Complaint Review: Prepaid Legal - Ada Oklahoma

You have a financial business huh? Last time i checked, anyone handling someone's finances isn't top of the list wanted products. Here's the truth. Recruiting is to bring someone into a company to achieve financial and time freedom. Pre-Paid Lega Services, INC can do that for someone who puts in the effort. The business is not hard. It is challenging. If there were no associates, then there would be no selling of our memberships. It is amazing how people praise the membership, but attempt to demoralize the associate position. 1.) not a scam. why? simply because THIS IS THE SAME BUSINESS MODEL AS A REAL ESTATE AGENCY, AN INSURANCE COMPANY, AND A AUTO DEALERSHIP. 2.) not a pyramid scheme because MONEY IS NOT MAD BY SOMEONE WHO IS RECRUITED UNDER YOU, COMMISSION IS ONLY MADE WHEN MEMBERSHIP IS PURCHASED. 3.) not a scam simply because we belong to the BBB, part of the NYSE. and endorsed by attorney generals. and considering since we deal with such a delicate service, legal help, it would not be hard for the gov't to shutdown Pre-Paid Legal. 4.) If people quit it is because they are quitters. Nothing more, nothing less. If you find excuses that you could not find a single person who was willing to help you out? Then I definitely do not believe you. And you were never expected to quit your job. This is why we encourage it to be PART TIME. Because we dont' tell people to quit their jobs. We show them and teach them to make a PROFIT part time that will be competitive with their job. And the millionaire? lol we only show examples of people who have been millionaires. Therefore, I feel you have made exaggerated claims and dramatized your experience as an associate such as forced to go on hot sweaty buses. And you're right, millionaires are not made over night....they are made with good work ethic and following simple formulas. I'm sorry you had a bad experience, but if you were really serious, ,you would not let someone calling you back get to you. Good luck with your future.

I agree with what you said. I'd like to suggest your incorporate the sale of prepaid legal memberships into another product. I own a firm and we have done this. We find it really helps purchaser. We do not recruit, for the same reasons you were unhappy. If you are interested in an entrepreneurial position with a legitimate finance and real estate firm please contact me.

Dear Sir/Madam: First, I am not an employee, but an independent associate with Pre-Paid Legal Services. (Employee was the closest approximation off the list to choose from.) I have only been involved with the company a short time (4 mos.), but have made more than $3,500. Not bad for part-time. My friend who recruited me treated this like a full-time job from day one. In the same amount of time (well, a few days longer), he has cleared more than $20,000. Again, he treated it like a full-time job, but he had no full-time job when he started. I have recruited several people. Some of have made money, too. Some have not. It all depends on how hard they worked their businesses. As for the services, I have called my provider firm 12 times in four months. In some cases it was merely to ask questions or advice on legal matters. In other cases, the firm took action on my behalf. I have been billed exactly ZERO dollars as everything has been covered by my membership. The "Shark Shark" team is somewhat notoriously legendary in Pre-Paid Legal circles. (Notorious enough that even though I've only been in the business for four months, I've heard some horrific stories about them--from several different sources in different states.) It is not surprising that you had a bad experience with them. However, you should know not all teams (or downlines) are the same. I'm sorry you had a bad experience with that particular team. Perhaps you would have a better experience and greater success with a different team. Perhaps network marketing is simply not for you.

brainwashed all of you PPL reps. you are the dumbest rudest most threating people i have ever met in my life. i work at a hotel you people booked up for convention in oklahoma city. i have been threatened six times to be suied by you idiots for the dumbest s**t on the planet. the funny thing is the hotel owner's lawyer has still recieved no paperwork on the law suits those slimy bastards threatened. and he has called everyone's bluff. you are all brainwashed just like the DS Max people. get over yourselves, grow a pair of balls and walk up to the owner of the hotel and threaten to sue him or his lawyer not the employees you spineless b**ches.

I am not involved with Pre-Paid Legal except as a customer. I actually had a partnership several years ago (1999) I believe and we offered Pre-Piad Legal in a Internet Venture. My partner and I did very well. We never went to meetings and our focus was not on recruiting people. We focused on selling the product and didn't take the advanced commissions. We accepted a pay as you go program. We actually did very well. I was extremely impressed with the product and the sellability. My partner and I, when wesold the business, were making right around $250,000 a year. Split between us, well you figure it (if you have the intelligence). I no longer sell the product. Those of you screaming Ripp Off should look at yourselves. If you are looking for a get rich quick program, there's not one out there. There never has been or will be. Now for the idiot that said they advertised the program as a get rich quick; sir, if you will look over their literature I believe it says, "get paid daily". That's a big difference. If you were actually stuid enough to let a friend drag you to a meeting with promises of getting rich, don't blame it on the company; blame it on your own stupidity and chalk it up to experience. There is nothing wrong with the PPL program! I am actually thinking of offering it through my business (I already make in the neighborhood of $200,000) as an added benefit. If you're looking to get rich, join AMWAY, they promise great things. :) Anyone with any intelligence can sell PPL. It is a simple program and is needed by many Americans. This comes from an average Joe on the street with common sense. If you had problems blame yourself, not the company. Only YOU can make yourself successful. If you had so many problems with your group of affiliates, maybe you should've changed groups (or maybe actually worked at it to make money). If you are going to slam a company make sure you know what you're talking about and bring real facts to the table. You control your own destiny, take time to learn how to control it.

I am not involved with Pre-Paid Legal except as a customer. I actually had a partnership several years ago (1999) I believe and we offered Pre-Piad Legal in a Internet Venture. My partner and I did very well. We never went to meetings and our focus was not on recruiting people. We focused on selling the product and didn't take the advanced commissions. We accepted a pay as you go program. We actually did very well. I was extremely impressed with the product and the sellability. My partner and I, when wesold the business, were making right around $250,000 a year. Split between us, well you figure it (if you have the intelligence). I no longer sell the product. Those of you screaming Ripp Off should look at yourselves. If you are looking for a get rich quick program, there's not one out there. There never has been or will be. Now for the idiot that said they advertised the program as a get rich quick; sir, if you will look over their literature I believe it says, "get paid daily". That's a big difference. If you were actually stuid enough to let a friend drag you to a meeting with promises of getting rich, don't blame it on the company; blame it on your own stupidity and chalk it up to experience. There is nothing wrong with the PPL program! I am actually thinking of offering it through my business (I already make in the neighborhood of $200,000) as an added benefit. If you're looking to get rich, join AMWAY, they promise great things. :) Anyone with any intelligence can sell PPL. It is a simple program and is needed by many Americans. This comes from an average Joe on the street with common sense. If you had problems blame yourself, not the company. Only YOU can make yourself successful. If you had so many problems with your group of affiliates, maybe you should've changed groups (or maybe actually worked at it to make money). If you are going to slam a company make sure you know what you're talking about and bring real facts to the table. You control your own destiny, take time to learn how to control it.

I am not involved with Pre-Paid Legal except as a customer. I actually had a partnership several years ago (1999) I believe and we offered Pre-Piad Legal in a Internet Venture. My partner and I did very well. We never went to meetings and our focus was not on recruiting people. We focused on selling the product and didn't take the advanced commissions. We accepted a pay as you go program. We actually did very well. I was extremely impressed with the product and the sellability. My partner and I, when wesold the business, were making right around $250,000 a year. Split between us, well you figure it (if you have the intelligence). I no longer sell the product. Those of you screaming Ripp Off should look at yourselves. If you are looking for a get rich quick program, there's not one out there. There never has been or will be. Now for the idiot that said they advertised the program as a get rich quick; sir, if you will look over their literature I believe it says, "get paid daily". That's a big difference. If you were actually stuid enough to let a friend drag you to a meeting with promises of getting rich, don't blame it on the company; blame it on your own stupidity and chalk it up to experience. There is nothing wrong with the PPL program! I am actually thinking of offering it through my business (I already make in the neighborhood of $200,000) as an added benefit. If you're looking to get rich, join AMWAY, they promise great things. :) Anyone with any intelligence can sell PPL. It is a simple program and is needed by many Americans. This comes from an average Joe on the street with common sense. If you had problems blame yourself, not the company. Only YOU can make yourself successful. If you had so many problems with your group of affiliates, maybe you should've changed groups (or maybe actually worked at it to make money). If you are going to slam a company make sure you know what you're talking about and bring real facts to the table. You control your own destiny, take time to learn how to control it.

I work with Pre-Paid Legal and they have delivered on exactly what they say. My guess is you are digruntled because you do not know how to sell. If you were using their legal services for your personal use I am certain you would be singing a different tune. Don't cast the blame on your failure. You just can't succeed online or in business.I am certain you signed up tried it for a month and didnt get rich right. The truth of the matter is I make a very high income from PPL and I am talking about 6 figures a month. I am probably the only one to file a rebuttal for PPL out of all these complaints,because really not everyone has iit n them to become wealthy nor the effort to try. I am sure you havent found a company yet to make you rich and you never will not with your attitude,you can't get rich overnight! I have read your satement,you are not a high roller nor motivated,it doesnt take a high roller to make a lot of money it takes will power and effort. I am sure you never sold a membership or signed an associate,you are to blame because you are not a salesman and you have no drive. A real salesman met you and got you to join he is the successful one and you are nothing! Have ever heard the term from "rags to riches" ! It is not a fairy tale! Sorry For Your Failure !

I am a pre-paid legal associate as well as a Financial Advisor and Insurance professional. It was stated that many pre-paid associates were not making any money and that the success rate was at 3%. My response is... so what? When I started out in the financial planning business 10 years ago I worked in an organization with over 120 other associates. There are currently 5 of us who are still in the business that had any lasting success. Most people in the insurance business earn under $30,000 a year and have to quit the first or second year out, while the ones who succeed average well over $100,000. Where's the big disconnect? Why should prepaid legal be any different? I have to tell you that most people who start out in this business aren't going to make it pay off long term. But only 5-10% off all businesses make it to the ten year mark. The difference here is that you don't have to mortgage your whole life to get started in business. BTW, there's no way to get rich quick unless you have rich relatives in poor health, but you can get very comfortable over time.

Working as an agent, I did not make tons of money. I was focused on other areas of income that provided higher results. The claims (some emotional rather than logical) of the SOME of the other individuals selling the product had no impact on my involvement in or departure of, meetings with strange people was an optional dealing.It was education and experience with the company, staff and attorney. It appears that education would have been the best bet in this situation. Like any other self-employeed business - it demands dedication and determination. This company demands some form of a connection with those in need. A large percentage of the community don't know they even need it until it is too late. It does better for those with realistic income expectation. It is more rewarding than tupperware, herbalife, or any other of these type of incomes. I love watching my tax clients start up and at least try these. Odds are against them, but the hope is a game. Better odds than gambling. The profit with high efforts is there, but it fads away quickly without the eatting and breathing of the company. The company itself does stand behind what it sells. Read the contract -- I am going to rejoin because it is a wonderful company and I now have a client base that can benefit highly. Of course, I do not intend to make the money promised by the yucky sales people presented here -- these are not promises of any company -- it is possible to earn better than average, but it must be worked. Greed and unrealistic expectations lead to such disappointments. I wish people did not ever have to experience such disappointments. (OH, these unrealistic expectation lead to most my bankruptcy and divorce clients as well!)

I have been with PPL for 5 yrs now. I enjoy the extra $500 -$1000 a week p/t. I don't go out of my way to chase people down. I go day by day using an open mind and a hello. I love helping people. By evening, I am a deputy sheriff. So, I enjoy helping. No, I'm not filthy rich or drive a new Lexus.( I drive a Durango and 3 other cars for the kids). I have 4 out of 5 kids in college, a nice house and a few toys. I go to my meetings and enjoy them. I learn alot. Remember the open mind thing. Wanna know what my secret is? I open my mouth, I belive, and I see what the memberships do for families and businesses. I could pick out problems about anything Im unhappy about! Can't make everyone happy either. I have never gotten anything for FREE...ever! My business also never went anywhere until I opened my mouth. It's amazing how we think if we joined, people would knock on our doors and ask for information. I will be finished at the Sheriff's Office in the next couple years and look forward to finishing out my time on earth showing my plans and enjoying my family.

What a Smuck, You see my post did not in any way put ANYONE down, it simply stated my experience, I signed with PPL in the early 90's, I think thats longer than 5 years ago, you may want to get out the calc for that Tony. If you were using pre paid for ID theft go back and read a little, this in 99% of cases would be PRE Existing, and if not, if indeed it was ID theft, but I'll have to guess that was your cover story Tony, good credit starts with paying your bills, and like anything else nobody gives anything for free Tony, you thought you could pull the wool over their eyes, Tony, Tony, Tony. Now had you taken the time to understand what was available to you, you would have considered using the right PPL tool, Identity Theft Shield, complete restoration Tony, Backed by the single largest company in America that deals with this matter, If it was really ID THEFT. You see Tony I work with people everyday regarding credit matters and what I know to be the truth is this, when someone that has credit issues tells me it wasn't them 9 out of 10 cases its no different than when the killer on trial says to the jury, but it wasnt me, the Bloody knife in my passenger seat flew in the window when I drove under the bridge. Really someone stole my credit card!!! As My Kid Says, YEA RIGHT DAD. Tony, if I knew you better I might even go to Vegas and put a little wager down on prepaid, problem is with your credit I'd never get paid. ROFL

Fazone, The reason they want you to quit your job is because making actual money would threaten their dream of you making THEM money. Playing this to the logical conclusion, they MUST encourage you to quit your job so you shake your money-making booty for THEIR upline. We can disagree, however, with the quality of services. See, when you have a grievance, they'll send a letter to the offending party on paper. After that, YOU have to continue to contact the attorney. Use your membership for an unfair fee, or an unauthorized transaction. Call and pretend you've got one. See what they'll do for you. In the REAL legal world, your attorney represents you. In PrePaid Legal's world, you have to work it out after they send the letter and respond yourself. The lawyers are for *&*&. I tried to clean up identity theft on my credit report. Instead of actually representing me, they sent one letter "on my behalf" and told me that this is the best they could do. Everything else was a service. I now have a lawyer who works for $99. per identity theft incident, and it's working. I've saved thousands, and my score has gone dramaticly up. And this lawer will follow up. PPL wrote a freaking letter and wanted to charge me MORE than what I've got NOW by 3X. Some service! I wouldn't trust PrePaid legal to write a will. If I die, my official documents would have been processed by the lowest legal recent-graduate and hastily submitted. EFF THAT. I'd rather pay $600.00 and have it done right than to have "things that weren't covered" slip through the cracks, only for my grieving wife to discover and fend for herself because "I wanted a discount legal plan". I don't remember anyone saying that doing PPL should be easy or who "expects money to drop from the sky". But when you have a 3% success rate, a J.O.B. doesn't sound too bad in comparison, where you MIGHT be paid less... but you'll get PAID. I love these idiots who think that "Pre Paid Legal" will be the next big thing. Not with the service I got. No way. The brainwashed, psuedo-optimistic robotic-response Don-Lapre-wanna-be dipshaits will defend it to the death, because the really WANT to believe. And enough people lying to them. Not a pyramid scheme? HA! Pretty soon their stomachs will be louder than the voice in the subconscious. But there's good news. The river still has room for a few more vans to live out of. I have a J.O.B. and if I ever needed a shadow employee, someone who will do whatever I want them to, berate them with a smile, make him work extra for nothing, all I have to do is find someone that has PPL on their resume. They're used to that. They're beggars with a service. I'm still waiting for a post from someone who has been with the company for 4 or more years. 5 years. 8 years. 10 years. I see all the new hires posting. How about a seasoned veteran? Hmmm. Didn't think so.

Fazone, The reason they want you to quit your job is because making actual money would threaten their dream of you making THEM money. Playing this to the logical conclusion, they MUST encourage you to quit your job so you shake your money-making booty for THEIR upline. We can disagree, however, with the quality of services. See, when you have a grievance, they'll send a letter to the offending party on paper. After that, YOU have to continue to contact the attorney. Use your membership for an unfair fee, or an unauthorized transaction. Call and pretend you've got one. See what they'll do for you. In the REAL legal world, your attorney represents you. In PrePaid Legal's world, you have to work it out after they send the letter and respond yourself. The lawyers are for *&*&. I tried to clean up identity theft on my credit report. Instead of actually representing me, they sent one letter "on my behalf" and told me that this is the best they could do. Everything else was a service. I now have a lawyer who works for $99. per identity theft incident, and it's working. I've saved thousands, and my score has gone dramaticly up. And this lawer will follow up. PPL wrote a freaking letter and wanted to charge me MORE than what I've got NOW by 3X. Some service! I wouldn't trust PrePaid legal to write a will. If I die, my official documents would have been processed by the lowest legal recent-graduate and hastily submitted. EFF THAT. I'd rather pay $600.00 and have it done right than to have "things that weren't covered" slip through the cracks, only for my grieving wife to discover and fend for herself because "I wanted a discount legal plan". I don't remember anyone saying that doing PPL should be easy or who "expects money to drop from the sky". But when you have a 3% success rate, a J.O.B. doesn't sound too bad in comparison, where you MIGHT be paid less... but you'll get PAID. I love these idiots who think that "Pre Paid Legal" will be the next big thing. Not with the service I got. No way. The brainwashed, psuedo-optimistic robotic-response Don-Lapre-wanna-be dipshaits will defend it to the death, because the really WANT to believe. And enough people lying to them. Not a pyramid scheme? HA! Pretty soon their stomachs will be louder than the voice in the subconscious. But there's good news. The river still has room for a few more vans to live out of. I have a J.O.B. and if I ever needed a shadow employee, someone who will do whatever I want them to, berate them with a smile, make him work extra for nothing, all I have to do is find someone that has PPL on their resume. They're used to that. They're beggars with a service. I'm still waiting for a post from someone who has been with the company for 4 or more years. 5 years. 8 years. 10 years. I see all the new hires posting. How about a seasoned veteran? Hmmm. Didn't think so.

Fazone, The reason they want you to quit your job is because making actual money would threaten their dream of you making THEM money. Playing this to the logical conclusion, they MUST encourage you to quit your job so you shake your money-making booty for THEIR upline. We can disagree, however, with the quality of services. See, when you have a grievance, they'll send a letter to the offending party on paper. After that, YOU have to continue to contact the attorney. Use your membership for an unfair fee, or an unauthorized transaction. Call and pretend you've got one. See what they'll do for you. In the REAL legal world, your attorney represents you. In PrePaid Legal's world, you have to work it out after they send the letter and respond yourself. The lawyers are for *&*&. I tried to clean up identity theft on my credit report. Instead of actually representing me, they sent one letter "on my behalf" and told me that this is the best they could do. Everything else was a service. I now have a lawyer who works for $99. per identity theft incident, and it's working. I've saved thousands, and my score has gone dramaticly up. And this lawer will follow up. PPL wrote a freaking letter and wanted to charge me MORE than what I've got NOW by 3X. Some service! I wouldn't trust PrePaid legal to write a will. If I die, my official documents would have been processed by the lowest legal recent-graduate and hastily submitted. EFF THAT. I'd rather pay $600.00 and have it done right than to have "things that weren't covered" slip through the cracks, only for my grieving wife to discover and fend for herself because "I wanted a discount legal plan". I don't remember anyone saying that doing PPL should be easy or who "expects money to drop from the sky". But when you have a 3% success rate, a J.O.B. doesn't sound too bad in comparison, where you MIGHT be paid less... but you'll get PAID. I love these idiots who think that "Pre Paid Legal" will be the next big thing. Not with the service I got. No way. The brainwashed, psuedo-optimistic robotic-response Don-Lapre-wanna-be dipshaits will defend it to the death, because the really WANT to believe. And enough people lying to them. Not a pyramid scheme? HA! Pretty soon their stomachs will be louder than the voice in the subconscious. But there's good news. The river still has room for a few more vans to live out of. I have a J.O.B. and if I ever needed a shadow employee, someone who will do whatever I want them to, berate them with a smile, make him work extra for nothing, all I have to do is find someone that has PPL on their resume. They're used to that. They're beggars with a service. I'm still waiting for a post from someone who has been with the company for 4 or more years. 5 years. 8 years. 10 years. I see all the new hires posting. How about a seasoned veteran? Hmmm. Didn't think so.

Fazone, The reason they want you to quit your job is because making actual money would threaten their dream of you making THEM money. Playing this to the logical conclusion, they MUST encourage you to quit your job so you shake your money-making booty for THEIR upline. We can disagree, however, with the quality of services. See, when you have a grievance, they'll send a letter to the offending party on paper. After that, YOU have to continue to contact the attorney. Use your membership for an unfair fee, or an unauthorized transaction. Call and pretend you've got one. See what they'll do for you. In the REAL legal world, your attorney represents you. In PrePaid Legal's world, you have to work it out after they send the letter and respond yourself. The lawyers are for *&*&. I tried to clean up identity theft on my credit report. Instead of actually representing me, they sent one letter "on my behalf" and told me that this is the best they could do. Everything else was a service. I now have a lawyer who works for $99. per identity theft incident, and it's working. I've saved thousands, and my score has gone dramaticly up. And this lawer will follow up. PPL wrote a freaking letter and wanted to charge me MORE than what I've got NOW by 3X. Some service! I wouldn't trust PrePaid legal to write a will. If I die, my official documents would have been processed by the lowest legal recent-graduate and hastily submitted. EFF THAT. I'd rather pay $600.00 and have it done right than to have "things that weren't covered" slip through the cracks, only for my grieving wife to discover and fend for herself because "I wanted a discount legal plan". I don't remember anyone saying that doing PPL should be easy or who "expects money to drop from the sky". But when you have a 3% success rate, a J.O.B. doesn't sound too bad in comparison, where you MIGHT be paid less... but you'll get PAID. I love these idiots who think that "Pre Paid Legal" will be the next big thing. Not with the service I got. No way. The brainwashed, psuedo-optimistic robotic-response Don-Lapre-wanna-be dipshaits will defend it to the death, because the really WANT to believe. And enough people lying to them. Not a pyramid scheme? HA! Pretty soon their stomachs will be louder than the voice in the subconscious. But there's good news. The river still has room for a few more vans to live out of. I have a J.O.B. and if I ever needed a shadow employee, someone who will do whatever I want them to, berate them with a smile, make him work extra for nothing, all I have to do is find someone that has PPL on their resume. They're used to that. They're beggars with a service. I'm still waiting for a post from someone who has been with the company for 4 or more years. 5 years. 8 years. 10 years. I see all the new hires posting. How about a seasoned veteran? Hmmm. Didn't think so.

I will say this, I am not a big time PPL player, but thats because I make VERY LITTLE effort at it just as most associates, in life there is a rule of sorts, 8 in 10 or 80% will fail at anyting but the mundane, I hve a successful business and use PPL as a fun thing to do, soon I will put more effort into it as well and expect great results, but thats the difference, most expect the worst, I expect the best! By the way, the TEAM you joined must really suck, the team I go on, has people tht encourage me in my endeavors, I have people 5 generations deep that call to see if they can help and she doesnt get paid for my prodution!

I read a PrePaid Legal AdvertMagazine while in the retina specialist's waiting room. I simply could not see anything in it that was more than a scam. People standing in front of their 'new houses' that were under construction.... HA! You can have your picture taken in front of someone else's fancy new house that is under construction ANY Sunday. Get rich! Blah, blah! None of the 'new business tycoons' appeared all that well off, and anyway if they were raking in the bucks, why could they blow the time to stand around pitching Prepaid Legal? Time is money! The whole thing made NO sense. The guy on the cover was fairly well dressed, but he simply did not have "the look in his eyes" that you will see in the eyes of big-buck lawyers and businessmen.

Again, I really want people to not fall for this. Of course the greed monsters will reply with some lie, but I am telling you this is the biggest crock of s%it around. Before I got on, I saw this site and I wish I would have followed my instinct. When I mentioned alot of the comments that were made here to my upline of course he defended the company. SOME OF YOU HAVE THE CHANCE TO NOT REPEAT MY MISTAKE...RUN NOW AND DON'T RETURN THEIR CALLS..THEY WANT TO ZAP YOUR MIND LIKE THEY HAVE DONE WITH THE OTHERS! People giving you advice on being a millionaire and they are living beneath you or driving a car that you wouldn't even think about purchasing for a homeless person? It's like a homeless guy giving you advice on your finances. These people are so greedy. They target churches and family members for a quick buck. Alot of the leaders who were all in my a*s when I first joined and bringing them people don't even say a word to me now. Because I am not a zombie and I speak my mind. They want you to worship them and do whatever they want and if you don't, they have something negative to say. They are people that never had money before so they get amped on 1500 bucks. They mismanage their money ( because they want to be hood rich and don't know any better cause remember many of them are not educated enough to know how to handle money) and they are polluting the community with lies and broken promises.