- Report: #49085
Complaint Review: Providian Financial Corporation - SanFrancisco California
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Author Not Confirmed
Why?
Providian Financial Corporation
201 Mission Street SanFrancisco, 94105 California, U.S.A.
Phone:
415-278-4189
Web:
N/A
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Business Rating:
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Providian Financial Corporation Rip-off Very deceptive business practices San Francisco California
I recently applied for a 0 interest balance transfer with Providian Financial for $8,100. Boy was I surprised when I received a call from the credit card company I was paying off that Providian had sent $28,100 when I only had an outstanding balance of $8,100. Due to the excessive overpayment I could not get the money transfered back to Providian and had to be paid by check.
The other suprise came when I got my bill and I was charged interest on $28,100 and found out it was a 0% APR with a 8 plus percent balance transfer charge.
I asked Providian to credit my finance charges and cancel my account. They refused to do such and said that I had requested the $28,100 and had signed the agreement with 8 plus percent interest. I asked them to fax my signature with the supposed request for the money. They said they would....but guess what....I never received it.
I've paid off the full balance in full but was "taken" by Providian. Don't be fooled by their phoney offers. Providian is a deceptive company....just read their listing of other unhappy customers.
Bob
Cleveland, Ohio
U.S.A.
The other suprise came when I got my bill and I was charged interest on $28,100 and found out it was a 0% APR with a 8 plus percent balance transfer charge.
I asked Providian to credit my finance charges and cancel my account. They refused to do such and said that I had requested the $28,100 and had signed the agreement with 8 plus percent interest. I asked them to fax my signature with the supposed request for the money. They said they would....but guess what....I never received it.
I've paid off the full balance in full but was "taken" by Providian. Don't be fooled by their phoney offers. Providian is a deceptive company....just read their listing of other unhappy customers.
Bob
Cleveland, Ohio
U.S.A.
