Complaint Review: Primerica Financial Services - Schiller Park Illinois

It is interesting to me that some of these complaints have been posted based on 2nd hand info from people who obviously didn't pay attentiom. I have been w/ Primerica for 6 months. I am now a licensed insurance agent (Life/Health) in the State of Texas. I am now studying for my Loan Officer license. I have NEVER heard anyone in Primerica say we are the cheapest provider or that we are non-licensed reps. We are regulated by State and Federal agencies such as the SEC and Texas Insurance Board. I have received my refund for passing the insurance exam, and was paid quickly w/ no hassles or smoke and mirrors. We are trained in accordance w/ a strict compliance program. I was trained to tell my clients to PLEASE shop the market (I readily give websites, articles from The Wall Street Journal, Barron's, and Money Magazine) to ensure that they are getting what is right for them. Personal finance is not an emotional issue, but a rational issue. If my client finds a better deal, I encourage them to do it. The end result is that they paid me NOTHING for my time, and at the least spurred their thought process to become a better informed consumer and investor. This is my main goal. Read "Rich Dad, Poor Dad" by Robert Kyosaki, or "The ABC's of Personal Finance", of which both give sound investment advice, and both mention Primerica in a positive light. $199.00 is a very low cost to obtain information on how to become licensed in varied areas of finance, start your own business, and to have my background checked for felony offenses, so that crooks cannot become a part of our organization. Our business is strictly referal based, so how didi we become so succesful if all we do is rip people off? I can assure you it's not from unhappy clients.

A person that cannot even spell their name correctly, not to mention other words in their short rebuttal, cannot have that high of an IQ. As for myself, I have an IQ of 140, in the genious level, and I refused to be duped by Primerica's manipulation. Congrats, fellow-college student, on avoiding the scam. I am 23 years old, and a full-time student myself (I received an AA in Business, but am studying music not). I only saw trouble after attending one meeting. Thanks to all of these other helpful stories, I have avoided shelling out money I do not have to spend.

facts to consider... Fact 1 All registered reps must attain a license in Banking in life insurance and in securities if they are marketing products. fact 2 unless a person were to actualy go to an office and get the fact from the source then the decision is only as good as said facts from said nay-sayers. fact 3 books and minds work best when open Fact 4 all individuals posting comments on this site are required to have an I.Q. of atleast 70 or better(stated in terms of agreement) this individual listing said opinions oviously fumbled over this information prior to clicking on the link.

facts to consider... Fact 1 All registered reps must attain a license in Banking in life insurance and in securities if they are marketing products. fact 2 unless a person were to actualy go to an office and get the fact from the source then the decision is only as good as said facts from said nay-sayers. fact 3 books and minds work best when open Fact 4 all individuals posting comments on this site are required to have an I.Q. of atleast 70 or better(stated in terms of agreement) this individual listing said opinions oviously fumbled over this information prior to clicking on the link.