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  • Report:  #130507

Complaint Review: Premium Advantag Trac Gaurd Encore Financial - Fort Lee New Jersey

Reported By:
- lincoln, Nebraska,
Submitted:
Updated:

Premium Advantag Trac Gaurd Encore Financial
177 Main St Suite 403 Fort Lee, 07024 New Jersey, U.S.A.
Phone:
888-863-9661
Web:
N/A
Tell us has your experience with this business or person been good? What's this?
In early Jan. this company called me offering $5000.00 unsecured mastercard . I was repeatedly told by Piko caruso rep. #694 my bank account ( which he had all the info to already and claimed he had gotten from the american banking association ) would not be charged any fees but instead all fees would be applied to the credit card . sounded like a great deal ....NOT!!!!

First they hit my bank for 19.95 for roadside assistance funny thing is I don't even own a car , this was under the name tracgaurd . Then 4 days ago they got me for $299.95 a service fee for the mastercard under the name premium advantage .

When I called I was put on hold for an hour and a half and once I finally got to talk to someone I was connected to the rudest person I've ever dealt with (supervisor named Jane) and told the card was secured . I asked the value and just about passed out when told it would be zero until I loaded it .

Yeah thats right they charged me $300.00 for a blank piece of plastic. Now I have to figure out how I'm going to eat thanks a-lot .

My bank has offered provisional funds while they investigate but what if they can't do anything then they'll want there money back two .

My advice to any one who needs credit this bad is to ask your bank about secured credit . To bad hind-sight is 20/20 .

Shane

lincoln, Nebraska
U.S.A.


1 Updates & Rebuttals

Shane

lincoln,
Nebraska,
U.S.A.
premium advatage

#2Author of original report

Tue, February 08, 2005

I saw on several rip off reports where people have gotten their money back by saying they told premium advantage they would turn them in to the states attourney generals office . going to give it a try today and I'll keep you posted .

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