Complaint Review: Quicken Loans - Livonia Michigan

Sounds like you were really shafted by this company - they are indeed a nasty disloyal heartless company sucking the very life blood from those that can least afford it. To use a famous phrase from British television program: "exterminate!"

Bryan Parker here. Look, I'm not the owner of the company, I'm just a prior "customer" of Quicken Loans, with Bad Credit, who was told that I was Pre-approved for a mortage loan, to keep from losing my house, my truck, wifes car, and everything else, we're behind on. WHEN I TALK ABOUT QUICKEN, OR GET A REBUTTAL notice in my email, AND WHEN I THINK ABOUT QUICKEN, THEY MAKE ME SO MAD, I FILE A REBUTTAL, WITHOUT LOOKING AT THE SIGN IN SCREEN.

I DO "NOT" WORK FOR QUICKEN, I DO NOT OWN THE COMPANY (GOOD FOR THEM, CAUSE IF I DID, ALL THE BASTARDS WOULD BE OUT OF A JOB, JUST LIKE ME)!!

Because of Quicken, I've so far lost my job, almost lost my truck, car, house, and now i've had to file CHAPTER 13, just to keep everything, and since JUNE 2010, I'm still UN-EMPLOYED due to the fact that while on the phone with Quicken dealing with them about a lost mortgage deposit, I had to curse out some b***h about going 22 miles an hour on a 2 lane divided highway, and got FIRED, for cursing out some dumb bi*h who couldnt mind her own d**n business!!

Quicken made me spend 1800 bucks to build banisters on my house, before they turned me down and kept MY deposit. You need to look back, and read all my posts before you poke at me!! If it werent for all those RICH, GREEDY BASTARDS, WE(all the hardworking jerks in the USA, who arent RICH GREEDY BASTARDS WITH A damned BANK JOB) would still have a job, be working for a living, building houses, have a decent economy, and EVERYONE would be moving along together, but NOOOOOOOOO, the RICH GREEDY BANKING BASTARDS want to bankrupt the economy, just so they cant steal more money from everyone else.

TO HELL WITH QUICKEN. EVERYTIME I HEAR THEIR d**n RADIO COMMERCIAL, I WANT TO SMASH THE d**n RADIO!!

Look at the posts about the deposit and bait and switch scams, where time is allowed to elapse and people loose their money - Otto is smoking his own substances! He is also a nasty nasty nasty person. Someone that the shafted customers would expect to see defending Quicken Loans. He has his equal in Kelly.

Hey rev, take off your collar, i think its choking off your air!! I guess its just a rare coincidence that there are SO many of us that are filing complaints, and it JUST SO HAPPENS that we ALL  seem to be making the same accusations.  I dont know if you believe in miracles, but that seems to me to be what your saying. 

 JAMES BRYAN PARKER here, from NC. They got me just a short while ago, you can see my report back there somewhere. Was just watching ABC News, and they were talking about a mortgage scam online, so i had an idea.   I JUST EMAILED DIANNE SAWYER, PERSONNALLY. TOLD HER ALL ABOUT QUICKEN LOANS, GAVE HER THIS REPORT ADDRESS, SO SHE CAN SEE FOR HERSELF.  MAYBE, JUST MAYBE, SHE'LL CHECK IT OUT.

  JUST IN CASE, THIS IS THE TIME FOLKS, FOR ALL THE VICTIMS OUT THERE TO STAND UP, AND NOT GIVE UP!!   LOOK.  IF EVERYONE THAT HAS BEEN TAKEN BY QUICKEN,  CALL, OR EMAIL YOUR LOCAL ABC STATION, AND TELL YOUR STORY TO THE NEWS REPORTER, OR WRITE A LETTER TO ABC NEWS. WWW.ABCNEWS.COM WILL HAVE THE ADDRESS,  IF WE ALL, AND I MEAN ALL, C0NTACT ABC, MAYBE, JUST MAYBE THE FEDERAL TRADE COMMISSION WILL STEP IN AND INVESTIGATE THEM.

  JUST TO LET YOU KNOW, THEY WERE BUSTED FOR THIS BEFORE, AND THE FTC DID IN FACT FINE THEM FOR THE SAME THING. DONT TAKE MY WORD FOR IT, CHECK IT OUT. DONT JUST SIT THERE AND TAKE IT.

 BE A BULLDOGGE!!  BITE AND DONT LET GO. I'VE ALREADY SENT 1 TAX PREPARER TO PRISON FOR DEFRAUDING ME, SHE WENT FOR 10 YEARS. I BITE AND WONT LET GO!!  BUT I CANT DO THIS FOR MYSELF. BUT IF WE ALL HIT TOGETHER, WE CAN BUST THEIR BUBBLE.    JAMES BRYAN PARKER- NC

The saga continues: Word is that David Hall is writing a book about his experiences with Quicken Loans and Dan Gilbert. David Hall has the ability to bury Dan Gilbert and Quicken Loans. The main problem with that is he could also bury himself. There is a good possibility that anything David Hall has to say will never be heard because Dan will either pay him off or tie it up in court like he has the FLSA lawsuit pending against him. Either way, its important to note that the key relationship here was lost over a disagreement. Recently, Dan also lost another key relationship. The one with his first cousin David Katzman. It was reported that the two had a "falling out." My guess is the loss of these two relationships have something in common: Hall and Katzman are "uncomfortable" with how Dan does business. The fact is, he has committed fraud on so many levels that Katzman probably decided it's better to get away from him now before he goes down. In any event, the fallout must have been very personal because Katzman is looking to buy the Pistons....     

Hey "Rock"-et Scientists - you are all finally figuring out that D.Gilbert is a slime and does everthing in his power to cheat his employees? No, duh - how stupid do you have to be to still SUPPORT and DEFEND a guy who bought a professional sports team with your sweat, blood, toil and time away from family(ies)? I am a survivor of Rock (been gone at least 10 years now), still in the mortgage business and in fact have my own license. Loans do close (contrary to what management at Rock says about brokers); we are VERY honest and dot all our i's and cross all our t's and I'd put my loan officers and company against any company out there in terms of our level of care... about my employees, my clients and making sure we stay in good grace with the State. Hmmm, here's a novel thought - we're honest and we're STILL viable and making a living. Try honesty - try "un-brain-washing" yourselves for those of you still left at Rock/Quicken and try the broker world. You won't look back... I didn't.

David Hall was not fired for anything more than being involved in a separate buisness from Quicken Loans. HE signed the document all bankers sign to not work in this business under any other company, not to be a competitor and to not steel leads and work them under a alias company. He did just that. He was taking information and writing loans Quicken could not process and simply helping people out by processing them under his personal company. Quicken is the master of technology, they spied on his emails and found out and he was taken out of the office pitching a fit. But he was removed nonetheless. He did wrong, got caught and that was the bottom line :0)

I agree that us posting the truth has to be driving the Cracken management crazy. They know their sheep are reading this and it will make them "buy out" of all their crap sooner than later. Also, I was very naive when it came to drugs while working there but learned alot about all the energy that some had. But do you believe they really do hold it against you if you don't join their Coke sniffing club? It does make sense because coke is most likely how they get 14 hours per day. It is also how they get the artificial "passion" for their crap company.

In response to your 'brief response'... You have significant failures in your reason. Firstly, the avid attempts to appear to "not care" and to be "non-chalantly" posting on this site is a rediculous veil for you to wear my friend. If you didn't care, you would not have: 1.) created a log-in 2.) read through posts 3.) decide to post yourself 4.) read my response and then claim that 'a friend told you...', by the way, that was very 'Saved By The Bell' of you. Secondly, your amazing buy-in to whatever Quicken tells you is evident in your irrelevant bragging about Cav's seats. Sir, Quicken owns the arena. They own the team. When you bust your behind for 14 hours a day and get free tickets, you are getting, NOTHING. Your reward is something they already own and are not paying for whatsoever. If anything, having a brainwashed, metro-sexual, Spencer from The Hills wanna-be drinking beer and screaming with his quicken logo on his hat is great advertising for them so they can recruit more like you. So, you should be compensated. Everytime you go to a game with your...'free tickets'...you be paid an additional $20 dollars for advertising. Why $20? Because, "it's time to tighten the belt a little a bit and sorry, those promotions will not be coming." Also, if my previous post is a novel to you, then you are simply not a good reader. We could see about getting you started with Clifford the Dog or something like that? What takes the cake with your facade that you don't care (completely obliterated by the way since you posted again, and will likely post again) is this statement: "I had forgotten all about even getting on here but at the game today I was with several Clev. team members and happened to bring up the fact that there is one upset poster on here that must have worked for the office down there." You didn't forget. You obviously talked about your posting with coworkers. You obviously felt the need to login yet again and post. So don't tell me you 'forgot.' You might be very dim, but you definately have learned to remember me. You also said this: "Ironically it was YOU (congrats) anyway, outside of the old testament no one had heard of a Malachi so it was a short lived conversation." This is really funny because: 1.) there is no irony involved - where is it Kurt? Where is the irony? 2.) Malachai (if you bother to spell things right) is actually the name of the son in Angelas Ashes, the cult leader in Children of the Corn, and is a popular name to this day in Ireland. However, the fact that you have not realized why the name Malachai is being used here, spells out how little your mind is currently functioning. You also said this: "I will give you one thing though... you nailed it... im unhappy with the company and thats why i searched the company on this site..." Which is true, and I thank you for some odd reason, taking the time to type that. Even if you do not believe it now, you soon will. When you do, I'll sign you up for those b-o-o-k-s. This: "i was looking for a support group..." Demonstrates your ignorance, lack of ability to fully read posts, and drastic misunderstanding of why most of us post on here. Yes, some are looking just to complain. Others however, are seeking to help people get out of the company, not work with the company, join the lawsuit against the company, and of course...expose the company for what it is. The only reason QL ex-employees care so much, is most of us, gave the company a lot, to include trust, honor, and hard work (not to mention the hours) and received little more than a, "sorry, you're not in our coke-sniffing club, go play somewhere else" response. Leaving you with two options: start snorting (yes, drinking the kool-aid is not enough) or start packing (don't worry, you could get a REAL job with a REAL company) "Oh wait im lying, it turns out that you guy's (ex employee's) stories on here are legendary..." This conclusion to your post is really, really, bad. Aweful. You were going somewhere with the 'oh wait im lying' thing, then you followed it with the stories are legendary? The 'stories', are true. What I say about you, is true. The only thing legendary thus far is your inability to formulate a quality argument. By the way...Quicken is really losing this lawsuit...wow. It's funny.

I start by saying again, PLEASE, PLEASE, PLEASE, any current QL employee or prospective employees (and clients) read my ENTIRE post as well as all the internet has to offer on QL before working with them. I must say that the responses of Malichai and a few others on this topic are some of THE BEST out of the 200 or so postings/rebuttals I have read on here about QL, thats why i decided to post as well. We must however, look at the morals and ethics of this company (thats what this is all about right?), not the products (such as Kbr and the director in earlier comments) that it produces. And Kurt or Kbr and the racist director or whatever you go by, I dont know how old u both are, but I am only 21yrs old and both of your maturity levels combined are less than half of mine; speak with knowledge and find ground before you stand, PLEASE!! (Sorry, your postings are very ignorant guys!) I saw another post in here where someone stated the reasoning behind their response, and I stand on the same ground: karma and truth. With that being said....... Here's my QL novel! Enjoy... The first major issue I would like to address is the shady lending practices. Yes, I do believe QL has contributed to the mortgage meltdown we see today; and I believe it all started with the bad business ethics being passed down, from "generation (of bankers, Directors, RVPs, and up the totem poll) to generation"... Seeing posts which lead me to believe that the RVPs and directors in all 3 states (AZ, OH, and MI), act the same with respect to their approvals and their management techniques. I guarantee if you strapped everyone at QL to a lie detector and asked if they have either seen or committed fraud in their time with the company, everyone involved in banking would either fail or admit that they have seen the dirty business or done it themselves. I dont only blame the employees however; the underwriting system is one of the worst things that could ever have happened to our economy. Its simply a recipe for disaster. There are many people (especially at QL) who are motivated by money (I thought I was when i made over 7K in less than 2 mos.) then I realized its more than that. When your system screams: all you have to do is enter data a certain way and we wont ask for documentation, what do you expect people to do? I cant tell you how many times I saw a senior banker, or director get a loan approved with "verbals and a PIW" after the banker was unable to even get it approved by legitimately entering the data from their application and CPPs I assume that shady lending practices may be not only an occurrence at QL, but numerous firms.... QL is just really really good at this manipulation of info. after all these years of practice. As for the time requirements and work conditions at QL, I agree the hours were ridiculous. However another post I read on here said that in your initial contract (which I have since thrown away) you are only required to work 40 hrs a week. I dont know if this is true or not, but I do know that I was pressured into working long hours and additional days with the ever-present fear of "letter" looming in the future. I was also told: its your business, how do you want to run it and: look at where you are for the month, are you sure you want to take the weekend off (or something along the same lines) I have come to the conclusion from reading hundreds of responses on here (and I intend to read more) that there are truly better places out there than QL and that you can truly make good money with less effort, less headaches, and without the dirty lending practices hanging over your conscience! Now Ive bashed enough, here are the few good points of working with QL. From an employment standpoint I thought it was a very good sales course, however like many have claimed in the posts, I didnt learn much about mortgages. Great telephone sales course though (for what thats worth). Also, it is possible to get a good mortgage through them. If you for some reason decide to do business with QL, read over everything this site has to offer and read over your initial disclosures (esp. your loan application [1003s]) because there are some good people within that company, and they know how to write and close loans. Some just arent aware of who they work for. Thx for reading and please respond, I look forward to hearing what everyone has to say about my post!

So I'm just getting home from the Cav's game, great seats by the way ;), and i see a novel written in response to a comment i left a week ago. I had forgotten all about even getting on here but at the game today I was with several Clev. team members and happened to bring up the fact that there is one upset poster on here that must have worked for the office down there. Ironically it was YOU (congrats) anyway, outside of the old testament no one had heard of a Malachi so it was a short lived conversation. I will give you one thing though... you nailed it... im unhappy with the company and thats why i searched the company on this site...i was looking for a support group... Oh wait im lying, it turns out that you guy's (ex employee's) stories on here are legendary...

"Well at least this was enteraining" I assume you meant 'entertaining,' but that's ok. "I have never been on here before, I suppose a site like this does have some value you but as a consumer I never made choices based on sites like this because I was sure most of the rhetoric was from consumers that were lesser informed/qualified than myself, and overwhlemingly bitter." I am not sure of the relevance of this statement...but, let's take a look. Any site has value, as long as one or more persons use it or like it, or if no one does this, then even if the creator simply likes his or her unvisited site - it has value. How you decide to make choices is really not an issue, but let's look at how you make choices. 1.) you chose defend Quicken without being able to verify that all posts on here are false. How do I know this? Because most (not all), are true. Especially from ex-employees. 2.) another choice you made, is to present posting on this site as a sign of failure inability to 'move on' To date, no one has posted that a.) they have not moved on b.) have not found a better job (myself and most others, have informed people on here that there are much better jobs than Quicken, in fact, I have one right now, and am certainly making more money that you, with much less hours and headache) 3.) you also chose to make the previously described statement in the form of a post on this site. So is it true you are unable to move on? Get a better job? It would seem so, you are at Quicken and also felt the need to voice a defense Kurt (I am sure, you are truthful about your name and time and position with the company) "Anywho... Moving on plenty of people earn a great living working for QL." Again, this has never been in question. Again, you can earn a great living at a waste water treatment plant, as management at McDonalds Corp., as a proctologist...and so on. Nothing against these professions, but having the ability to earn a great living does not make it great. Also, it does not make a company just; many people 'earned' a great living at Enron. Also, most highly positioned bankers (as has been previously discussed and everyone agrees) attained their position through the refi-boom; a time when a 12 yr. old with ADD could sell 20 mortgages a month. "I suspect that if those who are on here but no longer with the company, had obtained success themselves they wouldnt be on here as well," You don't suspect, you assume. And we all know what happens when you do that. Also, there is no correlation between success and the ability to state what is wrong with something. If one is successful at a job (which is only a small part of life to begin with), does that mean that he or she should also therefore be unable to say, "hey, this is wrong, how can we fix it? how can the guilty pay?" etc... Of course not, and to say so is folly beyond your false impression of the company you claim is your place of employment for '1 year'. The ability to stand up and point something out, does not negate the ability to succeed. "and most certainly not anonymously (thats my favorite part." As you know, the vast majority of us are involved in a law suit. Also, anyone posting on here has the right to remain anonymous, even you..."Kurt" "The reality is you know if you used your real name anyone from QL would likely utter the typical 'I always knew that person was a victim'." Well, aren't you doing that right now anyways? Why would you need a name to say something stupid when you have already stated it? hmm.... As far as being a 'victim', the only victim in this thread is the sad attempt at a lawyer...and well...you. I am trying to understand 'Kurt', why you took it upon yourself to visit ripoffreport.com, type in quicken, and see what was out there. Ironically, you found this thread, which has D. hall in the subject. Could it be you are already harboring doubt about QL? Could it be you searched to see what is being said, as no answers would come about at the workplace, after all...it is a secretive thing to work at quicken. Either that or you are another team leader/director/wish-a-manager whatever they call it now trying to lap at their own wounds and maintain their Quicken Blinders. "Long story short I wont dignify anything on here with a response but rather ask that you move forward." Sorry - nothing you say is dignifying to begin with, as everything you have said is poorly written, has no context to facts, and is based on opinion and broadbased rationalizations (which in business and critical writing means - you have no legs to stand on). Also, you did respond. That is what a 'rebuttal' is my friend, a response. As far as moving forward, who hasn't? We have all moved forward. But we all have also decided to not ignore or just let something wrong, keep festering. If you were walking down the street and saw someone mugging an old woman (and you could clearly take them) would you choose to look away? Or would you do something about it? Nevermind, you have already answered that question - you would walk away...because a scuffle might wrinkle your imitation Armani that makes you sound good when you are "dialing your leads"...then you realize...wait a minute...how did I manage to get outside to see a lady walking? Shouldn't I be dialing? CRAP! better run up there before my director does a line and yells at me. Keep up the good work 'Kurt', one day you can move on like the rest of us. "If moving forward for you means joining a lawsuit, defaming the company, or taking a personal shot a an Exec then I actually feel bad for you." Somehow 'Kurt', I don't sense the empathy in this statement. "At the end of the day keep in mind whether or not you truely feel slighted- slandering the company over and over and over doesnt seem, to me at least, as productive as just getting another job and doing well." Ok, so let me get this straight...and this is as YOU have said it: at the end of the day, I should keep in mind that to you, it seems not producting to slander a company? Ok Kurt, I will do that at the end of the day. Promise. While I am at it, I will stick a fork in my eye...why? because it makes just as much sense. Also, slander is verbal, you mean libel. and libel is only libel if it is proven false. Prove it 'Kurt'. "Anyway yes im bought in, drinking kool-aid, or whatever other colloquilalism you seem fit to label me with" No, not any more. Your venture here was your first step into seeing things as they are. There is a reason you came here. Either that or you are Danny, trying to reconstruct what little hologram of self dignity is left, or someone else doing the same. "but I have to admit I bet it feels better making a post from this side rather then the postion some of you seem to be in." Not at all, if that was the case, then I would be able to tell myself right now "I would feel better making 20k less a year, working twice the hours, being surrounded by unintelligent people, and all while being treated like crap..." No, sorry 'Kurt', can't say that. Then again, maybe I should go back to Quicken...I mean, free slushies. What could be better?

I have never been on here before, I suppose a site like this does have some value you but as a consumer I never made choices based on sites like this because I was sure most of the rhetoric was from consumers that were lesser informed/qualified than myself, and overwhlemingly bitter. Anywho... Moving on plenty of people earn a great living working for QL. I suspect that if those who are on here but no longer with the company, had obtained success themselves they wouldnt be on here as well, and most certainly not anonymously (thats my favorite part. The reality is you know if you used your real name anyone from QL would likely utter the typical "I always knew that person was a victim". Long story short I wont dignify anything on here with a response but rather ask that you move forward. If moving forward for you means joining a lawsuit, defaming the company, or taking a personal shot a an Exec then I actually feel bad for you. At the end of the day keep in mind whether or not you truely feel slighted- slandering the company over and over and over doesnt seem, to me at least, as productive as just getting another job and doing well. Anyway yes im bought in, drinking kool-aid, or whatever other colloquilalism you seem fit to label me with but I have to admit I bet it feels better making a post from this side rather then the postion some of you seem to be in. Kurt R.

who are you kidding, you mean you never had a senior banker, director or RVP come up to you and say "just bump the home value and lets wait to see what the thing comes at"? please that happened so many times to me and a few others on the team with low value homes that quickens new name should be, Quicken Loans, Were just like Ameriquest. you need to take the blind fold over your eyes.

I want to start off by saying that I thought the training staff were great people who were just bought into a crap company. I will say that I think they did care about our success. But success does not happen to 99% of those at Quicken. But Malachi, you make a great point. When you told the PR/HR rep that in order for him to call it first class, he must of been through multiple financial services training programs, you hit the nail on the head. This jerkoff may have been through the Best Buy Extended Warranty sales program. So compared to that, the Quicken robotic script is First Class. Getting back to the trainers. The 3 trainers we had in Cleveland when I started had about 1 year average experience in the mortgage business. None owned homes or had a mortgage. I do think that if they worked for a legitimate company, they would be good at what they did. They just got sucked up by this sinking ship as many of us did. How much First Class Training is this. All the leaders and trainers at Quicken were products of the refi boom. They did not have the experience to know what to do in a down market. None of them owned homes, so they could not relate to the consumer. Instead of real estate, Quicken leaders invested in watches, suits, earrings, big screen tv's, and most importantly, cocaine. When my wife found the Quicken job online and told me to look into it, I told her I didn't know much about mortgage. She pointed out it didn't require prior experience. After the so-called FIRST CLASS TRAINING, I still don't know much about mortgages, but more than the leaders and trainers at Quicken! You cannot teach experience. When you work with a banker for a legitimate company who has been doing this for 10+ years, they can relate. Some kid still living with mom and dad or renting most likely cannot.

"If you were bankers at Quicken you were all were given 4 weeks of 1st class training" No different than any bank, lender, or even insurance sales training. "1st class"? you are quoting what you are told, like a good little boy. Here is the deal, for you to honestly call it first class, you would have had to have been through multiple financial service sales training environments...have you? "all the tools needed for success" If what you are doing now you consider success, do it for 3 more months and come crawling back. I promise you only one thing...I won't say I told you so, because I am not mean spirited. "GREAT leads" I think we know the truth about lead sourcing, touchpoint legalities, refreshed leads, transferred leads, bogus leads, and past client and their spam leads. Trust me, I could sit here in my house dial like you do, and get the same amount of loans...dialing out of a phone book. It is hit or miss my friend. Quality leads will simply not go to you. Actual interested prospective clients go to exec. and pres. pickpockets..i MEAN...bankers. "and FREE advice from some of the most successful business people in the united states" Free? You don't know how much you payed for it yet do you? Not just in personal wasted effort, time, energy and emotion...but also tax dollars. You know, the ones he is taking and not paying back. Yeah, those tax dollars. "1) David Hall- who cares why he left. He's gone get over it!" Hmm...you need to attend some basic reading courses. Firstly, there is nothing to 'get over'. People are speculating the reason because everyone here shares something...a sense of justice. If something smells like a kink in the Quicken armor...then we want to know. There are more than you think...or maybe you do and you are an HR rep or PR rep...what is the name of your team now...dog chow or eat your own bull...or loan tracking robot with automatic calculator arms? Another joke...realestate insiders....wow, aweful. too much to talk about with this company. "2) Presidents club bankers using drugs in the smoking area. If any of you believe this you're stupid." The statement itself explains you...if any people believe in belief 'x', they are stupid. Yes, you are clearly the authority on which beliefs retain someone as stupid. By the way, it is true. "They can work from home why would they risk 400k a year to come to Livonia to get high." Where is the risk? Will they get tested? also, as stated before...400k???? come on man. seriously. seriously. seriously. seriously? Take off your thong and thigh highs and get out from under Dan's desk. "If you 2 sissy's maximized your time at work instead of reading and posting to this site you might make more the 24k a year. I'm at home" ha...firstly, we know you are at home...you know why? Quicken blocks this site. and also so you know, "24k a year" isnt the standard at all jobs. Also, how do you know if I am at home as well? Or maybe I still work for Quicken, and I have been feeding information to lawyers about the company. I dont know...you pick which one you like best. Find me. Duck duck Goose. "We are the they and we will win the O/T lawsuit." i am sad for you after you said that...did you REALLY just use one of the uhh...err...Ism's as your claim to fame? you will win? You will lose. And the day you do, I will post a reply for you letting you know. Promise. Well, you work at quicken so you do not understand promises. Ill hard close you on the fact that i will post...sound good? "And the 1,000 EX-Employee's knew during the 1st of many interviews that this was a commissioned based position with a SMALL base SALARY." Correct, with the promise of making 50k-60k in the first year. Also with the sale that it is a good, ethical place to work, also with the sale of well...you obviously. Too many brainless meatheads wandering in the cubicles, standing and dialing...because you know...you sound better that way. What a joke. "Fraud WE are all taught not to commit fraud in training. Fraud is not tolerated and any banker who would risk their position for 2 units is so stupid they should be in jail." Yes, so stupid they SHOULD be...but there are teams of directors who have comitted identity and credit fraud by running previous clients through lakewood over and over to produce false numbers for the weekly reports so they do not have to work saturdays. there are countless errors, mistakes, purposeful wrongdoing, fraud fraud fraud. Why? well...you are not 'taught to not commit fraud'...danny g has to give you classes mandated by law before you can become his slave...err...i mean hit the sales floor! yeah, thats it...hit the sales floor. Hey bud, question for you...were you excited when you 'closed your first loan'? did you earn a high five from your dealer err...director???? I did too. It was fun. It really was. For 2 months. "O/T 50 hours a week at 15.00 per hour. w time and a half past 40 is. $825.00 with your salary at close to $500.00 per week you only needed 1 closing a week to do this. And if you couldn't do that you sucked" Ha. man, you have not had enough math classes huh? commission doesnt factor to overtime. You are patching a hole with a hole. Good god man... "And just for the record to the public Quicken closes over 1,000 mortgage loans on a monthly basis. And the very few complaints on here are from cry-babies who couldn't make it at our GREAT company." if that is your comment for the record...then even dan gilbert would kick your a$$...what kind of PR campaign are you running? Could you imagine if danny g tried to go 'on record' as saying...well, uhh....we do a lot of business and anyone who doesnt like us are cry babies. WELL, needless to say, he would be the laughing stock...much as you are to me right now. jeeeeeez...i couldnt write a script with a character this dim if I 10 years to write it. just so you know...the amount of business quicken does, is relative to...well, nothing we are talking about even remotely. Also, where did you get that number from? tell me? your director right...greeeeeat. youre a really good fact finder. "And for the haters' I am not in a position of Leadership YET but I lead so I will be." I hope not. I hope you come to your senses before you get 'promoted'....and have to start spending even more money on suits in a place that is 100% on the phone...i never did understand that...ohh wait...machismo. thats it. "Ps- you don't live in my hood your right! Because I wasn't waiting for someone to give me free money I saw my shot and I took it. You didn't. and that is why you're still in the hood. -HOMIE" if this is your shot, i feel sorry for you. its like saying "i was down and out, no degree, no real job,...so i decided to work at quicken instead of make something of myself" bad choice kid. but you will learn...the chest pounding and knuckle dragging will get old to you. well...i hope...if it doesnt the machine will absorb you and you will become part of the evil problem that is, quicken loans. quicken is kind of like............watching a jessica simpson movie over and over: no substance, aweful, not worth the money,....and downright pointless. if it were gone, no one would notice...except a handful of millionaires. but hey...do what you want amigo. its your life. spend it doing...dialing, i guess. thats fun right? man...did you write any green into that one? man....good job kid. i knew you could do it....hehe....

"If you were bankers at Quicken you were all were given 4 weeks of 1st class training" No different than any bank, lender, or even insurance sales training. "1st class"? you are quoting what you are told, like a good little boy. Here is the deal, for you to honestly call it first class, you would have had to have been through multiple financial service sales training environments...have you? "all the tools needed for success" If what you are doing now you consider success, do it for 3 more months and come crawling back. I promise you only one thing...I won't say I told you so, because I am not mean spirited. "GREAT leads" I think we know the truth about lead sourcing, touchpoint legalities, refreshed leads, transferred leads, bogus leads, and past client and their spam leads. Trust me, I could sit here in my house dial like you do, and get the same amount of loans...dialing out of a phone book. It is hit or miss my friend. Quality leads will simply not go to you. Actual interested prospective clients go to exec. and pres. pickpockets..i MEAN...bankers. "and FREE advice from some of the most successful business people in the united states" Free? You don't know how much you payed for it yet do you? Not just in personal wasted effort, time, energy and emotion...but also tax dollars. You know, the ones he is taking and not paying back. Yeah, those tax dollars. "1) David Hall- who cares why he left. He's gone get over it!" Hmm...you need to attend some basic reading courses. Firstly, there is nothing to 'get over'. People are speculating the reason because everyone here shares something...a sense of justice. If something smells like a kink in the Quicken armor...then we want to know. There are more than you think...or maybe you do and you are an HR rep or PR rep...what is the name of your team now...dog chow or eat your own bull...or loan tracking robot with automatic calculator arms? Another joke...realestate insiders....wow, aweful. too much to talk about with this company. "2) Presidents club bankers using drugs in the smoking area. If any of you believe this you're stupid." The statement itself explains you...if any people believe in belief 'x', they are stupid. Yes, you are clearly the authority on which beliefs retain someone as stupid. By the way, it is true. "They can work from home why would they risk 400k a year to come to Livonia to get high." Where is the risk? Will they get tested? also, as stated before...400k???? come on man. seriously. seriously. seriously. seriously? Take off your thong and thigh highs and get out from under Dan's desk. "If you 2 sissy's maximized your time at work instead of reading and posting to this site you might make more the 24k a year. I'm at home" ha...firstly, we know you are at home...you know why? Quicken blocks this site. and also so you know, "24k a year" isnt the standard at all jobs. Also, how do you know if I am at home as well? Or maybe I still work for Quicken, and I have been feeding information to lawyers about the company. I dont know...you pick which one you like best. Find me. Duck duck Goose. "We are the they and we will win the O/T lawsuit." i am sad for you after you said that...did you REALLY just use one of the uhh...err...Ism's as your claim to fame? you will win? You will lose. And the day you do, I will post a reply for you letting you know. Promise. Well, you work at quicken so you do not understand promises. Ill hard close you on the fact that i will post...sound good? "And the 1,000 EX-Employee's knew during the 1st of many interviews that this was a commissioned based position with a SMALL base SALARY." Correct, with the promise of making 50k-60k in the first year. Also with the sale that it is a good, ethical place to work, also with the sale of well...you obviously. Too many brainless meatheads wandering in the cubicles, standing and dialing...because you know...you sound better that way. What a joke. "Fraud WE are all taught not to commit fraud in training. Fraud is not tolerated and any banker who would risk their position for 2 units is so stupid they should be in jail." Yes, so stupid they SHOULD be...but there are teams of directors who have comitted identity and credit fraud by running previous clients through lakewood over and over to produce false numbers for the weekly reports so they do not have to work saturdays. there are countless errors, mistakes, purposeful wrongdoing, fraud fraud fraud. Why? well...you are not 'taught to not commit fraud'...danny g has to give you classes mandated by law before you can become his slave...err...i mean hit the sales floor! yeah, thats it...hit the sales floor. Hey bud, question for you...were you excited when you 'closed your first loan'? did you earn a high five from your dealer err...director???? I did too. It was fun. It really was. For 2 months. "O/T 50 hours a week at 15.00 per hour. w time and a half past 40 is. $825.00 with your salary at close to $500.00 per week you only needed 1 closing a week to do this. And if you couldn't do that you sucked" Ha. man, you have not had enough math classes huh? commission doesnt factor to overtime. You are patching a hole with a hole. Good god man... "And just for the record to the public Quicken closes over 1,000 mortgage loans on a monthly basis. And the very few complaints on here are from cry-babies who couldn't make it at our GREAT company." if that is your comment for the record...then even dan gilbert would kick your a$$...what kind of PR campaign are you running? Could you imagine if danny g tried to go 'on record' as saying...well, uhh....we do a lot of business and anyone who doesnt like us are cry babies. WELL, needless to say, he would be the laughing stock...much as you are to me right now. jeeeeeez...i couldnt write a script with a character this dim if I 10 years to write it. just so you know...the amount of business quicken does, is relative to...well, nothing we are talking about even remotely. Also, where did you get that number from? tell me? your director right...greeeeeat. youre a really good fact finder. "And for the haters' I am not in a position of Leadership YET but I lead so I will be." I hope not. I hope you come to your senses before you get 'promoted'....and have to start spending even more money on suits in a place that is 100% on the phone...i never did understand that...ohh wait...machismo. thats it. "Ps- you don't live in my hood your right! Because I wasn't waiting for someone to give me free money I saw my shot and I took it. You didn't. and that is why you're still in the hood. -HOMIE" if this is your shot, i feel sorry for you. its like saying "i was down and out, no degree, no real job,...so i decided to work at quicken instead of make something of myself" bad choice kid. but you will learn...the chest pounding and knuckle dragging will get old to you. well...i hope...if it doesnt the machine will absorb you and you will become part of the evil problem that is, quicken loans. quicken is kind of like............watching a jessica simpson movie over and over: no substance, aweful, not worth the money,....and downright pointless. if it were gone, no one would notice...except a handful of millionaires. but hey...do what you want amigo. its your life. spend it doing...dialing, i guess. thats fun right? man...did you write any green into that one? man....good job kid. i knew you could do it....hehe....

"If you were bankers at Quicken you were all were given 4 weeks of 1st class training" No different than any bank, lender, or even insurance sales training. "1st class"? you are quoting what you are told, like a good little boy. Here is the deal, for you to honestly call it first class, you would have had to have been through multiple financial service sales training environments...have you? "all the tools needed for success" If what you are doing now you consider success, do it for 3 more months and come crawling back. I promise you only one thing...I won't say I told you so, because I am not mean spirited. "GREAT leads" I think we know the truth about lead sourcing, touchpoint legalities, refreshed leads, transferred leads, bogus leads, and past client and their spam leads. Trust me, I could sit here in my house dial like you do, and get the same amount of loans...dialing out of a phone book. It is hit or miss my friend. Quality leads will simply not go to you. Actual interested prospective clients go to exec. and pres. pickpockets..i MEAN...bankers. "and FREE advice from some of the most successful business people in the united states" Free? You don't know how much you payed for it yet do you? Not just in personal wasted effort, time, energy and emotion...but also tax dollars. You know, the ones he is taking and not paying back. Yeah, those tax dollars. "1) David Hall- who cares why he left. He's gone get over it!" Hmm...you need to attend some basic reading courses. Firstly, there is nothing to 'get over'. People are speculating the reason because everyone here shares something...a sense of justice. If something smells like a kink in the Quicken armor...then we want to know. There are more than you think...or maybe you do and you are an HR rep or PR rep...what is the name of your team now...dog chow or eat your own bull...or loan tracking robot with automatic calculator arms? Another joke...realestate insiders....wow, aweful. too much to talk about with this company. "2) Presidents club bankers using drugs in the smoking area. If any of you believe this you're stupid." The statement itself explains you...if any people believe in belief 'x', they are stupid. Yes, you are clearly the authority on which beliefs retain someone as stupid. By the way, it is true. "They can work from home why would they risk 400k a year to come to Livonia to get high." Where is the risk? Will they get tested? also, as stated before...400k???? come on man. seriously. seriously. seriously. seriously? Take off your thong and thigh highs and get out from under Dan's desk. "If you 2 sissy's maximized your time at work instead of reading and posting to this site you might make more the 24k a year. I'm at home" ha...firstly, we know you are at home...you know why? Quicken blocks this site. and also so you know, "24k a year" isnt the standard at all jobs. Also, how do you know if I am at home as well? Or maybe I still work for Quicken, and I have been feeding information to lawyers about the company. I dont know...you pick which one you like best. Find me. Duck duck Goose. "We are the they and we will win the O/T lawsuit." i am sad for you after you said that...did you REALLY just use one of the uhh...err...Ism's as your claim to fame? you will win? You will lose. And the day you do, I will post a reply for you letting you know. Promise. Well, you work at quicken so you do not understand promises. Ill hard close you on the fact that i will post...sound good? "And the 1,000 EX-Employee's knew during the 1st of many interviews that this was a commissioned based position with a SMALL base SALARY." Correct, with the promise of making 50k-60k in the first year. Also with the sale that it is a good, ethical place to work, also with the sale of well...you obviously. Too many brainless meatheads wandering in the cubicles, standing and dialing...because you know...you sound better that way. What a joke. "Fraud WE are all taught not to commit fraud in training. Fraud is not tolerated and any banker who would risk their position for 2 units is so stupid they should be in jail." Yes, so stupid they SHOULD be...but there are teams of directors who have comitted identity and credit fraud by running previous clients through lakewood over and over to produce false numbers for the weekly reports so they do not have to work saturdays. there are countless errors, mistakes, purposeful wrongdoing, fraud fraud fraud. Why? well...you are not 'taught to not commit fraud'...danny g has to give you classes mandated by law before you can become his slave...err...i mean hit the sales floor! yeah, thats it...hit the sales floor. Hey bud, question for you...were you excited when you 'closed your first loan'? did you earn a high five from your dealer err...director???? I did too. It was fun. It really was. For 2 months. "O/T 50 hours a week at 15.00 per hour. w time and a half past 40 is. $825.00 with your salary at close to $500.00 per week you only needed 1 closing a week to do this. And if you couldn't do that you sucked" Ha. man, you have not had enough math classes huh? commission doesnt factor to overtime. You are patching a hole with a hole. Good god man... "And just for the record to the public Quicken closes over 1,000 mortgage loans on a monthly basis. And the very few complaints on here are from cry-babies who couldn't make it at our GREAT company." if that is your comment for the record...then even dan gilbert would kick your a$$...what kind of PR campaign are you running? Could you imagine if danny g tried to go 'on record' as saying...well, uhh....we do a lot of business and anyone who doesnt like us are cry babies. WELL, needless to say, he would be the laughing stock...much as you are to me right now. jeeeeeez...i couldnt write a script with a character this dim if I 10 years to write it. just so you know...the amount of business quicken does, is relative to...well, nothing we are talking about even remotely. Also, where did you get that number from? tell me? your director right...greeeeeat. youre a really good fact finder. "And for the haters' I am not in a position of Leadership YET but I lead so I will be." I hope not. I hope you come to your senses before you get 'promoted'....and have to start spending even more money on suits in a place that is 100% on the phone...i never did understand that...ohh wait...machismo. thats it. "Ps- you don't live in my hood your right! Because I wasn't waiting for someone to give me free money I saw my shot and I took it. You didn't. and that is why you're still in the hood. -HOMIE" if this is your shot, i feel sorry for you. its like saying "i was down and out, no degree, no real job,...so i decided to work at quicken instead of make something of myself" bad choice kid. but you will learn...the chest pounding and knuckle dragging will get old to you. well...i hope...if it doesnt the machine will absorb you and you will become part of the evil problem that is, quicken loans. quicken is kind of like............watching a jessica simpson movie over and over: no substance, aweful, not worth the money,....and downright pointless. if it were gone, no one would notice...except a handful of millionaires. but hey...do what you want amigo. its your life. spend it doing...dialing, i guess. thats fun right? man...did you write any green into that one? man....good job kid. i knew you could do it....hehe....

"If you were bankers at Quicken you were all were given 4 weeks of 1st class training" No different than any bank, lender, or even insurance sales training. "1st class"? you are quoting what you are told, like a good little boy. Here is the deal, for you to honestly call it first class, you would have had to have been through multiple financial service sales training environments...have you? "all the tools needed for success" If what you are doing now you consider success, do it for 3 more months and come crawling back. I promise you only one thing...I won't say I told you so, because I am not mean spirited. "GREAT leads" I think we know the truth about lead sourcing, touchpoint legalities, refreshed leads, transferred leads, bogus leads, and past client and their spam leads. Trust me, I could sit here in my house dial like you do, and get the same amount of loans...dialing out of a phone book. It is hit or miss my friend. Quality leads will simply not go to you. Actual interested prospective clients go to exec. and pres. pickpockets..i MEAN...bankers. "and FREE advice from some of the most successful business people in the united states" Free? You don't know how much you payed for it yet do you? Not just in personal wasted effort, time, energy and emotion...but also tax dollars. You know, the ones he is taking and not paying back. Yeah, those tax dollars. "1) David Hall- who cares why he left. He's gone get over it!" Hmm...you need to attend some basic reading courses. Firstly, there is nothing to 'get over'. People are speculating the reason because everyone here shares something...a sense of justice. If something smells like a kink in the Quicken armor...then we want to know. There are more than you think...or maybe you do and you are an HR rep or PR rep...what is the name of your team now...dog chow or eat your own bull...or loan tracking robot with automatic calculator arms? Another joke...realestate insiders....wow, aweful. too much to talk about with this company. "2) Presidents club bankers using drugs in the smoking area. If any of you believe this you're stupid." The statement itself explains you...if any people believe in belief 'x', they are stupid. Yes, you are clearly the authority on which beliefs retain someone as stupid. By the way, it is true. "They can work from home why would they risk 400k a year to come to Livonia to get high." Where is the risk? Will they get tested? also, as stated before...400k???? come on man. seriously. seriously. seriously. seriously? Take off your thong and thigh highs and get out from under Dan's desk. "If you 2 sissy's maximized your time at work instead of reading and posting to this site you might make more the 24k a year. I'm at home" ha...firstly, we know you are at home...you know why? Quicken blocks this site. and also so you know, "24k a year" isnt the standard at all jobs. Also, how do you know if I am at home as well? Or maybe I still work for Quicken, and I have been feeding information to lawyers about the company. I dont know...you pick which one you like best. Find me. Duck duck Goose. "We are the they and we will win the O/T lawsuit." i am sad for you after you said that...did you REALLY just use one of the uhh...err...Ism's as your claim to fame? you will win? You will lose. And the day you do, I will post a reply for you letting you know. Promise. Well, you work at quicken so you do not understand promises. Ill hard close you on the fact that i will post...sound good? "And the 1,000 EX-Employee's knew during the 1st of many interviews that this was a commissioned based position with a SMALL base SALARY." Correct, with the promise of making 50k-60k in the first year. Also with the sale that it is a good, ethical place to work, also with the sale of well...you obviously. Too many brainless meatheads wandering in the cubicles, standing and dialing...because you know...you sound better that way. What a joke. "Fraud WE are all taught not to commit fraud in training. Fraud is not tolerated and any banker who would risk their position for 2 units is so stupid they should be in jail." Yes, so stupid they SHOULD be...but there are teams of directors who have comitted identity and credit fraud by running previous clients through lakewood over and over to produce false numbers for the weekly reports so they do not have to work saturdays. there are countless errors, mistakes, purposeful wrongdoing, fraud fraud fraud. Why? well...you are not 'taught to not commit fraud'...danny g has to give you classes mandated by law before you can become his slave...err...i mean hit the sales floor! yeah, thats it...hit the sales floor. Hey bud, question for you...were you excited when you 'closed your first loan'? did you earn a high five from your dealer err...director???? I did too. It was fun. It really was. For 2 months. "O/T 50 hours a week at 15.00 per hour. w time and a half past 40 is. $825.00 with your salary at close to $500.00 per week you only needed 1 closing a week to do this. And if you couldn't do that you sucked" Ha. man, you have not had enough math classes huh? commission doesnt factor to overtime. You are patching a hole with a hole. Good god man... "And just for the record to the public Quicken closes over 1,000 mortgage loans on a monthly basis. And the very few complaints on here are from cry-babies who couldn't make it at our GREAT company." if that is your comment for the record...then even dan gilbert would kick your a$$...what kind of PR campaign are you running? Could you imagine if danny g tried to go 'on record' as saying...well, uhh....we do a lot of business and anyone who doesnt like us are cry babies. WELL, needless to say, he would be the laughing stock...much as you are to me right now. jeeeeeez...i couldnt write a script with a character this dim if I 10 years to write it. just so you know...the amount of business quicken does, is relative to...well, nothing we are talking about even remotely. Also, where did you get that number from? tell me? your director right...greeeeeat. youre a really good fact finder. "And for the haters' I am not in a position of Leadership YET but I lead so I will be." I hope not. I hope you come to your senses before you get 'promoted'....and have to start spending even more money on suits in a place that is 100% on the phone...i never did understand that...ohh wait...machismo. thats it. "Ps- you don't live in my hood your right! Because I wasn't waiting for someone to give me free money I saw my shot and I took it. You didn't. and that is why you're still in the hood. -HOMIE" if this is your shot, i feel sorry for you. its like saying "i was down and out, no degree, no real job,...so i decided to work at quicken instead of make something of myself" bad choice kid. but you will learn...the chest pounding and knuckle dragging will get old to you. well...i hope...if it doesnt the machine will absorb you and you will become part of the evil problem that is, quicken loans. quicken is kind of like............watching a jessica simpson movie over and over: no substance, aweful, not worth the money,....and downright pointless. if it were gone, no one would notice...except a handful of millionaires. but hey...do what you want amigo. its your life. spend it doing...dialing, i guess. thats fun right? man...did you write any green into that one? man....good job kid. i knew you could do it....hehe....

Simple, if drugs are not a problem at Quicken, just have drug testing. This company will never have drug testing because cocaine helps fuel the long hours for the management and the bankers that are "bought in." Gilbert is a genius. He is also a slimeball. He reaps the rewards while others ruin their health and family lives. If you have no conscience, like Gilbert, then it all works beautifully. Keep working 80 hours for a fraction of what actual mortgage professionals make and keep snorting, er..drinking the kool_aid.

To U missed it - You're a f------ nut bag sack. No one makes 400k a year as a banker (what a big joke U R to even say that on here). Pure bull s---. You belong with your great company - hell I'd love for you to work for me if I can brain wash you into working for free - go back and enjoy working 80 hours a week at $200 bucks a loan. I've made as much as $15,000 off of one deal pal. You need to discover the real world of mortgages. Free training - yah right - more like how to take a credit card number and along with some cheap car saleman ways to sale a mortgage - f----- joke. "U missed it" is the reason why these mother f------ at Quicken are still in business. Go back on your f------ call block b----! As for the drug use - have all them mother f------ in management piss in a cup and take a f------ drug test - it's that simple. Point blank Dan. Why not? Put the f------ rumors to rest if you all claim them mother f------ to be so d**n drug free. So how about it Dan? Drug test for everyone? Starting with that mother f------ racist VP. His a-- first.

Who ever you are you are retarted and a loser. A president club banker does not make $400k per year. They make $350 per loan. If you look at the monthly revenue sheets you will see that the average president club banker has a 1.5% profit margin so they are not even making any premium. If they close 10 loans per month thats $3500 per month you idiot. YOU WILL LOSE THE LAWSUIT BECAUSE YOU ARE PLAIN STUPID. READ THE PREVIOUS EMAIL THAT I SENT ABOUT THE LAW. Do you think you can beat the federal law concerning overtime. It does not matter what you told us at training. The federal courts will rule in are favor and you will lose hopefully $100,000,000 or more. Plus Ken Lewis from BOA does not want your loans. Looks like you got some real big issues within the next year or so. Get a life and quit thinking you can intimidate everyone. I think you have been smoking the crack pipe to long.

If you were bankers at Quicken you were all were given 4 weeks of 1st class training, all the tools needed for success GREAT leads and FREE advice from some of the most successful business people in the united states. 1) David Hall- who cares why he left. He's gone get over it! 2) Presidents club bankers using drugs in the smoking area. If any of you believe this you're stupid. They can work from home why would they risk 400k a year to come to Livonia to get high. 3)If you 2 sissy's maximized your time at work instead of reading and posting to this site you might make more the 24k a year. I'm at home 4)We are the they and we will win the O/T lawsuit. And the 1,000 EX-Employee's knew during the 1st of many interviews that this was a commissioned based position with a SMALL base SALARY. 5) Fraud WE are all taught not to commit fraud in training. Fraud is not tolerated and any banker who would risk their position for 2 units is so stupid they should be in jail. 6) O/T 50 hours a week at 15.00 per hour. w time and a half past 40 is. $825.00 with your salary at close to $500.00 per week you only needed 1 closing a week to do this. And if you couldn't do that you sucked And just for the record to the public Quicken closes over 1,000 mortgage loans on a monthly basis. And the very few complaints on here are from cry-babies who couldn't make it at our GREAT company. And for the haters' I am not in a position of Leadership YET but I lead so I will be. Ps- you don't live in my hood your right! Because I wasn't waiting for someone to give me free money I saw my shot and I took it. You didn't. and that is why you're still in the hood. -HOMIE

You will do fine on your job interview. Just stay positive and you will be on your way to a better life. These opportunity letters are just awful for a persons moral. All it is is a way for this company to not have to pay unemployment insurance. These guys are crooks. HIgh paying jobs right. Look what happened to Countrywide. With BOA buying them now I would bet that they will stop buying the loans from Quicken. This ship is sinking faster than the titanic. Let me know how you did on your interview, I would love to join you in a better life.

from the other Livonia location. I personally haven't seen any of the drug use yet, but I definitely believe you. I know for fact that everyone on my team smokes weed, I'm just not sure about any other drugs. I was on letter last month, but I beat my goal and got to keep my job. But I have reason to believe that I will be put back on letter sometime this month. Is that even legal? Putting me on letter back to back after I meet my goal, I mean. It sure doesn't sound like it. Anyway, I've been job hunting and I have an interview on Friday. Wish me luck!

An Overview of the Fair Labor Standards Act The Fair Labor Standards Act of 1938, as amended (referred to as "the Act" or "FLSA"), is published in law in sections 201-219 of title 29, United States Code. The Act provides for minimum standards for both wages and overtime entitlement, and spells out administrative procedures by which covered worktime must be compensated. Included in the Act are provisions related to child labor, equal pay, and portal-to-portal activities. In addition, the Act exempts specified employees or groups of employees from the application of certain of its provisions. The Fair Labor Standards Act began applying to employees of the United States Federal Government in 1974. Section 3(e)(2) of the Act authorizes the provisions of the Act to be applied any person employed by the Government of the United States, as specified in that section. The U.S. Office of Personnel Management works with Federal agencies to apply the Fair Labor Standards Act to employees of the United States Federal Government. Section 4(f) of the Act authorizes the U.S. Office of Personnel Management to administer the provisions of the Act with respect to any person employed by a Federal agency, except as described on the "Who Does What" page. OPM's FLSA regulations are published in part 551 of title 5, Code of Federal Regulations. Changes to the Code of Federal Regulations are published in the Federal Register. Maybe you should read the law you ignorant piece of trash. Your the baby...you treat your employees like slaves. God for bid I want to go to Jimmi Johns and get a turkey sub. The problem is that this mortgage business is such a slime business run by crooks and con-artists. Why do we have to hustle and lie to people? The secure advantage program that you pushed on us caused so many people to lose thier homes. Do you care? No you don't but I do. ABC "always be closing" forget about trying to actually help someone. Your a pathetic billionaire that is just greedy for more money. I enclosed the law for you so you can read it. Your not above the law.

An Overview of the Fair Labor Standards Act The Fair Labor Standards Act of 1938, as amended (referred to as "the Act" or "FLSA"), is published in law in sections 201-219 of title 29, United States Code. The Act provides for minimum standards for both wages and overtime entitlement, and spells out administrative procedures by which covered worktime must be compensated. Included in the Act are provisions related to child labor, equal pay, and portal-to-portal activities. In addition, the Act exempts specified employees or groups of employees from the application of certain of its provisions. The Fair Labor Standards Act began applying to employees of the United States Federal Government in 1974. Section 3(e)(2) of the Act authorizes the provisions of the Act to be applied any person employed by the Government of the United States, as specified in that section. The U.S. Office of Personnel Management works with Federal agencies to apply the Fair Labor Standards Act to employees of the United States Federal Government. Section 4(f) of the Act authorizes the U.S. Office of Personnel Management to administer the provisions of the Act with respect to any person employed by a Federal agency, except as described on the "Who Does What" page. OPM's FLSA regulations are published in part 551 of title 5, Code of Federal Regulations. Changes to the Code of Federal Regulations are published in the Federal Register. Maybe you should read the law you ignorant piece of trash. Your the baby...you treat your employees like slaves. God for bid I want to go to Jimmi Johns and get a turkey sub. The problem is that this mortgage business is such a slime business run by crooks and con-artists. Why do we have to hustle and lie to people? The secure advantage program that you pushed on us caused so many people to lose thier homes. Do you care? No you don't but I do. ABC "always be closing" forget about trying to actually help someone. Your a pathetic billionaire that is just greedy for more money. I enclosed the law for you so you can read it. Your not above the law.

An Overview of the Fair Labor Standards Act The Fair Labor Standards Act of 1938, as amended (referred to as "the Act" or "FLSA"), is published in law in sections 201-219 of title 29, United States Code. The Act provides for minimum standards for both wages and overtime entitlement, and spells out administrative procedures by which covered worktime must be compensated. Included in the Act are provisions related to child labor, equal pay, and portal-to-portal activities. In addition, the Act exempts specified employees or groups of employees from the application of certain of its provisions. The Fair Labor Standards Act began applying to employees of the United States Federal Government in 1974. Section 3(e)(2) of the Act authorizes the provisions of the Act to be applied any person employed by the Government of the United States, as specified in that section. The U.S. Office of Personnel Management works with Federal agencies to apply the Fair Labor Standards Act to employees of the United States Federal Government. Section 4(f) of the Act authorizes the U.S. Office of Personnel Management to administer the provisions of the Act with respect to any person employed by a Federal agency, except as described on the "Who Does What" page. OPM's FLSA regulations are published in part 551 of title 5, Code of Federal Regulations. Changes to the Code of Federal Regulations are published in the Federal Register. Maybe you should read the law you ignorant piece of trash. Your the baby...you treat your employees like slaves. God for bid I want to go to Jimmi Johns and get a turkey sub. The problem is that this mortgage business is such a slime business run by crooks and con-artists. Why do we have to hustle and lie to people? The secure advantage program that you pushed on us caused so many people to lose thier homes. Do you care? No you don't but I do. ABC "always be closing" forget about trying to actually help someone. Your a pathetic billionaire that is just greedy for more money. I enclosed the law for you so you can read it. Your not above the law.

An Overview of the Fair Labor Standards Act The Fair Labor Standards Act of 1938, as amended (referred to as "the Act" or "FLSA"), is published in law in sections 201-219 of title 29, United States Code. The Act provides for minimum standards for both wages and overtime entitlement, and spells out administrative procedures by which covered worktime must be compensated. Included in the Act are provisions related to child labor, equal pay, and portal-to-portal activities. In addition, the Act exempts specified employees or groups of employees from the application of certain of its provisions. The Fair Labor Standards Act began applying to employees of the United States Federal Government in 1974. Section 3(e)(2) of the Act authorizes the provisions of the Act to be applied any person employed by the Government of the United States, as specified in that section. The U.S. Office of Personnel Management works with Federal agencies to apply the Fair Labor Standards Act to employees of the United States Federal Government. Section 4(f) of the Act authorizes the U.S. Office of Personnel Management to administer the provisions of the Act with respect to any person employed by a Federal agency, except as described on the "Who Does What" page. OPM's FLSA regulations are published in part 551 of title 5, Code of Federal Regulations. Changes to the Code of Federal Regulations are published in the Federal Register. Maybe you should read the law you ignorant piece of trash. Your the baby...you treat your employees like slaves. God for bid I want to go to Jimmi Johns and get a turkey sub. The problem is that this mortgage business is such a slime business run by crooks and con-artists. Why do we have to hustle and lie to people? The secure advantage program that you pushed on us caused so many people to lose thier homes. Do you care? No you don't but I do. ABC "always be closing" forget about trying to actually help someone. Your a pathetic billionaire that is just greedy for more money. I enclosed the law for you so you can read it. Your not above the law.

Drug use is not rampent throughout this country but it is rampent through Quicken Loans. Maybe DHall should have stayed away from the bad stuff at work. I can't believe the amount of drug use of the loan officers. If the clients really knew how high their mortgage banker was during the day they would not do a loan. This is what will bring this company down. Just today in Livonia in the back smoke area a few top President's Club bankers were pounding the white stuff. Since they have above average income they can afford it on a daily basis. I would have upper management hang down their for a while and take care of the problem before I call the Livonia Police Department and start giving names. I need my job and would hate to lose it. I also can't wait for this great company to lose the lawsuit. And you will lose. You will not settle out of court since the Federal Judge will decide in the favor of the plaintiffs for violation of the Fair Labor Standards Act. Yes I did read the law and I can't wait to get my check so I can buy a new car on your dime. This company is a joke and I am embarrased to work for it but currently it is the only game in town and the owners no it. I heard Dan G and Katzman had a pretty good blowout about whats going on. The cards are tumbling down. Even the Roman Empire self destructed. Have a nice day. Got to get ready for call block. Sincerely Charles

Drug use is not rampent throughout this country but it is rampent through Quicken Loans. Maybe DHall should have stayed away from the bad stuff at work. I can't believe the amount of drug use of the loan officers. If the clients really knew how high their mortgage banker was during the day they would not do a loan. This is what will bring this company down. Just today in Livonia in the back smoke area a few top President's Club bankers were pounding the white stuff. Since they have above average income they can afford it on a daily basis. I would have upper management hang down their for a while and take care of the problem before I call the Livonia Police Department and start giving names. I need my job and would hate to lose it. I also can't wait for this great company to lose the lawsuit. And you will lose. You will not settle out of court since the Federal Judge will decide in the favor of the plaintiffs for violation of the Fair Labor Standards Act. Yes I did read the law and I can't wait to get my check so I can buy a new car on your dime. This company is a joke and I am embarrased to work for it but currently it is the only game in town and the owners no it. I heard Dan G and Katzman had a pretty good blowout about whats going on. The cards are tumbling down. Even the Roman Empire self destructed. Have a nice day. Got to get ready for call block. Sincerely Charles

Drug use is not rampent throughout this country but it is rampent through Quicken Loans. Maybe DHall should have stayed away from the bad stuff at work. I can't believe the amount of drug use of the loan officers. If the clients really knew how high their mortgage banker was during the day they would not do a loan. This is what will bring this company down. Just today in Livonia in the back smoke area a few top President's Club bankers were pounding the white stuff. Since they have above average income they can afford it on a daily basis. I would have upper management hang down their for a while and take care of the problem before I call the Livonia Police Department and start giving names. I need my job and would hate to lose it. I also can't wait for this great company to lose the lawsuit. And you will lose. You will not settle out of court since the Federal Judge will decide in the favor of the plaintiffs for violation of the Fair Labor Standards Act. Yes I did read the law and I can't wait to get my check so I can buy a new car on your dime. This company is a joke and I am embarrased to work for it but currently it is the only game in town and the owners no it. I heard Dan G and Katzman had a pretty good blowout about whats going on. The cards are tumbling down. Even the Roman Empire self destructed. Have a nice day. Got to get ready for call block. Sincerely Charles

Drug use is not rampent throughout this country but it is rampent through Quicken Loans. Maybe DHall should have stayed away from the bad stuff at work. I can't believe the amount of drug use of the loan officers. If the clients really knew how high their mortgage banker was during the day they would not do a loan. This is what will bring this company down. Just today in Livonia in the back smoke area a few top President's Club bankers were pounding the white stuff. Since they have above average income they can afford it on a daily basis. I would have upper management hang down their for a while and take care of the problem before I call the Livonia Police Department and start giving names. I need my job and would hate to lose it. I also can't wait for this great company to lose the lawsuit. And you will lose. You will not settle out of court since the Federal Judge will decide in the favor of the plaintiffs for violation of the Fair Labor Standards Act. Yes I did read the law and I can't wait to get my check so I can buy a new car on your dime. This company is a joke and I am embarrased to work for it but currently it is the only game in town and the owners no it. I heard Dan G and Katzman had a pretty good blowout about whats going on. The cards are tumbling down. Even the Roman Empire self destructed. Have a nice day. Got to get ready for call block. Sincerely Charles

To Get Over It, It's obvious you are in upper management. I hope you go to jail with the rest of the life-sucking management team at Quicken. You are part of a company that destroys families and ruins peoples' lives. I hope one day that something destroys your life just like the lives you have destroyed. Hope you crossed your fingers before shaking hands with the devil.

DAN, thanks for clearing that up.

I can tell that the posting here is getting to you pal. I can also see that you've been reading for a while and based on your tone my friend I can tell that your part of management. That's good news to see you all are still hooked on this site. Take your loyal a** on and stop trying to defend the snakes who put your dumb a** in that big three quarters of a million dollar house in Franklin, MI - because your a** is sure in the hell not in the hood my man - and with the way you pay LO's ($300 a loan) you sure can't afford Franklin on the LO income, meanwhile millions of people have lost their homes to scumbags like you - look at what you've bozo's done with the Real Estate Market - it's f------ up! The people in the overtime suit are fighting for their rights - which everyone in America has the right to do - just like you SUE happy motherf-----s, you all use the law to scare people. Also, no one has said anything about the racist n**i VP (boy, would I like to hit this guy in the face and piss on him when I see him) - so I can really see for sure that you've been reading this for some time now - which clearly shows that this stuff on here matters a great deal to the higher ups. You all need to take a deep breath and relax and just let it go - understand that FREEDOM OF SPEECH is a right for all Americans. Go back to your short little boss and let him know that he can't scare us. Also tell him that things in the dark, comes out to the light one day. So your a** need to get over it. Also, why not start Drug Testing your management? I bet if you did that - you would have 10% of your staff left.

I can tell that the posting here is getting to you pal. I can also see that you've been reading for a while and based on your tone my friend I can tell that your part of management. That's good news to see you all are still hooked on this site. Take your loyal a** on and stop trying to defend the snakes who put your dumb a** in that big three quarters of a million dollar house in Franklin, MI - because your a** is sure in the hell not in the hood my man - and with the way you pay LO's ($300 a loan) you sure can't afford Franklin on the LO income, meanwhile millions of people have lost their homes to scumbags like you - look at what you've bozo's done with the Real Estate Market - it's f------ up! The people in the overtime suit are fighting for their rights - which everyone in America has the right to do - just like you SUE happy motherf-----s, you all use the law to scare people. Also, no one has said anything about the racist n**i VP (boy, would I like to hit this guy in the face and piss on him when I see him) - so I can really see for sure that you've been reading this for some time now - which clearly shows that this stuff on here matters a great deal to the higher ups. You all need to take a deep breath and relax and just let it go - understand that FREEDOM OF SPEECH is a right for all Americans. Go back to your short little boss and let him know that he can't scare us. Also tell him that things in the dark, comes out to the light one day. So your a** need to get over it. Also, why not start Drug Testing your management? I bet if you did that - you would have 10% of your staff left.

I can tell that the posting here is getting to you pal. I can also see that you've been reading for a while and based on your tone my friend I can tell that your part of management. That's good news to see you all are still hooked on this site. Take your loyal a** on and stop trying to defend the snakes who put your dumb a** in that big three quarters of a million dollar house in Franklin, MI - because your a** is sure in the hell not in the hood my man - and with the way you pay LO's ($300 a loan) you sure can't afford Franklin on the LO income, meanwhile millions of people have lost their homes to scumbags like you - look at what you've bozo's done with the Real Estate Market - it's f------ up! The people in the overtime suit are fighting for their rights - which everyone in America has the right to do - just like you SUE happy motherf-----s, you all use the law to scare people. Also, no one has said anything about the racist n**i VP (boy, would I like to hit this guy in the face and piss on him when I see him) - so I can really see for sure that you've been reading this for some time now - which clearly shows that this stuff on here matters a great deal to the higher ups. You all need to take a deep breath and relax and just let it go - understand that FREEDOM OF SPEECH is a right for all Americans. Go back to your short little boss and let him know that he can't scare us. Also tell him that things in the dark, comes out to the light one day. So your a** need to get over it. Also, why not start Drug Testing your management? I bet if you did that - you would have 10% of your staff left.

I can tell that the posting here is getting to you pal. I can also see that you've been reading for a while and based on your tone my friend I can tell that your part of management. That's good news to see you all are still hooked on this site. Take your loyal a** on and stop trying to defend the snakes who put your dumb a** in that big three quarters of a million dollar house in Franklin, MI - because your a** is sure in the hell not in the hood my man - and with the way you pay LO's ($300 a loan) you sure can't afford Franklin on the LO income, meanwhile millions of people have lost their homes to scumbags like you - look at what you've bozo's done with the Real Estate Market - it's f------ up! The people in the overtime suit are fighting for their rights - which everyone in America has the right to do - just like you SUE happy motherf-----s, you all use the law to scare people. Also, no one has said anything about the racist n**i VP (boy, would I like to hit this guy in the face and piss on him when I see him) - so I can really see for sure that you've been reading this for some time now - which clearly shows that this stuff on here matters a great deal to the higher ups. You all need to take a deep breath and relax and just let it go - understand that FREEDOM OF SPEECH is a right for all Americans. Go back to your short little boss and let him know that he can't scare us. Also tell him that things in the dark, comes out to the light one day. So your a** need to get over it. Also, why not start Drug Testing your management? I bet if you did that - you would have 10% of your staff left.

First of all, im not saying D.Hall Committed fraud, but he did get let go from inside sources. Dan and the company WILL lose the case because of several reasons. and if you were smart enough to read about the things the courts ordered quicken to give up would make anyone worried. 1.) Other mortgage companies who have placed the same terms on there employees as "bankers" have been found LIABLE for over time. Thats even being paid commission. there are several cases to site. 2.) there are acutally more than 450 people who joined. there is closer to 1,000 and 2 overtime cases. 3.) the lawers got wind of the sittuation with the rvp "wiz" and his threats to the employees and have that ammo so maybe you need to stop drinking the coolaid and get ready for that letter your gonna get soon

I can't believe how idiotic you people are. 1. David Hall didn't leave because of fraud, he DOESN"T EVEN DO LOANS. What fraud did he commit, did he lie about Chauncey Billups? 2. You don't work there anymore, get over it. You couldn't hack it. Do you not have anything better to do with your lives? There are plenty of people making way above average incomes at Quicken - you didn't. 3. Quicken is NOT going to lose the lawsuit. You want to know why? Because they won't settle out of court. They have NOTHING to hide. KNOW the law before you spout off. Awww, you poor babies had to work past 4:00. Get over it, you were told over and over again that this isn't an easy job. 4. Drugs - guess what, drugs are the scourge of our society. They are in our inner cities, our suburbs, in elementary schools and yes, at Quicken. It's too bad but it's a fact of life. 5. Racist DVP? Nice excuse. 6. Cult like atmosphere -- get over it. It's called commitment, maybe if you had some you'd still have a job. I have worked at many mortgage companies in Michigan and one thing sticks out - every single person at Quicken makes more money there than anywhere else. Sure there are other Loan Officers at other companies that make more money than the average Quicken LO but you have to look at things with a clear eye. Where else pays you a salary AND spoon feeds you leads? Name one, go ahead. Quit being babies and get over it. YOU COULD NOT HACK IT HERE.

I can't believe how idiotic you people are. 1. David Hall didn't leave because of fraud, he DOESN"T EVEN DO LOANS. What fraud did he commit, did he lie about Chauncey Billups? 2. You don't work there anymore, get over it. You couldn't hack it. Do you not have anything better to do with your lives? There are plenty of people making way above average incomes at Quicken - you didn't. 3. Quicken is NOT going to lose the lawsuit. You want to know why? Because they won't settle out of court. They have NOTHING to hide. KNOW the law before you spout off. Awww, you poor babies had to work past 4:00. Get over it, you were told over and over again that this isn't an easy job. 4. Drugs - guess what, drugs are the scourge of our society. They are in our inner cities, our suburbs, in elementary schools and yes, at Quicken. It's too bad but it's a fact of life. 5. Racist DVP? Nice excuse. 6. Cult like atmosphere -- get over it. It's called commitment, maybe if you had some you'd still have a job. I have worked at many mortgage companies in Michigan and one thing sticks out - every single person at Quicken makes more money there than anywhere else. Sure there are other Loan Officers at other companies that make more money than the average Quicken LO but you have to look at things with a clear eye. Where else pays you a salary AND spoon feeds you leads? Name one, go ahead. Quit being babies and get over it. YOU COULD NOT HACK IT HERE.

I can't believe how idiotic you people are. 1. David Hall didn't leave because of fraud, he DOESN"T EVEN DO LOANS. What fraud did he commit, did he lie about Chauncey Billups? 2. You don't work there anymore, get over it. You couldn't hack it. Do you not have anything better to do with your lives? There are plenty of people making way above average incomes at Quicken - you didn't. 3. Quicken is NOT going to lose the lawsuit. You want to know why? Because they won't settle out of court. They have NOTHING to hide. KNOW the law before you spout off. Awww, you poor babies had to work past 4:00. Get over it, you were told over and over again that this isn't an easy job. 4. Drugs - guess what, drugs are the scourge of our society. They are in our inner cities, our suburbs, in elementary schools and yes, at Quicken. It's too bad but it's a fact of life. 5. Racist DVP? Nice excuse. 6. Cult like atmosphere -- get over it. It's called commitment, maybe if you had some you'd still have a job. I have worked at many mortgage companies in Michigan and one thing sticks out - every single person at Quicken makes more money there than anywhere else. Sure there are other Loan Officers at other companies that make more money than the average Quicken LO but you have to look at things with a clear eye. Where else pays you a salary AND spoon feeds you leads? Name one, go ahead. Quit being babies and get over it. YOU COULD NOT HACK IT HERE.

I can't believe how idiotic you people are. 1. David Hall didn't leave because of fraud, he DOESN"T EVEN DO LOANS. What fraud did he commit, did he lie about Chauncey Billups? 2. You don't work there anymore, get over it. You couldn't hack it. Do you not have anything better to do with your lives? There are plenty of people making way above average incomes at Quicken - you didn't. 3. Quicken is NOT going to lose the lawsuit. You want to know why? Because they won't settle out of court. They have NOTHING to hide. KNOW the law before you spout off. Awww, you poor babies had to work past 4:00. Get over it, you were told over and over again that this isn't an easy job. 4. Drugs - guess what, drugs are the scourge of our society. They are in our inner cities, our suburbs, in elementary schools and yes, at Quicken. It's too bad but it's a fact of life. 5. Racist DVP? Nice excuse. 6. Cult like atmosphere -- get over it. It's called commitment, maybe if you had some you'd still have a job. I have worked at many mortgage companies in Michigan and one thing sticks out - every single person at Quicken makes more money there than anywhere else. Sure there are other Loan Officers at other companies that make more money than the average Quicken LO but you have to look at things with a clear eye. Where else pays you a salary AND spoon feeds you leads? Name one, go ahead. Quit being babies and get over it. YOU COULD NOT HACK IT HERE.

so this is what i heard went down. according to my source at quicken who is pretty reliable and i have no reason to disbelieve, Pat maginnis was either at the palace or maybe some function when he ran into Rip Hamilton (pistons guard) and Rip asked him what was going on with his new loan because it seemed to be taking longer than his previous loan did. So Pat said he would check into the loan process for Rip and did so the following day at the office. Well it turns out that there is no loan in the system for Rip so Pat starts asking some questions. After a discussion with D. Hall it turns out that D. Hall had already started his own gig and was processing the loan for Rip on his own. He must have run into a snag or whatever in the process because it obviously took a little longer that he thought. During the process of asking question Pat Maginnis also discovered that D. hall had been doing some recruiting of current Rock bankers for his new "gig". That is when the decision was made to confiscate his laptop, blackberry ect. I assume that D. Hall was going to leave sooner rather than later anyway. So this is what i heard from a very credible source and i am pretty sure that is basically how it went down.

1st - I worked on the Rock side of the company. It was widely known that David, sorry (D. Hall), hadn't done a loan in several years. He was managing his team and doing the PR (commercials, radio, pistons, etc.) . He handed off all his loans to other bankers, so it is hard to committ fraud when you aren't doing any loans. The post that talked about starting his own gig, sounds more like him. Oh, and most of us were escorted out when we were fired. 2nd - For those with limited mortgage experience Quicken and Rock are not considered "sub-prime" lenders. Sure they had that Neg Am ARM, but thiers had no penalties. It was the lenders that made you pay to get out of that awful mortgage and the really loose qualifiers that are at the heart of this problem. 3rd - I've worked for a couple different lenders and I know a lot of people in the biz and they run a pretty good back house. They do some weird stuff (I personally saw some of the stuff talked about in the other posts) but all the double checks and reviews made fraud less likely that at other lenders I've seen. Also, the Rock side is almost done but the Quicken side is actually gaining market share if you read the Mortgage reports. So for you haters, Quicken is long from closing. Don't get me wrong, I'm not a fan after being fired. I didn't like the high pressure sales tactics, the hours and they have higher rates than most to keep that big machine moving.

Quicken Loans needs to be punished on a much higher level than the lawsuit pending against them. This is truly a corrupt organization. Even though EVERYONE is confident that Quicken Loans will loose the FLSA lawsuit, Dan is still winning at the margins. Here is why: Over 3000 Sales Consultants were not paid the overtime they deserved. How many people joined the case? Around 480. With some simple assumptions, we can see the reason he is winning: Number of People Involved in the Case: 480 Estimated Pay Out Per Person: $25K Damages Multiplier: 2 Total Payout: 24MM Actual Number of People Owed the Overtime: 3000 Estimated Pay Out Per Person: 25k Damages Multiplier: 2 Actual Amount Owed: 150MM Dan is not stupid. He knows very well what he has done and he is getting away with it. Here is the ULTIMATE QUESTION: How does he legally get way with this?? Can someone please tell me that there is a way to rip of your employees and legally get way with it!! The FLSA lawsuit is great, but he needs to be punished on a much higher level. He knowingly has cheated his employees and laughs about it by purchasing the Cavs! Not only has he cheated the employees, he has cheated every person in America that received a loan from Quicken. Did the CEO of Enron go to jail and Dan walks free?? Every executive at Quicken Loans knew of the corruption and needs to be punished. Let's all get in touch with Federal Prosecutors and expose this corruption. Let Dan and every other executive at Quicken Loans spend time in prison for robbing people of their families and home equity. How should the story of Quicken Loans End? AND JUSTICE FOR ALL!!!

Hey Paul Let your bosses know that there is a very large union organization going on. The UAW has been working on this for the last 5 months just waiting for the right time to organize. Expect it to happen in late March after all the good news about not paying overtime comes public.

To Paul et al: First of all: Merry Christmas (and if your not a person who celebrates Christian holidays: Happy Holidays anyways). I am VERY curious why you would choose to comment on this issue and not ALL THE OTHERS?

To Paul et al: First of all: Merry Christmas (and if your not a person who celebrates Christian holidays: Happy Holidays anyways). I am VERY curious why you would choose to comment on this issue and not ALL THE OTHERS?

What kind of a attorney would post a message like that and expect to be taken seriously? Too funny..... Since this site obviously bothers them so much (as well it should when it appears in the top 5 items on any Google search of "quicken loans") those of us determined to expose their slimeball practices should redouble our efforts - also look at the Wikipedia entry which they edit routinely if anything which they don't approve of is added....

Screw you! We are not scared of your threats. Don't you have more important things to worry about like company wide loan fraud (alledgedly), sexual harrassment suits, class action suits, cocaine abuse, verbal abuse, wrongful termination lawsuits, banker ending up in the hospital because of cocaine purchased by YOUR newly appointed RVP on a company incentive trip to Puerto Rico (I know you won't deny this one you p***k), etc... A little more important than rip off report? Just like OJ said, you just made things interesting on here again. Let the fun begin.

Yo D-Hall - it looks like I'll make room for you this summer when we room together in the pin. Paul just confirmed that this is true. After all the postings on here, they find the balls to reply back to us. How funny is he to come out making threats of legal action. Take your punk a** back to Dan and let him know that we don't fear you. You can't even reply back to people who have lost their deposits, lost their jobs because they were wrongly fired by one your great RVPs - but yet you find the time to try and scare us. How dumb are you? Now you just shook the bee's nest my friend. I told you all that everyone in upper management is hooked on this site - they all read it. You sue happy motherf**** need to stop it and do right - the end is near.

Yo D-Hall - it looks like I'll make room for you this summer when we room together in the pin. Paul just confirmed that this is true. After all the postings on here, they find the balls to reply back to us. How funny is he to come out making threats of legal action. Take your punk a** back to Dan and let him know that we don't fear you. You can't even reply back to people who have lost their deposits, lost their jobs because they were wrongly fired by one your great RVPs - but yet you find the time to try and scare us. How dumb are you? Now you just shook the bee's nest my friend. I told you all that everyone in upper management is hooked on this site - they all read it. You sue happy motherf**** need to stop it and do right - the end is near.

Yo D-Hall - it looks like I'll make room for you this summer when we room together in the pin. Paul just confirmed that this is true. After all the postings on here, they find the balls to reply back to us. How funny is he to come out making threats of legal action. Take your punk a** back to Dan and let him know that we don't fear you. You can't even reply back to people who have lost their deposits, lost their jobs because they were wrongly fired by one your great RVPs - but yet you find the time to try and scare us. How dumb are you? Now you just shook the bee's nest my friend. I told you all that everyone in upper management is hooked on this site - they all read it. You sue happy motherf**** need to stop it and do right - the end is near.

Yo D-Hall - it looks like I'll make room for you this summer when we room together in the pin. Paul just confirmed that this is true. After all the postings on here, they find the balls to reply back to us. How funny is he to come out making threats of legal action. Take your punk a** back to Dan and let him know that we don't fear you. You can't even reply back to people who have lost their deposits, lost their jobs because they were wrongly fired by one your great RVPs - but yet you find the time to try and scare us. How dumb are you? Now you just shook the bee's nest my friend. I told you all that everyone in upper management is hooked on this site - they all read it. You sue happy motherf**** need to stop it and do right - the end is near.

Oh Paul You So Crazy... Here's what I find a friggin shame.. your parents spent their hard earned money so that you could attend Michigan State Law School and you're having to spend your time responding to email posts on a website. I'm sure the day you graduated you had dreams, dreams of helping people, dreams of changing the world....now look at you, you respond to emails for a living. I received junkmail the other day that said I could get paid to answer emails...That may be your calling in life, you might want to look into it. Anyway, let's take a look at your post. "Our experience is that the postings appearing on Rip off Report are entirely inaccurate and unfounded." The keyword here is "OUR". Paul, that may be your experience but it's definitely not the rest of our experience. (so, please don't include ME in your "our")Their are over 100 posts about your employer on this site. They can't all possisbly be wrong can they? Who do you refer to when you say "our"? Who are your homies? While we don't comment on the reasons for someone leaving our company, be assured that the departure of David Hall (Rock Financial's radio and TV advertising spokesman in SE Michigan) did not involve mortgage fraud. Hey dummy, you just commented. By the way, I'm glad it didn't include mortgage fraud. (Rock Financial's radio and TV advertising spokesman in SE Michigan) Wasn't he "actually" a Senior Vice President at the company? I swear I read that in Tom Walsh's article (by the way, when are you guys going to put Walsh on the payroll?) You're making it sound like David Hall was some actor that you guys pulled off the streets to do some commercials. For god sakes man, that guy built Rock Financial, and now he is pigeonholed into a spokesmodel? Why don't you just put him in a dress and send him down to the friggin' autoshow to stand in front of the new camaro. Have some dignity... in SE Michigan) When you were doing that crazy, whacky radio show on WJR wasn't that broadcasting to something like 20 different states? Couldn't people actually get transferred to a banker when they called into the radio show? Which would make the show a very long commercial, which in turn would make David Hall an almost National Spokesperson To perpetuate such a patently false rumor is not only irresponsible, but libelous and could result in legal action. You're right. It could result in legal action....but it won't. In conclusion, you continually refer to Quicken as "our" company. Stop it..it's ugly. You have zero ownership in what goes on in those buildings. You're a cog in the wheel, so just stop it. P.S- Have a Happy New Year!

Dear Paul Justin Esquire, Thanks for offering the insight. It was very kind of you. In your posting you stated: Our experience is that the postings appearing on Rip off Report are entirely inaccurate and unfounded. Paul, I completely understand your concerns... Would you say that ALL of the postings on Rip-Off Report are "inaccurate and unfounded" or just the posting(s) regarding David Hall's departure from the company? Do any of the other postings have any merit to them at all? By the way, ever since I saw Bill and Ted's Excellent Adventure I wondered what went into becoming an Esquire. So I Googled it. The original title comes from the Middle Ages -- an esquire was the rank above a gentleman, and below a knight. The word derives from the Latin scutum (shield), and Middle English esquier (shield bearer). It was also generally applied to upstanding members of society: judges, sheriffs, lawyers, professors. The title was eventually adopted almost exclusively by the British legal profession. There were still plenty of non-lawyer esquires (the title was often passed down to eldest sons), but it was very popular among barristers. The title was often shortened to "Squire." Today in the United States, the title is mostly used as a sign of courtesy toward members of the legal profession. It also pops up in the stationery of lawyers who think of themselves highly. It's a formal address that has no specific meaning. Tell me Paul, is it on your stationary? I anxiously await your response.

To anyone who thought our posts weren't powerful, think again! There legal department who is typically busy covering up wrong doings by Quicken employees has to take time to put fires out on our site. I love it! More threats. Quicken thinks that they are above the law, above drug laws, above labor laws, etc...because they can throw money at all these issues. It is coming to an end!

To anyone who thought our posts weren't powerful, think again! There legal department who is typically busy covering up wrong doings by Quicken employees has to take time to put fires out on our site. I love it! More threats. Quicken thinks that they are above the law, above drug laws, above labor laws, etc...because they can throw money at all these issues. It is coming to an end!

To anyone who thought our posts weren't powerful, think again! There legal department who is typically busy covering up wrong doings by Quicken employees has to take time to put fires out on our site. I love it! More threats. Quicken thinks that they are above the law, above drug laws, above labor laws, etc...because they can throw money at all these issues. It is coming to an end!

To anyone who thought our posts weren't powerful, think again! There legal department who is typically busy covering up wrong doings by Quicken employees has to take time to put fires out on our site. I love it! More threats. Quicken thinks that they are above the law, above drug laws, above labor laws, etc...because they can throw money at all these issues. It is coming to an end!

WOW! That is too funy...what a dork

Wow I have been off the site for quite some time. I do have a life after Quicken Loans. I just saw the response from Paul Justin, legal counsel from Quicken Loans. If you follow politics or any other public or private entity and accusations are made against it you will always see that if the accusations turn out to be true that legal will come out and deny everything and threaten with a lawsuit. Pretty powerful stuff if Mr. Justin has nothing else better to do than read the postings on the "ripoffreport". The new mortgage law that was just passed in Congress will effect Quicken Loans bottom line since they now have to represent the yield spread premium to their clients. With technology advancing the way it is this is a great business for the small business owner. You can get hooked up with a virtual broker buy your own leads and close 2-3 loans per month working from home 20-30 hours per week. I just went on the Rock website and their are only 40 Rock bankers left. Rock Financial is a business that is only decreasing every day. To spend millions of dollars on advertising their name just does not make business sense. Hall was just a figure head thats all. They don't need him anymore. Maybe he can get a job with Comcast cable marketing thier services.

I agree. His very familiar association with a shady company like this WILL hurt him in the future. Any legitimate lender will stay away from him.

Our experience is that the postings appearing on Rip off Report are entirely inaccurate and unfounded. While we don't comment on the reasons for someone leaving our company, be assured that the departure of David Hall (Rock Financial's radio and TV advertising spokesman in SE Michigan) did not involve mortgage fraud. To perpetuate such a patently false rumor is not only irresponsible, but libelous and could result in legal action. Paul Justin, Esq. Associate Corporate Counsel Quicken Loans Inc.

This is what is being said, not sure that I believe it: Was talking with some contacts at Quicken yesterday and got the down low on what happened... Quicken's decided to stop using the name Rock Financial once their partnership with the Detroit Pistons is up... Hall wasn't too happy about it and started recruiting people within Rock to open up his own shop. Quicken got word and on Friday afternoon, security confiscated Hall's computer, blackberry, etc. and escorted him out of the building. Hall was said to have left the building steaming and was quite vocal. I've heard from more than one person that David Hall's grown quite an ego over the years... It will be interesting to see what happens as I personally believe that his recognition will hurt more than help him in his future endeavors...

This is what is being said, not sure that I believe it: Was talking with some contacts at Quicken yesterday and got the down low on what happened... Quicken's decided to stop using the name Rock Financial once their partnership with the Detroit Pistons is up... Hall wasn't too happy about it and started recruiting people within Rock to open up his own shop. Quicken got word and on Friday afternoon, security confiscated Hall's computer, blackberry, etc. and escorted him out of the building. Hall was said to have left the building steaming and was quite vocal. I've heard from more than one person that David Hall's grown quite an ego over the years... It will be interesting to see what happens as I personally believe that his recognition will hurt more than help him in his future endeavors...

This is what is being said, not sure that I believe it: Was talking with some contacts at Quicken yesterday and got the down low on what happened... Quicken's decided to stop using the name Rock Financial once their partnership with the Detroit Pistons is up... Hall wasn't too happy about it and started recruiting people within Rock to open up his own shop. Quicken got word and on Friday afternoon, security confiscated Hall's computer, blackberry, etc. and escorted him out of the building. Hall was said to have left the building steaming and was quite vocal. I've heard from more than one person that David Hall's grown quite an ego over the years... It will be interesting to see what happens as I personally believe that his recognition will hurt more than help him in his future endeavors...

This is what is being said, not sure that I believe it: Was talking with some contacts at Quicken yesterday and got the down low on what happened... Quicken's decided to stop using the name Rock Financial once their partnership with the Detroit Pistons is up... Hall wasn't too happy about it and started recruiting people within Rock to open up his own shop. Quicken got word and on Friday afternoon, security confiscated Hall's computer, blackberry, etc. and escorted him out of the building. Hall was said to have left the building steaming and was quite vocal. I've heard from more than one person that David Hall's grown quite an ego over the years... It will be interesting to see what happens as I personally believe that his recognition will hurt more than help him in his future endeavors...

Let me get this right, your husband is dying from cancer and you can't pay any of your bills. AND you are spending your free time defending Quicken Loans. If this is true, what the f*** is wrong with you. You must be lying. You must me management at quicken. Nobody in your supposed situation would be online defending quicken. get a life.

First anyone who worked there when I did will know who I am beyond any doubt and may have even seen my family's story on Fox 2 news 6 weeks ago, and they will know that my story is truth....that being said, bashing David Hall and bashing the company will not take away my husband's cancer or pay the bills, neither will defending them. I have no anticipation of any benefit for stating that while I worked there, the company did a great deal to stop fraud and let me say that it is a difficult thing to identify and prevent. Why then do I state what I know? Karma. Those who have been so rude to my response will have no idea what that is and will again respond with more ugliness, but to others, they will understand that no company is perfect, all make mistakes. Quicken Loans is a good place to get a decent mortgage. I still respect many people who work there. The entire mortgage industry is in the crapper....who is at fault? Well for every bad loan program that every lender put out (hind sight) there was a customer who signed those closing docs that said they made $10,000 a month when they had lost their job a month ago but just "had to have that house". Accountability sucks sometimes. David Hall's relationship with Rock Financial was very profitable for many years, but at some point a change was sure to come. I would gently recommend....to let it be now, as no good will come from trashing one person or a company in this forum. It never toppled the company before....but for entertainment purposes it may hold some value...however short lived.

D. Hall joined the company in 1995. I don't know what happened...I've called around, nobody knows. Anyway, I'm thinking that he may have just left on his own accord... They have been slowly fazing out the Rock Financial name, last I heard they are down to about 20 or 30 bankers at Rock. They trimmed the advertising budget for Rock to almost nothing. They don't need to pay D. Hall to look after 20 bankers or run the PR team when their is no budget. He's already made his money. I think they're going to have Quicken swallow everything up. They never had any plans on making him the national spokesperson so I'm thinking that he just left on his own. that would still give them reason to keep tight lipped about it because it would seem to the outside observer that Rock Financial has been dealt the death blow and they don't want or need that type of publicity in this market. Don't look good for business.

Don't believe everything you read or hear - - this claim of David Hall being involved with mortgage fraud is completely inaccurate. So is the fact he started with the company in 1985 - - he was only 14.

Word is that there were allegedly some not so legal things going on there. Question is if this is true how far reaching does this go? Plausable deniability is probably going to be the defense...

Word is that there were allegedly some not so legal things going on there. Question is if this is true how far reaching does this go? Plausable deniability is probably going to be the defense...

Word is that there were allegedly some not so legal things going on there. Question is if this is true how far reaching does this go? Plausable deniability is probably going to be the defense...

Word is that there were allegedly some not so legal things going on there. Question is if this is true how far reaching does this go? Plausable deniability is probably going to be the defense...

both are unreachable, no one is talking, the company will not say anything - hmmm, I smell a cover up. As for The Rev, you are full of s*** to stand up to scum who put you in that position of having nothing under the tree for your kids. stop bs us. I dont believe you - you must be part of the management or just dumb. Not buying it. ps D-Hall come to Las Vegas - what happens in Vagas, stays in Vegas. The juice is loose baby.

Our experience is that the postings appearing on Rip off Report are entirely inaccurate and unfounded. While we don't comment on the reasons for someone leaving our company, be assured that the departure of David Hall (Rock Financial's radio and TV advertising spokesman in SE Michigan) did not involve mortgage fraud. To perpetuate such a patently false rumor is not only irresponsible, but libelous and could result in legal action. Paul Justin, Esq. Associate Corporate Counsel Quicken Loans Inc.

The Rev...I don't believe your story. A year and a half ago, they weren't firing people like they were today so there has to be some piece of your story that you're leaving out. And either way, why do you defend a company that treated you like that? That put you in the situation you are today? And you can't afford to pay bills or buy presents but you still have internet access to defend this shameless company? Your story just doesn't add up.

Is this just the beginning of the whole deck falling... Who or what is next? Keep reading the headlines: The face and voice of Quicken/Rock leaves December 16, 2007 BY TOM WALSH FREE PRESS BUSINESS COLUMNIST David Hall, the ubiquitous television and radio pitchman for Rock Financial, the Michigan mortgage-lending arm of Quicken Loans, has left the Quicken/Rock organization. "David Hall is no longer employed by Quicken Loans/Rock Financial. Out of respect for the privacy of its employees and former employees, the company does not comment on the nature of, or reasons for, anyone's departure from the organization," the company said Saturday in a statement released by Elizabeth Jones, its vice president for communications. She declined further comment. Dan Gilbert, founder and chairman of Quicken/Rock, is the company's owner and driving force. But it was Hall who was the mortgage giant's best-known employee, at least until the past couple of years when Gilbert bought the Cleveland Cavaliers basketball team and made huge news last month with his decision to move Quicken/Rock's headquarters and 4,000 employees from Livonia to Detroit. Hall joined the company in 1985 when it had only 200 employees. He became a superstar salesman, ran Rock's Troy office and rose to be a senior vice president of the company. His omnipresent face, voice and enthusiasm as the company spokesman on TV and radio commercials made him virtually synonymous with the Rock Financial brand. References to Hall had disappeared from the Quicken/Rock Web site by Saturday. Neither Hall nor Gilbert could not be reached for comment.

I worked there for a few years, and my team was responsible for fraud prevention and finding fraud. I worked in the same building as David Hall, and David was not a fraud "frequent flyer"! Fraud costs mortgage company's HUGE and can easily destroy a company, so Quicken/Rock doesn't want fraud anymore than you do and they do a lot to try and prevent it. Let's not jump on the victim fraud train when really we have no idea why David left. IF AND THIS IS A HUGE IF....he was fired, and fired for fraud, then considering that he was the BIG MEDIA GUY for the company, then I think it is commendable if they FIRED him if fraud was found. IF IF IF. I lost my job without any warning over a year and a half ago, and it hurt me deeply, I still do not know why. Since then I haven't been able to find work, my husband was diagnosed with stage III cancer, and we have two young kids at home. There is not one present under our Christmas tree. we can't pay our bills, and soon we will loose our home....BUT I can't let myself be a victim, and it does no good to bash a company just to make one feel better. Quicken Loans / Rock Financial does a pretty good job at preventing fraud and sometimes relationships end and there is no drama to report. I am just saying that while fiction does make a good dramatic story.....the truth is usually pretty dull and not worthy of this forum. Sometimes it can destroy reputations and cause real harm to many others....NOW THAT IS AN UGLY THING TO BE A PART OF.