Portfolio Recovery, what a bunch of crooks, truth or the fact a person is a victum of a scam means nothing, they are out to ruin a persons credit or you pay black mail. I reported to them and others about the ID theft, they still report it to the credit bureau, an employee who got the mail each day opened up the accounts (6) of them, he got the statements when he obtained the mail for us, so we unaware of the accounts untill he was fired, that's when we found out about them and closed the accounts, call the police and put him in jail. This Portfolio keep reporting to credit bureau, they have been notified several time, I told one of their employees we were going to take actiion, he said take it. Ok, he ask for it. We are filing with all government agenies, They are doing this across state line, that changes the laws a lot, they will learn.