Robert
Irvine,#2Consumer Comment
Mon, May 25, 2009
You would realize that you are mis-reading the law. 605 (g) TRUNCATION OF CREDIT CARD AND DEBIT CARD NUMBERS. (1) IN GENERAL.Except as otherwise provided in this subsection, no person that accepts credit cards or debit cards for the transaction of business shall print more than the last 5 digits of the card number or the expiration date upon any receipt provided to the cardholder at the point of the sale or transaction. (2) LIMITATION.This subsection shall apply only to receipts that are electronically printed, and shall not apply to transactions in which the sole means of recording a credit card or debit card account number --------------------------- What this states is that on any copy that they PROVIDE YOU(the cardholder) only the last 5 digits can be shown. It does not keep the merchant from recording all the numbers and expiration date. This is because if there is ever a dispute from "the cardholder" they can show that they actually imprinted the card. Now you are probably refering to (2) because the receipt was "electronically printed". Again, that refers only to the copy they give you, they still have the right to imprint the card on THEIR copy. That is just a limitation that allows a merchant to use a manual form and your copy can still have all of the numbers. Now, the merchant has a responsibility to keep "care and control" of these numbers. So while not illegal, if they are negligent in how they keep these numbers and something happens they could be held liable.