- Report: #17295
Complaint Review: Premier Savings - Tempe Arizona
-
Author Not Confirmed
Why?
Premier Savings
Premier Nationwide Corporation Tempe, Arizona, U.S.A.
Phone:
800-208-1914
Web:
N/A
Categories:
Business Rating:
(0)
Tell us has your experience with this business or person been good?
Premier Savings, Premier Nationwide Corp. Thank you for this site. Did not do business with Premier Savings deceptive company Tempe Arizona
Just wanted to thank you for this site. A representative called me yesterday. I have to say their pitch is very good. It sounded like a good opportunity.
I have spent the last 5 years rebuilding my bad credit and now I have lots of high interest credit. About $9000.00 worth so the pitch for one low interest card for the entire $9000 at a much lower interest rate and payment sounded great.
The salesman, Sam Ramos, made it sound as if they would actually get the approval for me. I questioned what they could do for me that I couldn't do for myself. His response was that these credit cards are not advertised to the general public and that only their company could get any of these cards for me. These cards are supposed to be 'the best' cards, according to this representative of Premier Savings.
I asked why a company would not let the public know about a card that would make them money. He told me because the default rate is much lower for these companies when they go through Premier, so they work with Premier because the risk is lower.
I asked for him to send me information about the plan or to explain it to me. He went on to tell me that they used to send it out in advance, before taking money, and people would contact the companies on their own, instead of going through Premier and they lost money so now they ask for the fee up front.
He also told me they were a member of BBB, which I see here (I've also read it before) that members are given special priveleges, such as no negative reports.... Nice
I asked him to send me something explaining the program without divulging any secrets, such as leaving off the name of the companies Premier would contact, so I could see just what I would get for my $279.00. He did not outright refuse, but went on to tell me that the program was just that they would get me a card with a credit limit high enough and an interest rate low enough to pay off all my bills. Worst case would be that I couldn't get the entire amount on one card and they would have to get me two cards. In any case, if I was turned down by 3 companies, I would get my money back.
I ended the call by telling him I needed to do research on thier company. I told him the BBB would be part of my research, but I would also check the internet for message boards, etc. that talk about the company.
Your site is the first that came up!!!!
I have to say that I am not sure that the salesmen know they are ripping people off. Even after I told him I would check the internet for bad stuff, he gave me the company phone number, his name and the company name and location again. Hedged on the website URL, saying it had been attacked, but I insisted and he gave it to me.
By the way, I unchecked the box for willing to talk to consumer groups because I was not ripped off, but would be willing to tell my experience to any agency involved in stopping this probably illegal business.
Thanks again for this site!
Renee
Warren, Michigan
I have spent the last 5 years rebuilding my bad credit and now I have lots of high interest credit. About $9000.00 worth so the pitch for one low interest card for the entire $9000 at a much lower interest rate and payment sounded great.
The salesman, Sam Ramos, made it sound as if they would actually get the approval for me. I questioned what they could do for me that I couldn't do for myself. His response was that these credit cards are not advertised to the general public and that only their company could get any of these cards for me. These cards are supposed to be 'the best' cards, according to this representative of Premier Savings.
I asked why a company would not let the public know about a card that would make them money. He told me because the default rate is much lower for these companies when they go through Premier, so they work with Premier because the risk is lower.
I asked for him to send me information about the plan or to explain it to me. He went on to tell me that they used to send it out in advance, before taking money, and people would contact the companies on their own, instead of going through Premier and they lost money so now they ask for the fee up front.
He also told me they were a member of BBB, which I see here (I've also read it before) that members are given special priveleges, such as no negative reports.... Nice
I asked him to send me something explaining the program without divulging any secrets, such as leaving off the name of the companies Premier would contact, so I could see just what I would get for my $279.00. He did not outright refuse, but went on to tell me that the program was just that they would get me a card with a credit limit high enough and an interest rate low enough to pay off all my bills. Worst case would be that I couldn't get the entire amount on one card and they would have to get me two cards. In any case, if I was turned down by 3 companies, I would get my money back.
I ended the call by telling him I needed to do research on thier company. I told him the BBB would be part of my research, but I would also check the internet for message boards, etc. that talk about the company.
Your site is the first that came up!!!!
I have to say that I am not sure that the salesmen know they are ripping people off. Even after I told him I would check the internet for bad stuff, he gave me the company phone number, his name and the company name and location again. Hedged on the website URL, saying it had been attacked, but I insisted and he gave it to me.
By the way, I unchecked the box for willing to talk to consumer groups because I was not ripped off, but would be willing to tell my experience to any agency involved in stopping this probably illegal business.
Thanks again for this site!
Renee
Warren, Michigan
2 Updates & Rebuttals
Taylor
Mesa,Arizona,
U.S.A.
how are we riping people off?
#2UPDATE Employee
Thu, September 25, 2003
How is our company riping people off if they are getting their debt transfered or their money back? What you are seeing here on this page of reports are people who WERE NOT LISTINING these are the people who only heard what they wanted to hear. WE have been in bussines for 8 years now and have transfered thousands upon thousands of people over to our program and they are completly happy with their results of course a company is going to have complaints some people just need to complain to complain no matter what we did they would still complain. We can't make everyone happy but are satisfied with the people who call in every day thanking us for helping them when they thought all hope was lost.
Joe
Lynn,Massachusetts,
rip off again
#3REBUTTAL Individual responds
Wed, October 23, 2002
Hi I listened to this person talk and she claims they the company will take care of the problem thats all you have to do is apply for the loans... Well is I have bad credit who in Gods Name is going to give me loan ??? I tried two banks and they said no way ... 1 bank saID YES WITH 14 TO 16 % INTEREST WELL THATS CUTE.. YOU WILL NEVER GET THE % THEY SAY YOU WILL GET... 7% IS CRAP.... WELL i GOT ZONK AND THATS IT tHANK YOU
