This card has a lien on the house at (((REDACTED))),hillsville va and i have never had this card. my credit was so bad at that time i couldn't even get any card and some one bought stero equicptment with it i want it removed from my credit and the lien taken off as well. l am on disability and it has been well past the time to clear my credit. could you please help me in this matter. thank you