Steve
Bradenton,#2Consumer Suggestion
Tue, July 18, 2006
Alberto, Forget the BBB, they are absolutely useless and have absolutely no power to do anything. I am confused as to why you posted this rip off under the "Federal Government" category. It really helps to properly categorize a rip off report, for purposes of searching and finding other related reports. Resurgant/LVNV are debt collectors, and junk debt buyers. They bought this old debt for less than a penny on the dollar. You really need to go to the FTC website and read/print out the FDCPA and then go to budhibbs.com and read all about these bottomfeeders and the debt buying and collections business in general. What you need to do is STAY OFF THE PHONE with them. NEVER speak to ANY debt collector on the phone! NEVER!! Send a DEBT VALIDATION request by certified mail, return reciept requested. put the certified# on the letter itself and keep a copy for your records. In this letter clearly dispute the debt, and DEMAND to see an account history and something you signed to create it. Also demand to see proof that they actually own the debt or have the legal right to collect it. If you do this, you will ost likely never hear from them again. Good luck.