Recieved an email from a person who calls himsellf Richard Boyd about an attempt to collect a payday loan in the amount of $740. He said they would contact my employer and the local sherriff's dept if a payment wasn't sent within 4 hours. I called him, and someone with a Middle Eastern accent answered saying he was Mr. Boyce. I began with..."did you know that it is illegal for you to contact my employer in attempt to collect an debt (not that I owe him anything)?" He said, "thank you very much" and hung up on me. I wish there was a way to catch and make these people pay for what they do.