- Report: #29258
Complaint Review: Providian National Bank - Arlington Texas
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Author Not Confirmed
Why?
Providian National Bank
P.O. Box 99615 Arlington, 76096-9615 Texas, U.S.A.
Phone:
800-311-9721
Web:
N/A
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Providian National Bank screwed others too rip-off scam liars Closing accounts without a legitimate reason Arlington Texas
On Sept. 6, I received a letter saying my account was being closed as of Sept. 6. The letter states that "after a review of my overall credit record they decided to close my account."
It claims the reason to be "You have one or more credit accounts that is/are currently delinquent, or show a major derogatory event(such as having been charged off or at least 60 days past due) within the past 6 months."
The letter listed an 800 number to call. I spoke with them and they could not provide any other reason for the closing. They said I could try and call Providian. A friend of mine, as well as my husband, received the same letter. I pulled my credit from a website to double check. I do not have any current delinquent accounts.
I called Providian and they also were unable to provide me with any information. They said call the 800 number. I have read about the company being in financial trouble. I do not need the card, but they should provide a legitimate reason. They are trying to shift the blame to consumers rather that taking responsibility.
Brandie
Orlando, Florida
It claims the reason to be "You have one or more credit accounts that is/are currently delinquent, or show a major derogatory event(such as having been charged off or at least 60 days past due) within the past 6 months."
The letter listed an 800 number to call. I spoke with them and they could not provide any other reason for the closing. They said I could try and call Providian. A friend of mine, as well as my husband, received the same letter. I pulled my credit from a website to double check. I do not have any current delinquent accounts.
I called Providian and they also were unable to provide me with any information. They said call the 800 number. I have read about the company being in financial trouble. I do not need the card, but they should provide a legitimate reason. They are trying to shift the blame to consumers rather that taking responsibility.
Brandie
Orlando, Florida
