumer. Read the info here on ROR http://www.ripoffreport.com/reports/0/001/ripoff0001343.htm
Don
Warren,Michigan,
U.S.A.
Response to Laurie
#4Author of original report
Fri, December 19, 2008
I did check out the company prior to contracting with them however I did not check the BBB. Had I done that I would not have contracted with them. No consumer reports (like "Ripoff Report) showed any information until after I had already contracted with Peoples First.
Don
Warren,Michigan,
U.S.A.
Peoples First Financial Update 2
#5Author of original report
Fri, December 19, 2008
I just spoke with my primary mortgage company ASC and they informed me that they have received no information from Peoples First Financial. That means that for the $3000 I paid them, they did absolutely no work. It is interesting that they determined they could not help me when they did not even communicate with the mortgage company. I worked out a plan with ASC in one 15 minute phone call. Thanks for nothing Peoples First Financial.
Laurie
Haslet,Texas,
U.S.A.
next time do some research before you agree to anything or send money
#6Consumer Comment
Fri, December 19, 2008
This is where you failed yourself The Federal Trade Commission website www.ftc.gov has a lot of information on how to avoid being scammed by these companies that are taking advantage of the current crisis - but have no intention of doing anything but take your money. You can also file complaints with the FTC about this company.
Don
Warren,Michigan,
U.S.A.
Peoples First Financial Update
#7Author of original report
Fri, December 19, 2008
Hing from customer relations called me yesterday to tell me that there is nothing they can do for me because I do not have enough income. They initially had me approved with my unemployment income but now ASC won't accept that (according to them). I am out the $3000 that I paid them for nothing. I have been informed that they have to pay that back as they were unable to help me. I have contacted the Michigan Attorney Generals Office, the California Attorney Generals Office, The Office of the Governor of California, the current U.S. Attorney Generals Office and the incoming Attorney Generals Office. I also discovered, too late, that Peoples First Financial is "F" rated with the BBB. I have submitted a report to them as well. Do not get involved with this organization; they are poison.
