- Report: #456849
Complaint Review: Rubin & Rothman - Islandia New York
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Rubin & Rothman
1787 Veterans HWY Islandia, New York, U.S.A.
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Rubin & Rothman They've been doing the same things with me that I've been reading they've been doing with others. Am I surprised? Not really. Islandia New York
Rubin$Rothman first contacted me saying I was being sued by someonethey did not name for an amount I did not recognize. I dismissed it.
Next they claimed that the Queens County Clerk approved a judgement order against me in favor of Capital One. This document, while stamped, is not signed.
This week, I recieved a notice stating they are sending a subpoena against my account to Bank of America.
While I have two negative entries by Capital One on my credit report both were charged off and disputed and appear so on my report. There is no evidence that the debts were sold to anyone and niether amount was worth being sued over. However, Rubin&Rothman are listed as a company which ordered not one but several copies of my report.
I don't believe Capital One sued me and, while I originally thought Rubin&Rothman bought Capital One's debts and mine just happened to be in the package, this doesn't appear to be the case. Do they obtain copies of our credit reports and use them like money menus they can order from?
As for Bank of America? I've never had an account with them!!What I've done to date is complain to the Queens County Court, placed a freeze on all of my credit report info, complained to the Better Business Bureau (they dismissed it) and wrote a cease letter to Rubin&Rothman.
I know you're suppsed to send the latter by certified mail but their last letter to me contained a folded business reply envelope as if to say they had no doubt I would send a check. I thought I'd be making a bolder statement by sending a photocopy of my letter in their own prepaid envelope.
Bilko
queens, New York
U.S.A.
Next they claimed that the Queens County Clerk approved a judgement order against me in favor of Capital One. This document, while stamped, is not signed.
This week, I recieved a notice stating they are sending a subpoena against my account to Bank of America.
While I have two negative entries by Capital One on my credit report both were charged off and disputed and appear so on my report. There is no evidence that the debts were sold to anyone and niether amount was worth being sued over. However, Rubin&Rothman are listed as a company which ordered not one but several copies of my report.
I don't believe Capital One sued me and, while I originally thought Rubin&Rothman bought Capital One's debts and mine just happened to be in the package, this doesn't appear to be the case. Do they obtain copies of our credit reports and use them like money menus they can order from?
As for Bank of America? I've never had an account with them!!What I've done to date is complain to the Queens County Court, placed a freeze on all of my credit report info, complained to the Better Business Bureau (they dismissed it) and wrote a cease letter to Rubin&Rothman.
I know you're suppsed to send the latter by certified mail but their last letter to me contained a folded business reply envelope as if to say they had no doubt I would send a check. I thought I'd be making a bolder statement by sending a photocopy of my letter in their own prepaid envelope.
Bilko
queens, New York
U.S.A.
1 Updates & Rebuttals
ttracy
USAmy 2 cents
#2General Comment
Tue, February 09, 2010
if they frozen your account for the wrong reason, u should bring them to court, file a lawsuit against them as they broke the law.
i believe in order for them to froze your account, they need to win a judgement against you, but seems like you've never been to court and lost, correct? so how can they win it? did you miss the court date? failure to answer the summon?
in NY, they will personally serve u, and mail a copy to you. you should check if your name is in the civil court system here http://iapps.courts.state.ny.us/webcivilLocal/LCSearch and who's suing u. coz they might not as legal as they claim they are to collect from you.
if they send u bogus mails .. bring them to court! they can claim whatever they want, but u should check if u really are being sue. keep all their letters.
i don't think the county clerk can approved anything, only the judge can put a judgement against you and get your wage garnished or freeze your account.
